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ActiveMLS #9877472

106 N Mockingbird CIR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Elm Ridge

Single Family Residence for sale in Elm Ridge

3Bedrooms
2Bathrooms
1,238Square Ft
0.16Acres
2Garage
1986Year Built
Open Sat 12–3pmNew
1 / 13
$289,900

Overview

Property Description

Welcome to 106 N Mockingbird Cir in Cedar Creek! This beautifully remodeled, single-story home offers an inviting layout with a spacious living area, updated kitchen with stone countertops, and a cozy fireplace. Enjoy mature trees, a fenced backyard, and a two-car garage. Recent improvements include a roof replacement and new AC system in 2024, along with foundation work backed by a transferable warranty. No HOA! Seller financing is available, offering another option for buyers looking to make homeownership a reality. Come see what this home has to offer!

Financial Info
Price
$289,900
$ / Sqft
$234
HOA
None
Tax Rate
2.15208%
Est. Taxes
$2,874.09
Tax Year
2025
Exemptions
None
Legal Info
Address
106 N Mockingbird CIR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Elm Ridge
Legal Description
ELM RIDGE SEC 1 A, BLOCK C, LOT 12
Parcel
61821
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Range
Laundry
Inside
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Ceiling Fan(s), Stone Counters, Primary Bedroom on Main, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1986 / Resale
Square Feet
1,238 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Brick Veneer, HardiPlank Type
Acres
0.16
Lot Description
Few Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced
Exterior Features
Private Yard, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Main level

  • Primary Bedroom

    Ceiling Fan(s), Full Bath

Price history

Days on market
$289,900
List price
0
Price reductions
Active
Since Oct 31, 2026
Property history1 event
DateEventPriceChange
Oct 31, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Bastrop ISD
Elementary
Cedar Creek
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $289,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,948 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,948

Principal & interest
$1,466
Property taxes
$240
Homeowners insurance
$242

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$231,920$2,592$14,998$229,328
2$229,328$2,766$14,825$226,562
3$226,562$2,951$14,640$223,611
4$223,611$3,149$14,442$220,462
5$220,462$3,360$14,231$217,103
6$217,103$3,585$14,006$213,518
7$213,518$3,825$13,766$209,693
8$209,693$4,081$13,510$205,613
9$205,613$4,354$13,237$201,258
10$201,258$4,646$12,945$196,613
  • Year 1$229,328
    Principal paid
    $2,592
    Interest paid
    $14,998
    Starting balance
    $231,920
  • Year 2$226,562
    Principal paid
    $2,766
    Interest paid
    $14,825
    Starting balance
    $229,328
  • Year 3$223,611
    Principal paid
    $2,951
    Interest paid
    $14,640
    Starting balance
    $226,562
  • Year 4$220,462
    Principal paid
    $3,149
    Interest paid
    $14,442
    Starting balance
    $223,611
  • Year 5$217,103
    Principal paid
    $3,360
    Interest paid
    $14,231
    Starting balance
    $220,462
  • Year 6$213,518
    Principal paid
    $3,585
    Interest paid
    $14,006
    Starting balance
    $217,103
  • Year 7$209,693
    Principal paid
    $3,825
    Interest paid
    $13,766
    Starting balance
    $213,518
  • Year 8$205,613
    Principal paid
    $4,081
    Interest paid
    $13,510
    Starting balance
    $209,693
  • Year 9$201,258
    Principal paid
    $4,354
    Interest paid
    $13,237
    Starting balance
    $205,613
  • Year 10$196,613
    Principal paid
    $4,646
    Interest paid
    $12,945
    Starting balance
    $201,258
First 10 of 30 years

Nearby

Courtesy of La Casa Realty Group · (512) 697-8804

Listings courtesy of ACTRIS as distributed by MLS GRID.