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ActiveMLS #1880619

198 Midnight Valley DR, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Silverleaf

Single Family Residence for sale in Silverleaf

4Bedrooms
3 full / 1 halfBathrooms
3,139Square Ft
0.24Acres
2Garage
2026Year Built
Price Reduced
1 / 25
$769,900$773,900

Overview

Property Description

MLS# 1880619 - Built by Drees Custom Homes - Dec 2026 completion! ~ New 4 Bedroom, 3.5 Bath home in Cedar Creek, TX! The Elliot plan is an outstanding new universal design plan. This home includes a secluded home office, perfect for productivity and an elegant foyer leading to the open family, kitchen and dining areas. The primary suite can be found tucked quietly in the rear corner of the home alongside the outdoor living area. With four spacious bedrooms and a large family room, there is space to accommodate everything and everyone. The garage features a two-car layout with an added tandem garage on the left side, providing more storage for additional vehicles, bicycles or more. There's a centralized flex room that offers versatility to make into a home office, media room or childen's playroom. Virtual tours are for illustrative purposes only.

Financial Info
Price
$769,900
$ / Sqft
$245
HOA
Yes - Mandatory / $60 / Monthly
HOA Name
KiTH Management
HOA Includes
See Remarks
Tax Rate
2.39%
Tax Year
2026
Exemptions
None
Legal Info
Address
198 Midnight Valley DR
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Silverleaf
Legal Description
198 Midnight Valley Dr, Cedar Creek Texas 78612
Parcel
198 Midnight Valley Dr, Cedar Creek Texas 78612
Interior Features
Floor
Carpet, Tile, Vinyl, Wood
Num Living
3
Dining
2
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Gas, Great Room, Living Room, Masonry
Interior Features
Double Vanity, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
3,139 / Builder
Garages
2
Garage Desc
Attached, Concrete, Covered, Direct Access, Door-Single, Driveway, Electric Gate
Foundation
Slab
Roof
Shingle
Construction
Brick, Frame, HardiPlank Type, Blown-In Insulation, Masonry – Partial, Stucco
Acres
0.24
Lot Description
Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Curbs
Restrictions
Building Size, Building Style, City Restrictions, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Phone Available, Sewer Available, Sewer Connected
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Gate
Exterior Features
Gutters Full, Lighting, Private Yard, Covered
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Curbs, Lake, Park, Picnic Area, Playground

Rooms

Rooms8 rooms

First level

  • Living Room
  • Primary Bedroom

    Ceiling Fan(s), High Ceilings, Recessed Lighting, Vaulted Ceiling(s)

  • Primary Bathroom

    Quartz Counters, Dual Vanity, Full Bath

  • Laundry
  • Dining Room
  • Bonus Room
  • Office
  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, Dining Area, Eat In Kitchen

Price history

Members only
Days on market
−$4,000 (−0.5%)
$773,900 → $769,900
1
Price reduction
Active
Since Jun 25, 2026
Price trend
List priceJun 2026Jul 2026
Property history2 events
DateEventPriceChange
Jul 18, 2026Price Decrease$769,900−$4,000 (−0.5%)
Jun 25, 2026New Listing

Taxes

General Information
Owner
DREES CUSTOM HOMES LP
Legal
Silverleaf Phase 6, BLK C, LOT 22, ACRES 0.2425
Geo ID
8740883
Acreage
0.24
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
WILDWOOD MUNICIPAL UTILITY DISTRICT
Tax Summary
MLS tax year
2026
CAD estimated taxes
$1,400.24
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$52,219$0$52,219$52,219$52,219
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$52,219$52,219$183.02BASTROP COUNTY
$52,219$52,219$557.65BASTROP ISD
$52,219$52,219$44.32BASTROP COUNTY EMERGENCY SVC DIST #1
$52,219$52,219$52.22BASTROP COUNTY EMERGENCY SVC DIST #3
$52,219$52,219$40.84COUNTY ROAD FM
$52,219$52,219$522.19WILDWOOD MUNICIPAL UTILITY DISTRICT

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Bastrop ISD
Elementary
Lost Pines
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $769,900
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,535 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,535, incomplete: some costs are unavailable

Principal & interest
$3,893
Property taxes
Unavailable
Homeowners insurance
$642

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$615,920$6,884$39,832$609,036
2$609,036$7,345$39,371$601,690
3$601,690$7,837$38,879$593,853
4$593,853$8,362$38,354$585,491
5$585,491$8,922$37,794$576,569
6$576,569$9,520$37,197$567,049
7$567,049$10,157$36,559$556,892
8$556,892$10,838$35,879$546,054
9$546,054$11,563$35,153$534,491
10$534,491$12,338$34,379$522,153
  • Year 1$609,036
    Principal paid
    $6,884
    Interest paid
    $39,832
    Starting balance
    $615,920
  • Year 2$601,690
    Principal paid
    $7,345
    Interest paid
    $39,371
    Starting balance
    $609,036
  • Year 3$593,853
    Principal paid
    $7,837
    Interest paid
    $38,879
    Starting balance
    $601,690
  • Year 4$585,491
    Principal paid
    $8,362
    Interest paid
    $38,354
    Starting balance
    $593,853
  • Year 5$576,569
    Principal paid
    $8,922
    Interest paid
    $37,794
    Starting balance
    $585,491
  • Year 6$567,049
    Principal paid
    $9,520
    Interest paid
    $37,197
    Starting balance
    $576,569
  • Year 7$556,892
    Principal paid
    $10,157
    Interest paid
    $36,559
    Starting balance
    $567,049
  • Year 8$546,054
    Principal paid
    $10,838
    Interest paid
    $35,879
    Starting balance
    $556,892
  • Year 9$534,491
    Principal paid
    $11,563
    Interest paid
    $35,153
    Starting balance
    $546,054
  • Year 10$522,153
    Principal paid
    $12,338
    Interest paid
    $34,379
    Starting balance
    $534,491
First 10 of 30 years

Nearby

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Listings courtesy of ACTRIS as distributed by MLS GRID.