198 Midnight Valley DR, Cedar Creek TX 78612
Cedar Creek, TX 78612 · Silverleaf
Single Family Residence for sale in Silverleaf
Overview
Property Description
MLS# 1880619 - Built by Drees Custom Homes - Dec 2026 completion! ~ New 4 Bedroom, 3.5 Bath home in Cedar Creek, TX! The Elliot plan is an outstanding new universal design plan. This home includes a secluded home office, perfect for productivity and an elegant foyer leading to the open family, kitchen and dining areas. The primary suite can be found tucked quietly in the rear corner of the home alongside the outdoor living area. With four spacious bedrooms and a large family room, there is space to accommodate everything and everyone. The garage features a two-car layout with an added tandem garage on the left side, providing more storage for additional vehicles, bicycles or more. There's a centralized flex room that offers versatility to make into a home office, media room or childen's playroom. Virtual tours are for illustrative purposes only.
Financial Info
- Price
- $769,900
- $ / Sqft
- $245
- HOA
- Yes - Mandatory / $60 / Monthly
- HOA Name
- KiTH Management
- HOA Includes
- See Remarks
- Tax Rate
- 2.39%
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 198 Midnight Valley DR
- County
- Bastrop
- City
- Cedar Creek
- State
- TX
- Zip
- 78612
- Subdivision
- Silverleaf
- Legal Description
- 198 Midnight Valley Dr, Cedar Creek Texas 78612
- Parcel
- 198 Midnight Valley Dr, Cedar Creek Texas 78612
Interior Features
- Floor
- Carpet, Tile, Vinyl, Wood
- Num Living
- 3
- Dining
- 2
- Kitchen
- Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Microwave
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas, Great Room, Living Room, Masonry
- Interior Features
- Double Vanity, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens, Vinyl Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / Under Construction
- Square Feet
- 3,139 / Builder
- Garages
- 2
- Garage Desc
- Attached, Concrete, Covered, Direct Access, Door-Single, Driveway, Electric Gate
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick, Frame, HardiPlank Type, Blown-In Insulation, Masonry – Partial, Stucco
- Acres
- 0.24
- Lot Description
- Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Curbs
- Restrictions
- Building Size, Building Style, City Restrictions, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- BW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Internet-Cable, Phone Available, Sewer Available, Sewer Connected
- Heat
- Central, Natural Gas
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Back Yard, Gate
- Exterior Features
- Gutters Full, Lighting, Private Yard, Covered
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Curbs, Lake, Park, Picnic Area, Playground
Rooms
First level
- Living Room
- Primary Bedroom
Ceiling Fan(s), High Ceilings, Recessed Lighting, Vaulted Ceiling(s)
- Primary Bathroom
Quartz Counters, Dual Vanity, Full Bath
- Laundry
- Dining Room
- Bonus Room
- Office
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Center Island, Dining Area, Eat In Kitchen
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 18, 2026 | Price Decrease | $769,900−$4,000 (−0.5%) | −$4,000 (−0.5%) |
| Jun 25, 2026 | New Listing | — |
Taxes
- Owner
- DREES CUSTOM HOMES LP
- Legal
- Silverleaf Phase 6, BLK C, LOT 22, ACRES 0.2425
- Geo ID
- 8740883
- Acreage
- 0.24
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- BASTROP ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- T8
- WILDWOOD MUNICIPAL UTILITY DISTRICT
- MLS tax year
- 2026
- CAD estimated taxes
- $1,400.24
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $52,219 | $0 | $52,219 | $52,219 | $52,219 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $52,219 | $52,219 | — | — | — | $183.02 | BASTROP COUNTY |
| $52,219 | $52,219 | — | — | — | $557.65 | BASTROP ISD |
| $52,219 | $52,219 | — | — | — | $44.32 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $52,219 | $52,219 | — | — | — | $52.22 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $52,219 | $52,219 | — | — | — | $40.84 | COUNTY ROAD FM |
| $52,219 | $52,219 | — | — | — | $522.19 | WILDWOOD MUNICIPAL UTILITY DISTRICT |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Bastrop ISD
- Elementary
- Lost Pines
- Middle
- Cedar Creek
- High
- Cedar Creek
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,535 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,535, incomplete: some costs are unavailable
- Principal & interest
- $3,893
- Property taxes
- Unavailable
- Homeowners insurance
- $642
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $615,920 | $6,884 | $39,832 | $609,036 | |
| 2 | $609,036 | $7,345 | $39,371 | $601,690 | |
| 3 | $601,690 | $7,837 | $38,879 | $593,853 | |
| 4 | $593,853 | $8,362 | $38,354 | $585,491 | |
| 5 | $585,491 | $8,922 | $37,794 | $576,569 | |
| 6 | $576,569 | $9,520 | $37,197 | $567,049 | |
| 7 | $567,049 | $10,157 | $36,559 | $556,892 | |
| 8 | $556,892 | $10,838 | $35,879 | $546,054 | |
| 9 | $546,054 | $11,563 | $35,153 | $534,491 | |
| 10 | $534,491 | $12,338 | $34,379 | $522,153 |
- Year 1$609,036
- Principal paid
- $6,884
- Interest paid
- $39,832
- Starting balance
- $615,920
- Year 2$601,690
- Principal paid
- $7,345
- Interest paid
- $39,371
- Starting balance
- $609,036
- Year 3$593,853
- Principal paid
- $7,837
- Interest paid
- $38,879
- Starting balance
- $601,690
- Year 4$585,491
- Principal paid
- $8,362
- Interest paid
- $38,354
- Starting balance
- $593,853
- Year 5$576,569
- Principal paid
- $8,922
- Interest paid
- $37,794
- Starting balance
- $585,491
- Year 6$567,049
- Principal paid
- $9,520
- Interest paid
- $37,197
- Starting balance
- $576,569
- Year 7$556,892
- Principal paid
- $10,157
- Interest paid
- $36,559
- Starting balance
- $567,049
- Year 8$546,054
- Principal paid
- $10,838
- Interest paid
- $35,879
- Starting balance
- $556,892
- Year 9$534,491
- Principal paid
- $11,563
- Interest paid
- $35,153
- Starting balance
- $546,054
- Year 10$522,153
- Principal paid
- $12,338
- Interest paid
- $34,379
- Starting balance
- $534,491
Nearby
Courtesy of HomesUSA.com · (888) 872-6006
Listings courtesy of ACTRIS as distributed by MLS GRID.