137 Hay Meadow RD, Cedar Creek TX 78612
Cedar Creek, TX 78612 · Martins Meadow Sub
Single Family Residence for sale in Martins Meadow Sub
Overview
Property Description
Qualified buyers may have access to special financing, including 0% down with no monthly mortgage insurance through the seller’s preferred lender. Credit scores as low as 600 may qualify, with current rates approximately 6.50%–6.75%. Gardener’s paradise meets peaceful country living! Nestled on over an acre, this thoughtfully designed property offers the perfect blend of privacy, functionality, and outdoor enjoyment. The home features a great flowing floor plan that lives larger than its square footage, with beautiful pine wood floors, stainless steel appliances, new paint, an HVAC system in great shape, and comfortable spaces that make everyday living easy. The property offers solid Texas sunsets and no neighbors behind for added peace and privacy. Step outside to your own backyard retreat featuring a huge greenhouse, three raised veggie beds, and a fully irrigated mini orchard with 2 peach trees, 5 pecan trees, 5 mulberry trees, apple, elderberry, persimmon, plum, fig, citrus, jujube, and native ornamentals throughout. Whether you’re an avid gardener, hobby farmer, or simply love outdoor living, this property is ready for you. Cool off and relax in the 8-foot heated cowboy pool, complete with a sand pit/personal beach area, creating a unique backyard oasis unlike anything else in the area. The property also includes sufficient RV hookups, adding even more flexibility and functionality. Conveniently located within 10 minutes of the new SpaceX facility and approximately 30 minutes from Downtown Austin, this home offers an incredible combination of privacy, lifestyle, convenience, and long-term value.
Financial Info
- Price
- $340,000
- $ / Sqft
- $272
- HOA
- Yes - Mandatory / $110 / Annually
- HOA Name
- Martin Meadows
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.9809%
- Est. Taxes
- $4,146
- Tax Year
- 2021
- Exemptions
- Homestead
Legal Info
- Address
- 137 Hay Meadow RD
- County
- Bastrop
- City
- Cedar Creek
- State
- TX
- Zip
- 78612
- Subdivision
- Martins Meadow Sub
- Legal Description
- MARTIN'S MEADOW SUBDIVISION, BLOCK B, LOT 11, ACRES 1.1050
- Parcel
- R92677
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Eat-in Kitchen
- Appliances
- Dishwasher, Microwave, Free-Standing Gas Range, Stainless Steel Appliance(s)
- Laundry
- Laundry Closet
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Eat-in Kitchen, None
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2004 / Resale
- Square Feet
- 1,251 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Masonry – Partial
- Acres
- 1.11
- Lot Description
- Many Trees
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- BW
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Propane, Water Connected
- Heat
- Central, Propane
- A C
- Central Air
Exterior Features
- Fence
- Privacy, Wood
- Exterior Features
- RV Hookup, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Park
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 13, 2026 | Back On Market | — | |
| Sep 13, 2026 | Price Decrease | $340,000−$20,000 (−5.6%) | −$20,000 (−5.6%) |
| Aug 10, 2026 | Active Under Contract | — | |
| Jul 31, 2026 | Price Decrease | $360,000−$9,000 (−2.4%) | −$9,000 (−2.4%) |
| Jul 3, 2026 | New Listing | — |
Taxes
- Owner
- RATCLIFF, KIRBY
- Legal
- MARTIN'S MEADOW SUBDIVISION, BLOCK B, LOT 11, ACRES 1.1050
- Geo ID
- 92677
- Acreage
- 1.11
- Exemption Type
- Homestead
- T1
- BASTROP COUNTY
- T2
- BASTROP ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $4,146
- MLS tax year
- 2021
- CAD estimated taxes
- $3,849.70
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $170,999 | $147,001 | $318,000 | $318,000 | $318,000 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $318,000 | $318,000 | — | — | — | $1,114.56 | BASTROP COUNTY |
| $318,000 | $178,000 | — | — | — | $1,900.86 | BASTROP ISD |
| $318,000 | $318,000 | — | — | — | $269.92 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $318,000 | $318,000 | — | — | — | $318.00 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $318,000 | $315,000 | — | — | — | $246.36 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Bastrop ISD
- Elementary
- Cedar Creek
- Middle
- Creekside
- High
- Cedar Creek
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,348 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,348
- Principal & interest
- $1,719
- Property taxes
- $346
- Homeowners insurance
- $283
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $272,000 | $3,040 | $17,590 | $268,960 | |
| 2 | $268,960 | $3,244 | $17,387 | $265,716 | |
| 3 | $265,716 | $3,461 | $17,170 | $262,255 | |
| 4 | $262,255 | $3,693 | $16,938 | $258,562 | |
| 5 | $258,562 | $3,940 | $16,691 | $254,622 | |
| 6 | $254,622 | $4,204 | $16,427 | $250,418 | |
| 7 | $250,418 | $4,486 | $16,145 | $245,932 | |
| 8 | $245,932 | $4,786 | $15,845 | $241,146 | |
| 9 | $241,146 | $5,107 | $15,524 | $236,040 | |
| 10 | $236,040 | $5,449 | $15,182 | $230,591 |
- Year 1$268,960
- Principal paid
- $3,040
- Interest paid
- $17,590
- Starting balance
- $272,000
- Year 2$265,716
- Principal paid
- $3,244
- Interest paid
- $17,387
- Starting balance
- $268,960
- Year 3$262,255
- Principal paid
- $3,461
- Interest paid
- $17,170
- Starting balance
- $265,716
- Year 4$258,562
- Principal paid
- $3,693
- Interest paid
- $16,938
- Starting balance
- $262,255
- Year 5$254,622
- Principal paid
- $3,940
- Interest paid
- $16,691
- Starting balance
- $258,562
- Year 6$250,418
- Principal paid
- $4,204
- Interest paid
- $16,427
- Starting balance
- $254,622
- Year 7$245,932
- Principal paid
- $4,486
- Interest paid
- $16,145
- Starting balance
- $250,418
- Year 8$241,146
- Principal paid
- $4,786
- Interest paid
- $15,845
- Starting balance
- $245,932
- Year 9$236,040
- Principal paid
- $5,107
- Interest paid
- $15,524
- Starting balance
- $241,146
- Year 10$230,591
- Principal paid
- $5,449
- Interest paid
- $15,182
- Starting balance
- $236,040
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.