281 Earl Callahan RD, Cedar Creek TX 78612
Cedar Creek, TX 78612 · Cross Creek Acres
Single Family Residence for sale in Cross Creek Acres
Overview
Property Description
Set on 8.44 private acres in Cedar Creek, this homestead is built for buyers who want land that works as hard as they do. An ag value exemption is in place for a working apiary, keeping your property taxes lower. Inside, the 2,037-square-foot main home has been freshly refreshed with new hardwood flooring, paint, and a refinished bathtub and shower, all wrapped in an open floor plan that flows out to decks overlooking gardens, mature trees, and a seasonal pond that welcomes songbirds and wildlife nearly year-round. A separate garage apartment has 543 square feet with its own bedroom, bath, and newer appliances, adds real flexibility: a guest suite, a home office, or a source of rental income. Just 10 minutes to downtown Bastrop and 30 minutes to Austin-Bergstrom International Airport, this property offers the rare combination of genuine country privacy and easy access to city amenities, dining, and travel.
Financial Info
- Price
- $745,000
- $ / Sqft
- $286
- HOA
- None
- Tax Rate
- 1.6815%
- Est. Taxes
- $3,558.53
- Tax Year
- 2026
- Exemptions
- See Remarks
Legal Info
- Address
- 281 Earl Callahan RD
- County
- Bastrop
- City
- Cedar Creek
- State
- TX
- Zip
- 78612
- Subdivision
- Cross Creek Acres
- Legal Description
- CROSS CREEK ACRES, LOT 1&2 ACRES 8.44
- Parcel
- R92402
Interior Features
- Floor
- Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island
- Appliances
- Dishwasher, Electric Range, Microwave, Range, RNGHD, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Electric Water Heater
- Laundry
- In Bathroom, Upper Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Fireplace Description
- None
- Interior Features
- Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Vaulted Ceiling(s), Tile Counters, Eat-in Kitchen, French Doors, In-Law Floorplan, Kitchen Island, Open Floorplan, Recessed Lighting, Walk-In Closet(s), See Remarks, Blinds
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2003 / Resale
- Square Feet
- 2,608 / Owner
- Garages
- 2
- Garage Desc
- Garage, Open, Outside
- Foundation
- Pillar/Post/Pier
- Roof
- Metal
- Construction
- Frame, Metal Siding, Wood Siding
- Acres
- 8.44
- Lot Description
- Trees-Heavy, Many Trees, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate, See Remarks
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Garden, Rural, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- BW
Utility Info
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Livestock, Partial, Wood
- Exterior Features
- Balcony, Exterior Steps, Garden, Private Yard, Deck
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 16, 2026 | Price Decrease | $745,000−$54,000 (−6.8%) | −$54,000 (−6.8%) |
| Aug 9, 2026 | New Listing | — |
Taxes
- Owner
- TELKES, NICOLE
- Legal
- S5735 - Cross Creek Acres, Lot 1, ACRES 4.005
- Geo ID
- 92402
- Acreage
- 4.01
- Exemption Type
- Homestead
- T1
- BASTROP COUNTY
- T2
- BASTROP ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $3,558.53
- MLS tax year
- 2026
- CAD estimated taxes
- $3,558.53
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $157,589 | $260,342 | $417,931 | $300,684 | $300,684 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $300,684 | $300,684 | — | — | — | $1,053.87 | BASTROP COUNTY |
| $300,684 | $160,684 | — | — | — | $1,715.94 | BASTROP ISD |
| $300,684 | $300,684 | — | — | — | $255.22 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $300,684 | $300,684 | — | — | — | $300.68 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $300,684 | $297,684 | — | — | — | $232.82 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Bastrop ISD
- Elementary
- Red Rock
- Middle
- Bastrop
- High
- Bastrop
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,685 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,685
- Principal & interest
- $3,767
- Property taxes
- $297
- Homeowners insurance
- $621
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $596,000 | $6,662 | $38,544 | $589,338 | |
| 2 | $589,338 | $7,108 | $38,098 | $582,231 | |
| 3 | $582,231 | $7,584 | $37,622 | $574,647 | |
| 4 | $574,647 | $8,092 | $37,114 | $566,555 | |
| 5 | $566,555 | $8,634 | $36,572 | $557,921 | |
| 6 | $557,921 | $9,212 | $35,994 | $548,710 | |
| 7 | $548,710 | $9,829 | $35,377 | $538,881 | |
| 8 | $538,881 | $10,487 | $34,718 | $528,394 | |
| 9 | $528,394 | $11,189 | $34,016 | $517,204 | |
| 10 | $517,204 | $11,939 | $33,267 | $505,266 |
- Year 1$589,338
- Principal paid
- $6,662
- Interest paid
- $38,544
- Starting balance
- $596,000
- Year 2$582,231
- Principal paid
- $7,108
- Interest paid
- $38,098
- Starting balance
- $589,338
- Year 3$574,647
- Principal paid
- $7,584
- Interest paid
- $37,622
- Starting balance
- $582,231
- Year 4$566,555
- Principal paid
- $8,092
- Interest paid
- $37,114
- Starting balance
- $574,647
- Year 5$557,921
- Principal paid
- $8,634
- Interest paid
- $36,572
- Starting balance
- $566,555
- Year 6$548,710
- Principal paid
- $9,212
- Interest paid
- $35,994
- Starting balance
- $557,921
- Year 7$538,881
- Principal paid
- $9,829
- Interest paid
- $35,377
- Starting balance
- $548,710
- Year 8$528,394
- Principal paid
- $10,487
- Interest paid
- $34,718
- Starting balance
- $538,881
- Year 9$517,204
- Principal paid
- $11,189
- Interest paid
- $34,016
- Starting balance
- $528,394
- Year 10$505,266
- Principal paid
- $11,939
- Interest paid
- $33,267
- Starting balance
- $517,204
Nearby
Courtesy of Tiffany Russell Group · (512) 964-9439
Listings courtesy of ACTRIS as distributed by MLS GRID.