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ActiveMLS #8165779

172 Heritage Oaks DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Heritage Oaks

Single Family Residence for sale in Heritage Oaks

3Bedrooms
3Bathrooms
2,000Square Ft
1.49Acres
2Garage
2001Year Built
Price Reduced
1 / 39
$539,900$599,000

Overview

Property Description

Room to spread out with no HOA and No Restrictions! Set on 1.49 acres at 172 Heritage Oaks Dr in Cedar Creek, this property gives you the freedom to live, work, and play your way. The newly built mother-in-law suite/guest house is perfect for extended family, visitors, or rental income potential, and it keeps everyone comfortable with plenty of privacy. Out back you'll find two shop buildings, ideal for a workshop, hobby space, business storage, toys, or equipment. Location is a big plus. Cedar Creek offers a country feel with an easy commute: about 15 minutes to Bastrop for dining, shopping and roughly 30 to 35 minutes to downtown Austin. Austin-Bergstrom Airport is even closer, making travel a breeze. Come enjoy wide-open space without giving up city access. Schedule your showing today!

Financial Info
Price
$539,900
$ / Sqft
$270
HOA
None
Tax Rate
1.6815%
Est. Taxes
$7,257.48
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
172 Heritage Oaks DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Heritage Oaks
Legal Description
HERITAGE OAKS SEC 2, BLOCK C, LOT 27, ACRES 1.494
Parcel
64100
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dryer, Gas Range, Microwave, Refrigerator, Washer
Laundry
Inside, Laundry Closet
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Vaulted Ceiling(s), Laminate Counters, Stone Counters, Crown Molding, French Doors, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), None, Blinds
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2001 / See Remarks
Square Feet
2,000 / Public Records
Garages
2
Garage Desc
Concrete, Detached, Driveway, Gated, Open, Workshop in Garage
Foundation
Slab
Roof
Shingle
Construction
Cement Siding, Wood Siding
Acres
1.49
Lot Description
Few Trees, Open Lot, Trees-Large (Over 40 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood, Trees/Woods
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Perimeter
Exterior Features
See Remarks, Lighting, Private Entrance, Private Yard, Covered, Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$59,100 (−9.9%)
$599,000 → $539,900
3
Price reductions
Active
Since Sep 18, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history4 events
DateEventPriceChange
Oct 27, 2026Price Decrease$539,900−$10,099 (−1.8%)
Oct 9, 2026Price Decrease$549,999−$24,901 (−4.3%)
Sep 28, 2026Price Decrease$574,900−$24,100 (−4%)
Sep 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Bastrop ISD
Elementary
Cedar Creek
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $539,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,785 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,785

Principal & interest
$2,730
Property taxes
$605
Homeowners insurance
$450

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$431,920$4,828$27,933$427,092
2$427,092$5,151$27,609$421,941
3$421,941$5,496$27,264$416,445
4$416,445$5,864$26,896$410,581
5$410,581$6,257$26,504$404,325
6$404,325$6,676$26,085$397,649
7$397,649$7,123$25,637$390,526
8$390,526$7,600$25,160$382,926
9$382,926$8,109$24,651$374,817
10$374,817$8,652$24,108$366,165
  • Year 1$427,092
    Principal paid
    $4,828
    Interest paid
    $27,933
    Starting balance
    $431,920
  • Year 2$421,941
    Principal paid
    $5,151
    Interest paid
    $27,609
    Starting balance
    $427,092
  • Year 3$416,445
    Principal paid
    $5,496
    Interest paid
    $27,264
    Starting balance
    $421,941
  • Year 4$410,581
    Principal paid
    $5,864
    Interest paid
    $26,896
    Starting balance
    $416,445
  • Year 5$404,325
    Principal paid
    $6,257
    Interest paid
    $26,504
    Starting balance
    $410,581
  • Year 6$397,649
    Principal paid
    $6,676
    Interest paid
    $26,085
    Starting balance
    $404,325
  • Year 7$390,526
    Principal paid
    $7,123
    Interest paid
    $25,637
    Starting balance
    $397,649
  • Year 8$382,926
    Principal paid
    $7,600
    Interest paid
    $25,160
    Starting balance
    $390,526
  • Year 9$374,817
    Principal paid
    $8,109
    Interest paid
    $24,651
    Starting balance
    $382,926
  • Year 10$366,165
    Principal paid
    $8,652
    Interest paid
    $24,108
    Starting balance
    $374,817
First 10 of 30 years

Nearby

Courtesy of Land Up Realty & Investments · (512) 856-6653

Listings courtesy of ACTRIS as distributed by MLS GRID.