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ActiveMLS #7296043

1133 FM 20, Cedar Creek TX 78612

Cedar Creek, TX 78612 · J A Estates

Single Family Residence for sale in J A Estates

3Bedrooms
2 full / 1 halfBathrooms
2,436Square Ft
8.28Acres
2Garage
2010Year Built
Price Reduced
1 / 40
$799,950
3D tour

Overview

Property Description

Live, Work, and Thrive on 8.279 Acres | A custom home built by the owner — solid, meticulously maintained, and full of possibility. Hwy 20 road frontage. Open floorplan, wonderful land views, a back porch made for evenings outside, big windows throughout. Two oversized workshops, one with a private apartment upstairs — ideal for guests, rental income, or running your business from home. Oversized garage with built-in cabinets, extra carport for equipment. New fencing on three sides. The possibilities are real: a music studio, a farm-to-market operation, vehicle repair, a home-based business — this property flexes to fit the vision. Whitetail deer at the feeders, room to breathe, room to work. Just minutes to Hwy 71 for easy access to Austin/ABIA or downtown Bastrop. Come see it. Come discover what's possible here.

Financial Info
Price
$799,950
$ / Sqft
$328
HOA
None
Tax Rate
1.55%
Est. Taxes
$16,786
Tax Year
2024
Exemptions
See Remarks
Legal Info
Address
1133 FM 20
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
J A Estates
Legal Description
J A ESTATES, LOT 1 - 2, ACRES 8.279
Parcel
35976
Interior Features
Floor
Carpet, Laminate, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Gas Cooktop, Double Oven, Gas Water Heater
Laundry
Inside, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Double Vanity, Kitchen Island, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, See Remarks, Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2010 / Resale
Square Feet
2,436 / Public Records
Garages
2
Garage Desc
Carport, Concrete, Detached Carport, Garage Door Opener, RV Access/Parking
Foundation
Slab
Roof
Metal
Construction
Wood Siding, Stone
Acres
8.28
Lot Description
Cleared, Few Trees, Level, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Pond
Water Access
No
Waterfront
No
Area
BA
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Propane, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Barbed Wire, Fenced
Exterior Features
None, Covered, Porch, Wrap Around
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$25,050 (−3%)
$825,000 → $799,950
1
Price reduction
Active
Since Sep 12, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history1 event
DateEventPriceChange
Oct 2, 2026Price Decrease$799,950−$25,050 (−3%)

Taxes

General Information
Owner
ARNOLD, GEORGE H & JANICE S
Legal
J A Estates, Lot 1 - 2, ACRES 8.279
Geo ID
35976
Acreage
8.28
Exemptions
Exemption Type
Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$16,786
MLS tax year
2024
CAD estimated taxes
$3,520.97
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$301,715$553,015$854,730$854,730$854,730
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$854,730$829,730———$1,377.84BASTROP COUNTY
$854,730$654,730———$216.78BASTROP ISD
$854,730$854,730———$725.49BASTROP COUNTY EMERGENCY SVC DIST #1
$854,730$854,730———$854.73BASTROP COUNTY EMERGENCY SVC DIST #3
$854,730$829,730———$346.13COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Bastrop ISD
Elementary
Colony Oaks
Middle
Bastrop
High
Bastrop

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $799,950
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,111 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,111

Principal & interest
$4,045
Property taxes
$1,399
Homeowners insurance
$667

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$639,960$7,153$41,387$632,807
2$632,807$7,632$40,908$625,175
3$625,175$8,143$40,397$617,032
4$617,032$8,689$39,851$608,343
5$608,343$9,270$39,269$599,073
6$599,073$9,891$38,649$589,182
7$589,182$10,554$37,986$578,628
8$578,628$11,261$37,279$567,367
9$567,367$12,015$36,525$555,353
10$555,353$12,819$35,720$542,533
  • Year 1$632,807
    Principal paid
    $7,153
    Interest paid
    $41,387
    Starting balance
    $639,960
  • Year 2$625,175
    Principal paid
    $7,632
    Interest paid
    $40,908
    Starting balance
    $632,807
  • Year 3$617,032
    Principal paid
    $8,143
    Interest paid
    $40,397
    Starting balance
    $625,175
  • Year 4$608,343
    Principal paid
    $8,689
    Interest paid
    $39,851
    Starting balance
    $617,032
  • Year 5$599,073
    Principal paid
    $9,270
    Interest paid
    $39,269
    Starting balance
    $608,343
  • Year 6$589,182
    Principal paid
    $9,891
    Interest paid
    $38,649
    Starting balance
    $599,073
  • Year 7$578,628
    Principal paid
    $10,554
    Interest paid
    $37,986
    Starting balance
    $589,182
  • Year 8$567,367
    Principal paid
    $11,261
    Interest paid
    $37,279
    Starting balance
    $578,628
  • Year 9$555,353
    Principal paid
    $12,015
    Interest paid
    $36,525
    Starting balance
    $567,367
  • Year 10$542,533
    Principal paid
    $12,819
    Interest paid
    $35,720
    Starting balance
    $555,353
First 10 of 30 years

Nearby

Courtesy of JPAR Austin · (800) 683-5651

Listings courtesy of ACTRIS as distributed by MLS GRID.