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ActiveMLS #9870072

127 Union Pacific DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Railhead

Single Family Residence for sale in Railhead

4Bedrooms
3Bathrooms
2,168Square Ft
0.52Acres
3Garage
2025Year Built
Price Reduced
1 / 31
$405,000$410,000
3D tour

Overview

Property Description

5% lender incentive offered with the use of the seller’s in-house lender, Incentive may be used towards buyer closing costs and or rate buy-down, subject to lender approval and buyer qualification. The Fairfield floorplan – This spacious single-story home offers approximately 2,168 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and a versatile open-concept layout ideal for both entertaining and everyday living. The gourmet kitchen features quartz countertops, quality cabinetry, stainless steel appliances, a large center island, and a walk-in pantry, all overlooking the dining and family room areas to create a bright and inviting gathering space. A standout feature of this Fairfield floorplan is its dual-suite design, offering both a primary suite and a secondary suite with private bathroom access, making it ideal for multigenerational living, extended guests, or added privacy for household members. The primary suite features an attractive en-suite bathroom with dual vanities, a walk-in shower, and a spacious walk-in closet. Two additional secondary bedrooms provide flexibility for guest accommodations, home offices, fitness spaces, or hobby rooms. Additional highlights include durable flooring throughout main living and wet areas, carpeting in bedrooms, energy-efficient construction features, double-pane windows, smart home technology, builder warranty coverage, a covered patio, professionally landscaped yard, sprinkler system, and a 2-car garage. The HOME IS CONNECTED smart home package allows convenient control of the thermostat, locks, and lighting directly from your cellular device. Conveniently located in Cedar Creek with easy access to Austin, Bastrop, Austin-Bergstrom International Airport, major employers, shopping, dining, and recreational opportunities, this home combines modern comfort, functionality, and value in a rapidly growing area.

Financial Info
Price
$405,000
$ / Sqft
$187
HOA
Yes - Mandatory / $105 / Quarterly
HOA Name
Goodwin & Company
HOA Includes
Common Area Maintenance
Tax Rate
1.87%
Est. Taxes
$8,065
Tax Year
2024
Exemptions
None
Legal Info
Address
127 Union Pacific DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Railhead
Legal Description
RAILHEAD SUBDIVISION, BLK A, LOT 3
Parcel
8731530
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Free-Standing Gas Oven, Refrigerator, Washer/Dryer
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Double Vanity, Gas Dryer Hookup, Open Floorplan, Pantry, Primary Bedroom on Main, Smoke Detector(s), Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2025 / New
Square Feet
2,168 / Builder
Garages
3
Garage Desc
Attached, Driveway, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Radiant Barrier, Board & Batten Siding
Acres
0.52
Lot Description
Back Yard, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
BA
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Natural Gas Available, Phone Available, Sewer Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Picnic Area, Playground

Rooms

Rooms9 rooms

Main level

  • Primary Bathroom

    Primary Bathroom 1

  • Primary Bedroom

    Primary Bedroom 1

  • Primary Bedroom

    Primary Bedroom 2

  • Primary Bathroom

    Primary Bathroom 2

  • Dining Room
  • Bedroom

    Bedroom 4

  • Bedroom

    Bedroom 3

  • Living Room
  • Kitchen

Price history

Members only
Days on market
−$5,000 (−1.2%)
$410,000 → $405,000
1
Price reduction
Active
Since Jun 2, 2026
Price trend
List priceJun 2026Jun 2026
Property history2 events
DateEventPriceChange
Jun 26, 2026Price Decrease$405,000−$5,000 (−1.2%)
Jun 2, 2026New Listing

Taxes

General Information
Owner
CONTINENTAL HOMES OF TEXAS LP
Legal
Railhead Subdivision, BLK A, LOT 3
Geo ID
8731530
Acreage
0.52
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$8,065
MLS tax year
2024
CAD estimated taxes
$1,261.12
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$75,000$0$75,000$75,000$75,000
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$75,000$75,000$262.87BASTROP COUNTY
$75,000$75,000$800.93BASTROP ISD
$75,000$75,000$63.66BASTROP COUNTY EMERGENCY SVC DIST #1
$75,000$75,000$75.00BASTROP COUNTY EMERGENCY SVC DIST #3
$75,000$75,000$58.66COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Bastrop ISD
Elementary
Cedar Creek
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $405,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,058 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,058

Principal & interest
$2,048
Property taxes
$672
Homeowners insurance
$338

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$324,000$3,621$20,953$320,379
2$320,379$3,864$20,711$316,515
3$316,515$4,123$20,452$312,392
4$312,392$4,399$20,176$307,993
5$307,993$4,693$19,881$303,300
6$303,300$5,008$19,567$298,292
7$298,292$5,343$19,232$292,949
8$292,949$5,701$18,874$287,248
9$287,248$6,083$18,492$281,165
10$281,165$6,490$18,085$274,675
  • Year 1$320,379
    Principal paid
    $3,621
    Interest paid
    $20,953
    Starting balance
    $324,000
  • Year 2$316,515
    Principal paid
    $3,864
    Interest paid
    $20,711
    Starting balance
    $320,379
  • Year 3$312,392
    Principal paid
    $4,123
    Interest paid
    $20,452
    Starting balance
    $316,515
  • Year 4$307,993
    Principal paid
    $4,399
    Interest paid
    $20,176
    Starting balance
    $312,392
  • Year 5$303,300
    Principal paid
    $4,693
    Interest paid
    $19,881
    Starting balance
    $307,993
  • Year 6$298,292
    Principal paid
    $5,008
    Interest paid
    $19,567
    Starting balance
    $303,300
  • Year 7$292,949
    Principal paid
    $5,343
    Interest paid
    $19,232
    Starting balance
    $298,292
  • Year 8$287,248
    Principal paid
    $5,701
    Interest paid
    $18,874
    Starting balance
    $292,949
  • Year 9$281,165
    Principal paid
    $6,083
    Interest paid
    $18,492
    Starting balance
    $287,248
  • Year 10$274,675
    Principal paid
    $6,490
    Interest paid
    $18,085
    Starting balance
    $281,165
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.