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ActiveMLS #2363026

197 Wright DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Heritage Oaks Sec 01

Single Family Residence for sale in Heritage Oaks Sec 01

3Bedrooms
2Bathrooms
1,791Square Ft
1.34Acres
2Garage
2009Year Built
New
1 / 29
$405,000

Overview

Property Description

Enjoy space and privacy on approximately 1.34 acres in Cedar Creek! This one-story 3-bedroom, 2-bath home offers an open living area, high ceilings, a wood-burning fireplace, and a spacious primary suite. Step outside to a back deck overlooking the large lot with mature trees and plenty of room to enjoy the outdoors. No HOA, two-car garage, and septic. Convenient access to Hwy 71, Austin-Bergstrom International Airport, major employers, shopping, dining, and Austin.

Financial Info
Price
$405,000
$ / Sqft
$226
HOA
None
Tax Rate
1.68%
Est. Taxes
$7,149.85
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
197 Wright DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Heritage Oaks Sec 01
Legal Description
Heritage Oaks Sec 1, Block C, Lot 16, Acres 1.337
Parcel
R64089
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Built-In Oven(s), Dishwasher, Disposal, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Ceiling Fan(s), High Ceilings, Electric Dryer Hookup, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, None, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2009 / Resale
Square Feet
1,791 / Builder
Garages
2
Garage Desc
Attached, Garage Faces Front, Kitchen Level
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Stone
Acres
1.34
Lot Description
Back Yard, Public Maintained Road, Trees-Heavy, Trees-Large (Over 40 Ft), Views
Restrictions
City Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Partial, Stone, Wrought Iron
Exterior Features
Private Yard, None
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$405,000
List price
0
Price reductions
Active
Since Sep 17, 2026
Property history1 event
DateEventPriceChange
Sep 17, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Bastrop ISD
Elementary
Cedar Creek
Middle
Cedar Creek
High
Bastrop

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $405,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,982 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,982

Principal & interest
$2,048
Property taxes
$596
Homeowners insurance
$338

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$324,000$3,621$20,953$320,379
2$320,379$3,864$20,711$316,515
3$316,515$4,123$20,452$312,392
4$312,392$4,399$20,176$307,993
5$307,993$4,693$19,881$303,300
6$303,300$5,008$19,567$298,292
7$298,292$5,343$19,232$292,949
8$292,949$5,701$18,874$287,248
9$287,248$6,083$18,492$281,165
10$281,165$6,490$18,085$274,675
  • Year 1$320,379
    Principal paid
    $3,621
    Interest paid
    $20,953
    Starting balance
    $324,000
  • Year 2$316,515
    Principal paid
    $3,864
    Interest paid
    $20,711
    Starting balance
    $320,379
  • Year 3$312,392
    Principal paid
    $4,123
    Interest paid
    $20,452
    Starting balance
    $316,515
  • Year 4$307,993
    Principal paid
    $4,399
    Interest paid
    $20,176
    Starting balance
    $312,392
  • Year 5$303,300
    Principal paid
    $4,693
    Interest paid
    $19,881
    Starting balance
    $307,993
  • Year 6$298,292
    Principal paid
    $5,008
    Interest paid
    $19,567
    Starting balance
    $303,300
  • Year 7$292,949
    Principal paid
    $5,343
    Interest paid
    $19,232
    Starting balance
    $298,292
  • Year 8$287,248
    Principal paid
    $5,701
    Interest paid
    $18,874
    Starting balance
    $292,949
  • Year 9$281,165
    Principal paid
    $6,083
    Interest paid
    $18,492
    Starting balance
    $287,248
  • Year 10$274,675
    Principal paid
    $6,490
    Interest paid
    $18,085
    Starting balance
    $281,165
First 10 of 30 years

Nearby

Courtesy of Ideal Realty · (512) 800-0507

Listings courtesy of ACTRIS as distributed by MLS GRID.