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103 Crystal Cliffs Dr 3545196Edit search
ActiveMLS #3545196

103 Crystal Cliffs DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Santa Fe Estates Subdivision

Single Family Residence for sale in Santa Fe Estates Subdivision

2Bedrooms
1Bathrooms
936Square Ft
0.54Acres
0Garage
2023Year Built
Price Reduced
1 / 28
$185,000$198,000

Overview

Property Description

Modern two-story home offering 2 bedrooms and 1 bath on 0.538 acres. The interior offers an open-concept layout, modern carpeted staircase design with glass railing accents, large windows for natural light, and stylish wood-look flooring throughout. The covered back porch creates an inviting outdoor living space, while the compact footprint makes the home efficient, functional, and full of character.

Financial Info
Price
$185,000
$ / Sqft
$198
HOA
None
Tax Rate
1.68%
Est. Taxes
$3,061.18
Tax Year
2026
Exemptions
None
Legal Info
Address
103 Crystal Cliffs DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Santa Fe Estates Subdivision
Legal Description
Santa Fe Estates Subdivision, Phase 2, Block F, Lot 8, Acres 0.53
Parcel
8715487
Interior Features
Floor
Carpet, Laminate
Num Living
1
Dining
0
Appliances
Disposal, Electric Range, Microwave, Refrigerator
Laundry
Upper Level
Master Main
Yes
Interior Features
Electric Dryer Hookup, French Doors, Recessed Lighting, Storage, Washer Hookup, None, Vinyl Windows
General Info
Beds
2 Total / 1 Main Level / 1 Other Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2023 / Resale
Square Feet
936 / Public Records
Garage Desc
Gravel
Foundation
Block
Roof
Metal
Construction
HardiPlank Type, Board & Batten Siding
Acres
0.54
Lot Description
Corner Lot, Trees-Small (Under 20 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood, Rural
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Available, Water Available
Heat
Central
A C
Wall/Window Unit(s)
Exterior Features
Fence
None
Exterior Features
None, Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms2 rooms

Second level

  • Bedroom
  • Primary Bedroom

Price history

Members only
Days on market
−$13,000 (−6.6%)
$198,000 → $185,000
1
Price reduction
Active
Since May 20, 2026
Price trend
List priceMay 2026 → Jun 2026
Property history2 events
DateEventPriceChange
Jun 9, 2026Price Decrease$185,000−$13,000 (−6.6%)
May 20, 2026New Listing

Taxes

General Information
Owner
VEGA, SANDRA VERONICA & LUIS ALBERTO SALAS
Legal
Santa Fe Estates Subdivision, Phase 2, BLOCK F, LOT 8, ACRES 0.538
Geo ID
8715487
Acreage
0.54
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$3,061.18
MLS tax year
2026
CAD estimated taxes
$3,061.13
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$112,980$69,070$182,050$182,050$182,050
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$182,050$182,050———$638.07BASTROP COUNTY
$182,050$182,050———$1,944.11BASTROP ISD
$182,050$182,050———$154.52BASTROP COUNTY EMERGENCY SVC DIST #1
$182,050$182,050———$182.05BASTROP COUNTY EMERGENCY SVC DIST #3
$182,050$182,050———$142.38COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Bastrop ISD
Elementary
Cedar Creek
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $185,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,344 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,344

Principal & interest
$935
Property taxes
$255
Homeowners insurance
$154

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$148,000$1,654$9,571$146,346
2$146,346$1,765$9,461$144,581
3$144,581$1,883$9,342$142,698
4$142,698$2,009$9,216$140,688
5$140,688$2,144$9,082$138,544
6$138,544$2,288$8,938$136,257
7$136,257$2,441$8,785$133,816
8$133,816$2,604$8,621$131,212
9$131,212$2,779$8,447$128,433
10$128,433$2,965$8,261$125,469
  • Year 1$146,346
    Principal paid
    $1,654
    Interest paid
    $9,571
    Starting balance
    $148,000
  • Year 2$144,581
    Principal paid
    $1,765
    Interest paid
    $9,461
    Starting balance
    $146,346
  • Year 3$142,698
    Principal paid
    $1,883
    Interest paid
    $9,342
    Starting balance
    $144,581
  • Year 4$140,688
    Principal paid
    $2,009
    Interest paid
    $9,216
    Starting balance
    $142,698
  • Year 5$138,544
    Principal paid
    $2,144
    Interest paid
    $9,082
    Starting balance
    $140,688
  • Year 6$136,257
    Principal paid
    $2,288
    Interest paid
    $8,938
    Starting balance
    $138,544
  • Year 7$133,816
    Principal paid
    $2,441
    Interest paid
    $8,785
    Starting balance
    $136,257
  • Year 8$131,212
    Principal paid
    $2,604
    Interest paid
    $8,621
    Starting balance
    $133,816
  • Year 9$128,433
    Principal paid
    $2,779
    Interest paid
    $8,447
    Starting balance
    $131,212
  • Year 10$125,469
    Principal paid
    $2,965
    Interest paid
    $8,261
    Starting balance
    $128,433
First 10 of 30 years

Nearby

Courtesy of Realty of America, LLC · (512) 788-9495

Listings courtesy of ACTRIS as distributed by MLS GRID.