137 Union Pacific DR, Cedar Creek TX 78612
Cedar Creek, TX 78612 · Railhead
Single Family Residence for sale in Railhead
Overview
Property Description
5% lender incentive offered with the use of the seller’s in-house lender, Incentive may be used towards buyer closing costs and or rate buy-down, subject to lender approval and buyer qualification. The Westley floorplan – This spacious single-story home offers approximately 2,082 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and an open-concept layout ideal for both entertaining and everyday living. The gourmet kitchen features quartz countertops, quality cabinetry, stainless steel appliances, a large center island, and a walk-in pantry, all overlooking the dining and family room areas to create a bright and welcoming gathering space. The private primary suite is thoughtfully positioned at the rear of the home and features an attractive en-suite bathroom with dual vanities, a walk-in shower, and a spacious walk-in closet. Three additional bedrooms and two secondary bathrooms provide outstanding flexibility for guests, multigenerational living, home offices, fitness rooms, or hobby spaces. The well-designed layout offers privacy and convenience while maintaining an open and connected living environment. Additional highlights include durable flooring throughout main living and wet areas, carpeting in bedrooms, energy-efficient construction features, double-pane windows, smart home technology, builder warranty coverage, a covered patio, professionally landscaped yard, sprinkler system, and a 2-car garage. The HOME IS CONNECTED smart home package allows convenient control of the thermostat, locks, and lighting directly from your cellular device. Conveniently located in Cedar Creek with easy access to Austin, Bastrop, Austin-Bergstrom International Airport, major employers, shopping, dining, and recreational opportunities, this home combines modern comfort, functionality, and value in one of Central Texas' growing communities.
Financial Info
- Price
- $411,000
- $ / Sqft
- $197
- HOA
- Yes - Mandatory / $105 / Quarterly
- HOA Name
- Goodwin & Company
- HOA Includes
- Maintenance Grounds
- Tax Rate
- 1.681%
- Est. Taxes
- $1,635
- Tax Year
- 2025
- Exemptions
- See Remarks
Legal Info
- Address
- 137 Union Pacific DR
- County
- Bastrop
- City
- Cedar Creek
- State
- TX
- Zip
- 78612
- Subdivision
- Railhead
- Legal Description
- RAILHEAD SUBDIVISION, BLK A, LOT 4
- Parcel
- 8731531
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Built-In Electric Range, Dishwasher, Disposal, Microwave
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- High Ceilings, Electric Dryer Hookup, Entrance Foyer, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Home, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 2,082 / Public Records
- Garages
- 2
- Garage Desc
- Attached
- Foundation
- Slab
- Roof
- Composition
- Construction
- Cement Siding
- Acres
- 0.51
- Lot Description
- Few Trees, Front Yard, Landscaped, Private, Sprinkler - In-ground
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- See Remarks
- Water Access
- No
- Waterfront
- No
- Area
- BA
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Central Air, Electric
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, See Remarks
- Pool On Property
- No
- Area Amenities
- See Remarks
Rooms
Main level
- Bedroom
Bedroom 3
- Primary Bedroom
- Bedroom
Bedroom 4
- Bedroom
Bedroom 2
- Kitchen
- Primary Bathroom
- Living Room
- Dining Room
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 26, 2026 | Price Decrease | $411,000−$9,990 (−2.4%) | −$9,990 (−2.4%) |
| Jun 2, 2026 | New Listing | — |
Taxes
- Owner
- PURCHASING FUND 2025-1 LLC
- Legal
- Railhead Subdivision, BLK A, LOT 4
- Geo ID
- 8731531
- Acreage
- 0.51
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- BASTROP ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $1,635
- MLS tax year
- 2025
- CAD estimated taxes
- $1,261.12
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $75,000 | $0 | $75,000 | $75,000 | $75,000 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $75,000 | $75,000 | — | — | — | $262.87 | BASTROP COUNTY |
| $75,000 | $75,000 | — | — | — | $800.93 | BASTROP ISD |
| $75,000 | $75,000 | — | — | — | $63.66 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $75,000 | $75,000 | — | — | — | $75.00 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $75,000 | $75,000 | — | — | — | $58.66 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Bastrop ISD
- Elementary
- Cedar Creek
- Middle
- Cedar Creek
- High
- Cedar Creek
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,557 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,557
- Principal & interest
- $2,078
- Property taxes
- $136
- Homeowners insurance
- $343
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $328,800 | $3,675 | $21,264 | $325,125 | |
| 2 | $325,125 | $3,921 | $21,018 | $321,204 | |
| 3 | $321,204 | $4,184 | $20,755 | $317,020 | |
| 4 | $317,020 | $4,464 | $20,475 | $312,556 | |
| 5 | $312,556 | $4,763 | $20,176 | $307,793 | |
| 6 | $307,793 | $5,082 | $19,857 | $302,711 | |
| 7 | $302,711 | $5,422 | $19,517 | $297,289 | |
| 8 | $297,289 | $5,785 | $19,153 | $291,503 | |
| 9 | $291,503 | $6,173 | $18,766 | $285,330 | |
| 10 | $285,330 | $6,586 | $18,353 | $278,744 |
- Year 1$325,125
- Principal paid
- $3,675
- Interest paid
- $21,264
- Starting balance
- $328,800
- Year 2$321,204
- Principal paid
- $3,921
- Interest paid
- $21,018
- Starting balance
- $325,125
- Year 3$317,020
- Principal paid
- $4,184
- Interest paid
- $20,755
- Starting balance
- $321,204
- Year 4$312,556
- Principal paid
- $4,464
- Interest paid
- $20,475
- Starting balance
- $317,020
- Year 5$307,793
- Principal paid
- $4,763
- Interest paid
- $20,176
- Starting balance
- $312,556
- Year 6$302,711
- Principal paid
- $5,082
- Interest paid
- $19,857
- Starting balance
- $307,793
- Year 7$297,289
- Principal paid
- $5,422
- Interest paid
- $19,517
- Starting balance
- $302,711
- Year 8$291,503
- Principal paid
- $5,785
- Interest paid
- $19,153
- Starting balance
- $297,289
- Year 9$285,330
- Principal paid
- $6,173
- Interest paid
- $18,766
- Starting balance
- $291,503
- Year 10$278,744
- Principal paid
- $6,586
- Interest paid
- $18,353
- Starting balance
- $285,330
Nearby
Courtesy of Keller Williams City-View · (210) 696-9996
Listings courtesy of ACTRIS as distributed by MLS GRID.