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ActiveMLS #8408791

123 River Oaks DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · River Oaks

See Remarks for sale in River Oaks

3Bedrooms
2Bathrooms
2,345Square Ft
1.02Acres
2Garage
1970Year Built
1 / 17
$290,000

Overview

Property Description

Solid Fixer-Upper - located directly behind (contiguous) the Dollar General on Hwy 71 approx 7 miles West of Bastrop, and 15 mile to ABIA. Owner has formal Plumbing, Foundation, and Roof estimates from reputable subcontractors. 3 PHASE POWER. Detached Garage with shop. Additional stand alone Workshop behind garage has exhaust system with very large exhaust fan. - Other misc repairs needed; need new Elec. HWH, Stand Alone Shop is 530/SF Has window unit that works. Detached Garage with shop/storage area is 912/SF + 260/sf, all on good slabs. Home SF is 2,345, +912+260+530 = 4,047 total sq/ft improvements. High probability best and highest use for this property is Commercial, but last "use" was single family on tax roll. If you choose, the county will change "use" to commercial once you obtain a building permit for your business. There is no zoning in the county. ----- All legal work in order with the sellers, and ready for a quick Close!

Financial Info
Price
$290,000
$ / Sqft
$124
HOA
None
HOA Name
not in effect
Est. Taxes
$1,053.83
Tax Year
2025
Exemptions
Over 65
Legal Info
Address
123 River Oaks DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
River Oaks
Legal Description
RIVER OAKS SECTION 1 BLK 1 LOT 29
Parcel
35707
Interior Features
Floor
See Remarks
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Built-In Electric Oven, Built-In Electric Range, Double Oven, Vented Exhaust Fan
Laundry
Laundry Room, Main Level
Master Bed
2 Primary Baths
Master Main
Yes
Fireplaces
1
Fireplace Description
Great Room, Raised Hearth
Interior Features
2 Primary Baths, Bookcases, Built-in Features, Ceiling Fan(s), Laminate Counters, Electric Dryer Hookup, Entrance Foyer, Kitchen Island, Multiple Living Areas, Storage, Washer Hookup, Security System Owned, Aluminum Frames, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
See Remarks
Stories
1
Year Built
1970 / See Remarks
Square Feet
2,345 / Public Records
Garages
2
Garage Desc
Detached, Garage
Foundation
See Remarks, Slab
Roof
Composition
Construction
Frame, Masonry – Partial
Acres
1.02
Lot Description
Front Yard, Public Maintained Road, Trees-Heavy, Trees-Large (Over 40 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood, Rural
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Other, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Attic Fan, Central Air, Roof Turbine(s), Whole House Fan
Exterior Features
Fence
Barbed Wire, Partial
Exterior Features
See Remarks, Private Yard, Satellite Dish Owned, Front Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$290,000
List price
0
Price reductions
Active
Since Jul 19, 2026
Property history1 event
DateEventPriceChange
Sep 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Bastrop ISD
Elementary
Bluebonnet (Bastrop ISD)
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $290,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,796 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,796

Principal & interest
$1,466
Property taxes
$88
Homeowners insurance
$242

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$232,000$2,593$15,004$229,407
2$229,407$2,767$14,830$226,640
3$226,640$2,952$14,645$223,688
4$223,688$3,150$14,447$220,538
5$220,538$3,361$14,236$217,177
6$217,177$3,586$14,011$213,592
7$213,592$3,826$13,771$209,766
8$209,766$4,082$13,515$205,683
9$205,683$4,356$13,241$201,328
10$201,328$4,647$12,949$196,681
  • Year 1$229,407
    Principal paid
    $2,593
    Interest paid
    $15,004
    Starting balance
    $232,000
  • Year 2$226,640
    Principal paid
    $2,767
    Interest paid
    $14,830
    Starting balance
    $229,407
  • Year 3$223,688
    Principal paid
    $2,952
    Interest paid
    $14,645
    Starting balance
    $226,640
  • Year 4$220,538
    Principal paid
    $3,150
    Interest paid
    $14,447
    Starting balance
    $223,688
  • Year 5$217,177
    Principal paid
    $3,361
    Interest paid
    $14,236
    Starting balance
    $220,538
  • Year 6$213,592
    Principal paid
    $3,586
    Interest paid
    $14,011
    Starting balance
    $217,177
  • Year 7$209,766
    Principal paid
    $3,826
    Interest paid
    $13,771
    Starting balance
    $213,592
  • Year 8$205,683
    Principal paid
    $4,082
    Interest paid
    $13,515
    Starting balance
    $209,766
  • Year 9$201,328
    Principal paid
    $4,356
    Interest paid
    $13,241
    Starting balance
    $205,683
  • Year 10$196,681
    Principal paid
    $4,647
    Interest paid
    $12,949
    Starting balance
    $201,328
First 10 of 30 years

Nearby

Courtesy of Bridges Real Estate Group · (512) 922-2362

Listings courtesy of ACTRIS as distributed by MLS GRID.