127 Union Pacific DR, Cedar Creek TX 78612
Cedar Creek, TX 78612 · Railhead
Single Family Residence for sale in Railhead
Overview
Property Description
5% lender incentive offered with the use of the seller’s in-house lender, Incentive may be used towards buyer closing costs and or rate buy-down, subject to lender approval and buyer qualification. The Fairfield floorplan – This spacious single-story home offers approximately 2,168 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and a versatile open-concept layout ideal for both entertaining and everyday living. The gourmet kitchen features quartz countertops, quality cabinetry, stainless steel appliances, a large center island, and a walk-in pantry, all overlooking the dining and family room areas to create a bright and inviting gathering space. A standout feature of this Fairfield floorplan is its dual-suite design, offering both a primary suite and a secondary suite with private bathroom access, making it ideal for multigenerational living, extended guests, or added privacy for household members. The primary suite features an attractive en-suite bathroom with dual vanities, a walk-in shower, and a spacious walk-in closet. Two additional secondary bedrooms provide flexibility for guest accommodations, home offices, fitness spaces, or hobby rooms. Additional highlights include durable flooring throughout main living and wet areas, carpeting in bedrooms, energy-efficient construction features, double-pane windows, smart home technology, builder warranty coverage, a covered patio, professionally landscaped yard, sprinkler system, and a 2-car garage. The HOME IS CONNECTED smart home package allows convenient control of the thermostat, locks, and lighting directly from your cellular device. Conveniently located in Cedar Creek with easy access to Austin, Bastrop, Austin-Bergstrom International Airport, major employers, shopping, dining, and recreational opportunities, this home combines modern comfort, functionality, and value in a rapidly growing area.
Financial Info
- Price
- $405,000
- $ / Sqft
- $187
- HOA
- Yes - Mandatory / $105 / Quarterly
- HOA Name
- Goodwin & Company
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.87%
- Est. Taxes
- $8,065
- Tax Year
- 2024
- Exemptions
- None
Legal Info
- Address
- 127 Union Pacific DR
- County
- Bastrop
- City
- Cedar Creek
- State
- TX
- Zip
- 78612
- Subdivision
- Railhead
- Legal Description
- RAILHEAD SUBDIVISION, BLK A, LOT 3
- Parcel
- 8731530
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Free-Standing Gas Oven, Refrigerator, Washer/Dryer
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Double Vanity, Gas Dryer Hookup, Open Floorplan, Pantry, Primary Bedroom on Main, Smoke Detector(s), Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 2,168 / Builder
- Garages
- 3
- Garage Desc
- Attached, Driveway, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Radiant Barrier, Board & Batten Siding
- Acres
- 0.52
- Lot Description
- Back Yard, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- BA
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Cable, Natural Gas Available, Phone Available, Sewer Available, Water Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Privacy, Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Picnic Area, Playground
Rooms
Main level
- Primary Bathroom
Primary Bathroom 1
- Primary Bedroom
Primary Bedroom 1
- Primary Bedroom
Primary Bedroom 2
- Primary Bathroom
Primary Bathroom 2
- Dining Room
- Bedroom
Bedroom 4
- Bedroom
Bedroom 3
- Living Room
- Kitchen
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 26, 2026 | Price Decrease | $405,000−$5,000 (−1.2%) | −$5,000 (−1.2%) |
| Jun 2, 2026 | New Listing | — |
Taxes
- Owner
- CONTINENTAL HOMES OF TEXAS LP
- Legal
- Railhead Subdivision, BLK A, LOT 3
- Geo ID
- 8731530
- Acreage
- 0.52
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- BASTROP ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $8,065
- MLS tax year
- 2024
- CAD estimated taxes
- $1,261.12
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $75,000 | $0 | $75,000 | $75,000 | $75,000 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $75,000 | $75,000 | — | — | — | $262.87 | BASTROP COUNTY |
| $75,000 | $75,000 | — | — | — | $800.93 | BASTROP ISD |
| $75,000 | $75,000 | — | — | — | $63.66 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $75,000 | $75,000 | — | — | — | $75.00 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $75,000 | $75,000 | — | — | — | $58.66 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Bastrop ISD
- Elementary
- Cedar Creek
- Middle
- Cedar Creek
- High
- Cedar Creek
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,058 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,058
- Principal & interest
- $2,048
- Property taxes
- $672
- Homeowners insurance
- $338
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $324,000 | $3,621 | $20,953 | $320,379 | |
| 2 | $320,379 | $3,864 | $20,711 | $316,515 | |
| 3 | $316,515 | $4,123 | $20,452 | $312,392 | |
| 4 | $312,392 | $4,399 | $20,176 | $307,993 | |
| 5 | $307,993 | $4,693 | $19,881 | $303,300 | |
| 6 | $303,300 | $5,008 | $19,567 | $298,292 | |
| 7 | $298,292 | $5,343 | $19,232 | $292,949 | |
| 8 | $292,949 | $5,701 | $18,874 | $287,248 | |
| 9 | $287,248 | $6,083 | $18,492 | $281,165 | |
| 10 | $281,165 | $6,490 | $18,085 | $274,675 |
- Year 1$320,379
- Principal paid
- $3,621
- Interest paid
- $20,953
- Starting balance
- $324,000
- Year 2$316,515
- Principal paid
- $3,864
- Interest paid
- $20,711
- Starting balance
- $320,379
- Year 3$312,392
- Principal paid
- $4,123
- Interest paid
- $20,452
- Starting balance
- $316,515
- Year 4$307,993
- Principal paid
- $4,399
- Interest paid
- $20,176
- Starting balance
- $312,392
- Year 5$303,300
- Principal paid
- $4,693
- Interest paid
- $19,881
- Starting balance
- $307,993
- Year 6$298,292
- Principal paid
- $5,008
- Interest paid
- $19,567
- Starting balance
- $303,300
- Year 7$292,949
- Principal paid
- $5,343
- Interest paid
- $19,232
- Starting balance
- $298,292
- Year 8$287,248
- Principal paid
- $5,701
- Interest paid
- $18,874
- Starting balance
- $292,949
- Year 9$281,165
- Principal paid
- $6,083
- Interest paid
- $18,492
- Starting balance
- $287,248
- Year 10$274,675
- Principal paid
- $6,490
- Interest paid
- $18,085
- Starting balance
- $281,165
Nearby
Courtesy of Keller Williams City-View · (210) 696-9996
Listings courtesy of ACTRIS as distributed by MLS GRID.