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ActiveMLS #1426454

137 Union Pacific DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Railhead

Single Family Residence for sale in Railhead

4Bedrooms
3Bathrooms
2,082Square Ft
0.51Acres
2Garage
2025Year Built
Price Reduced
1 / 38
$411,000$420,990
3D tour

Overview

Property Description

5% lender incentive offered with the use of the seller’s in-house lender, Incentive may be used towards buyer closing costs and or rate buy-down, subject to lender approval and buyer qualification. The Westley floorplan – This spacious single-story home offers approximately 2,082 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and an open-concept layout ideal for both entertaining and everyday living. The gourmet kitchen features quartz countertops, quality cabinetry, stainless steel appliances, a large center island, and a walk-in pantry, all overlooking the dining and family room areas to create a bright and welcoming gathering space. The private primary suite is thoughtfully positioned at the rear of the home and features an attractive en-suite bathroom with dual vanities, a walk-in shower, and a spacious walk-in closet. Three additional bedrooms and two secondary bathrooms provide outstanding flexibility for guests, multigenerational living, home offices, fitness rooms, or hobby spaces. The well-designed layout offers privacy and convenience while maintaining an open and connected living environment. Additional highlights include durable flooring throughout main living and wet areas, carpeting in bedrooms, energy-efficient construction features, double-pane windows, smart home technology, builder warranty coverage, a covered patio, professionally landscaped yard, sprinkler system, and a 2-car garage. The HOME IS CONNECTED smart home package allows convenient control of the thermostat, locks, and lighting directly from your cellular device. Conveniently located in Cedar Creek with easy access to Austin, Bastrop, Austin-Bergstrom International Airport, major employers, shopping, dining, and recreational opportunities, this home combines modern comfort, functionality, and value in one of Central Texas' growing communities.

Financial Info
Price
$411,000
$ / Sqft
$197
HOA
Yes - Mandatory / $105 / Quarterly
HOA Name
Goodwin & Company
HOA Includes
Maintenance Grounds
Tax Rate
1.681%
Est. Taxes
$1,635
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
137 Union Pacific DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Railhead
Legal Description
RAILHEAD SUBDIVISION, BLK A, LOT 4
Parcel
8731531
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Built-In Electric Range, Dishwasher, Disposal, Microwave
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
High Ceilings, Electric Dryer Hookup, Entrance Foyer, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Home, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2025 / New
Square Feet
2,082 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Cement Siding
Acres
0.51
Lot Description
Few Trees, Front Yard, Landscaped, Private, Sprinkler - In-ground
Restrictions
See Remarks
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
BA
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Central Air, Electric
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, See Remarks
Pool On Property
No
Area Amenities
See Remarks

Rooms

Rooms8 rooms

Main level

  • Bedroom

    Bedroom 3

  • Primary Bedroom
  • Bedroom

    Bedroom 4

  • Bedroom

    Bedroom 2

  • Kitchen
  • Primary Bathroom
  • Living Room
  • Dining Room

Price history

Members only
Days on market
−$9,990 (−2.4%)
$420,990 → $411,000
1
Price reduction
Active
Since Jun 2, 2026
Price trend
List priceJun 2026Jun 2026
Property history2 events
DateEventPriceChange
Jun 26, 2026Price Decrease$411,000−$9,990 (−2.4%)
Jun 2, 2026New Listing

Taxes

General Information
Owner
PURCHASING FUND 2025-1 LLC
Legal
Railhead Subdivision, BLK A, LOT 4
Geo ID
8731531
Acreage
0.51
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$1,635
MLS tax year
2025
CAD estimated taxes
$1,261.12
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$75,000$0$75,000$75,000$75,000
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$75,000$75,000$262.87BASTROP COUNTY
$75,000$75,000$800.93BASTROP ISD
$75,000$75,000$63.66BASTROP COUNTY EMERGENCY SVC DIST #1
$75,000$75,000$75.00BASTROP COUNTY EMERGENCY SVC DIST #3
$75,000$75,000$58.66COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Bastrop ISD
Elementary
Cedar Creek
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $411,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,557 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,557

Principal & interest
$2,078
Property taxes
$136
Homeowners insurance
$343

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$328,800$3,675$21,264$325,125
2$325,125$3,921$21,018$321,204
3$321,204$4,184$20,755$317,020
4$317,020$4,464$20,475$312,556
5$312,556$4,763$20,176$307,793
6$307,793$5,082$19,857$302,711
7$302,711$5,422$19,517$297,289
8$297,289$5,785$19,153$291,503
9$291,503$6,173$18,766$285,330
10$285,330$6,586$18,353$278,744
  • Year 1$325,125
    Principal paid
    $3,675
    Interest paid
    $21,264
    Starting balance
    $328,800
  • Year 2$321,204
    Principal paid
    $3,921
    Interest paid
    $21,018
    Starting balance
    $325,125
  • Year 3$317,020
    Principal paid
    $4,184
    Interest paid
    $20,755
    Starting balance
    $321,204
  • Year 4$312,556
    Principal paid
    $4,464
    Interest paid
    $20,475
    Starting balance
    $317,020
  • Year 5$307,793
    Principal paid
    $4,763
    Interest paid
    $20,176
    Starting balance
    $312,556
  • Year 6$302,711
    Principal paid
    $5,082
    Interest paid
    $19,857
    Starting balance
    $307,793
  • Year 7$297,289
    Principal paid
    $5,422
    Interest paid
    $19,517
    Starting balance
    $302,711
  • Year 8$291,503
    Principal paid
    $5,785
    Interest paid
    $19,153
    Starting balance
    $297,289
  • Year 9$285,330
    Principal paid
    $6,173
    Interest paid
    $18,766
    Starting balance
    $291,503
  • Year 10$278,744
    Principal paid
    $6,586
    Interest paid
    $18,353
    Starting balance
    $285,330
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.