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ActiveMLS #6297739

Address not disclosed

Canyon Lake, TX 78133 · Clearwater Estates

Single Family Residence for sale in Clearwater Estates

4Bedrooms
2Bathrooms
2,182Square Ft
0.99Acres
2Garage
2009Year Built
New
1 / 40
$619,990
3D tour

Overview

Property Description

You've been searching for that perfect Texas Hill Country retreat—the one where mornings are quieter, the views stretch farther, and deer near the back porch are simply part of everyday life. Welcome to 178 Whitell Bay in Canyon Lake! Situated on slightly under one acre with beautiful Hill Country views, this thoughtfully designed home offers 3 bedrooms, 2 bathrooms, plus a flexible 4th bedroom or private office. The home received an extensive 2025 refresh, including new LVP flooring throughout the main living areas, kitchen, dining, utility and office/flex room, plus stunning quartz countertops. The kitchen features gas cooking with a recently plumbed propane system, perfect for cooking and entertaining. Outside, the massive covered back patio and full outdoor kitchen create the ideal setting for morning coffee, weekend cookouts, football Saturdays or relaxing while taking in the peaceful surroundings. The recently fenced backyard features fresh sod and iron fencing, creating a defined space for pets and play while preserving the beautiful views. Beyond the fenced area, the spacious, level lot offers room for a pool, garden beds, workshop, RV garage, play area or additional outdoor living space. Additional storage includes an exterior shed for lawn and outdoor equipment, plus a large detached garage with room for two oversized vehicles. While 178 Whitell Bay feels like a peaceful Hill Country escape, you're still conveniently located approximately 8 minutes from North Park and Canyon Lake Marina, 25 minutes from Gruene and Wimberley, and 30 minutes from New Braunfels, San Marcos and Texas State University. Spend the day on Canyon Lake, enjoy dinner and live music in Gruene, explore Wimberley, or simply stay home and enjoy the deer, views and quiet surroundings. 178 Whitell Bay offers the space, setting and location to truly live the Texas Hill Country lifestyle. Schedule your private tour today!

Financial Info
Price
$619,990
$ / Sqft
$284
HOA
Yes - Mandatory / $210 / Annually
HOA Name
Comal Clearwater Estates POA
HOA Includes
See Remarks
Tax Rate
1.49%
Est. Taxes
$6,803.42
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
Address not disclosed
County
Comal
City
Canyon Lake
State
TX
Zip
78133
Subdivision
Clearwater Estates
Legal Description
CLEAR WATER ESTATES 1, LOT 60G
Parcel
150105006006
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, Gas Range, Ice Maker, Microwave, Range, Stainless Steel Appliance(s), Electric Water Heater, Water Softener Owned
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
See Remarks, Family Room, Gas, Gas Starter, Living Room, Raised Hearth, Stone
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Tray Ceiling(s), Vaulted Ceiling(s), Chandelier, Quartz Counters, Stone Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Entrance Foyer, French Doors, High Speed Internet, Open Floorplan, Pantry, Primary Bedroom on Main, Soaking Tub, Study/Home Office, Walk-In Closet(s), Washer Hookup, WaterSense Fixture(s), Wired for Sound, Security Service, Smoke Detector(s), Blinds, Plantation Shutters, Shutters, Window Coverings
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2009 / Resale
Square Feet
2,182 / Public Records
Garages
2
Garage Desc
Additional Parking, Concrete, Detached, Driveway, Garage, Garage Door Opener, Oversized, Private, Storage
Foundation
Slab
Roof
Composition, Shingle
Construction
Masonry – All Sides, Stone, Stucco
Acres
0.99
Lot Description
See Remarks, Cul-De-Sac, Front Yard, Landscaped, Level, Native Plants, Many Trees, Trees-Moderate
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
See Remarks, Hill Country, Trees/Woods
Water Access
No
Waterfront
No
Area
CM
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
See Remarks, Cable Connected, Electricity Connected, Internet-Cable, Phone Connected, Propane, Sewer Connected, Water Connected
Heat
See Remarks, Central, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced, Partial
Exterior Features
See Remarks, Barbecue, Gas Grill, Gutters Partial, Lighting, Outdoor Grill, Private Entrance, Private Yard, Covered, Front Porch, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms10 rooms

Main level

  • Kitchen

    11x12

  • Living Room

    20x20

  • Foyer

    9x9

  • Dining Room

    15x11

  • Primary Bathroom

    12x10

  • Primary Bedroom

    14x15

  • Bathroom

    5x10

  • Laundry

    11x5

  • Bedroom

    11x10

  • Bedroom

    10x10

Price history

Members only
Days on market
$619,990
List price
0
Price reductions
Active
Since Sep 19, 2026
Property history1 event
DateEventPriceChange
Sep 19, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Mountain Valley
Middle
Mountain Valley Middle
High
Canyon Lake

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $619,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,219 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,219

Principal & interest
$3,135
Property taxes
$567
Homeowners insurance
$517

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$495,992$5,544$32,076$490,448
2$490,448$5,915$31,705$484,533
3$484,533$6,311$31,309$478,222
4$478,222$6,734$30,886$471,488
5$471,488$7,185$30,435$464,303
6$464,303$7,666$29,954$456,637
7$456,637$8,180$29,441$448,457
8$448,457$8,727$28,893$439,730
9$439,730$9,312$28,308$430,418
10$430,418$9,935$27,685$420,483
  • Year 1$490,448
    Principal paid
    $5,544
    Interest paid
    $32,076
    Starting balance
    $495,992
  • Year 2$484,533
    Principal paid
    $5,915
    Interest paid
    $31,705
    Starting balance
    $490,448
  • Year 3$478,222
    Principal paid
    $6,311
    Interest paid
    $31,309
    Starting balance
    $484,533
  • Year 4$471,488
    Principal paid
    $6,734
    Interest paid
    $30,886
    Starting balance
    $478,222
  • Year 5$464,303
    Principal paid
    $7,185
    Interest paid
    $30,435
    Starting balance
    $471,488
  • Year 6$456,637
    Principal paid
    $7,666
    Interest paid
    $29,954
    Starting balance
    $464,303
  • Year 7$448,457
    Principal paid
    $8,180
    Interest paid
    $29,441
    Starting balance
    $456,637
  • Year 8$439,730
    Principal paid
    $8,727
    Interest paid
    $28,893
    Starting balance
    $448,457
  • Year 9$430,418
    Principal paid
    $9,312
    Interest paid
    $28,308
    Starting balance
    $439,730
  • Year 10$420,483
    Principal paid
    $9,935
    Interest paid
    $27,685
    Starting balance
    $430,418
First 10 of 30 years

Nearby

Courtesy of Keller Williams Heritage · (210) 493-3030

Listings courtesy of ACTRIS as distributed by MLS GRID.