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ActiveMLS #5318488

281 Earl Callahan RD, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Cross Creek Acres

Single Family Residence for sale in Cross Creek Acres

4Bedrooms
3 full / 1 halfBathrooms
2,608Square Ft
8.44Acres
2Garage
2003Year Built
Price Reduced
1 / 40
$674,900$799,000
3D tour

Overview

Property Description

Set on 8.44 private acres in Cedar Creek, this wooded homestead is built for buyers who want land that works as hard as they do, with room to garden, keep bees and chickens, and enjoy true country privacy. An agricultural use-value exemption is in place for the working apiary, which helps keep property taxes lower. Mature trees, established gardens, and a seasonal pond attract songbirds and wildlife nearly year-round. Inside, the 2037sqft (approx) 3BR/2.5BA main home has new hardwood flooring, fresh paint, and a refinished bathtub and shower, so you get updated interiors with rustic, tucked-into-the-woods charm. The open floor plan flows out to decks, and large windows bring the outdoors in. The kitchen and dining areas look out on an established native garden bed framed by mature oaks. A separate 543sqft (approx) garage apartment has its own bedroom, bath, and newer appliances, so it works well as a guest suite, home office, or rental. Recent improvements include a replaced septic tank, new well pump, water softener, and water heater, plus new siding and paint on the garage and ADU exterior. You’re just 10 minutes from downtown Bastrop and about 30 minutes from Austin-Bergstrom International Airport, close to dining, shopping, and travel.

Financial Info
Price
$674,900
$ / Sqft
$259
HOA
None
Tax Rate
1.6815%
Est. Taxes
$3,558.53
Tax Year
2026
Exemptions
See Remarks
Legal Info
Address
281 Earl Callahan RD
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Cross Creek Acres
Legal Description
CROSS CREEK ACRES, LOT 1&2 ACRES 8.44
Parcel
R92402
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island
Appliances
Dishwasher, Electric Range, Microwave, Range, RNGHD, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Electric Water Heater
Laundry
In Bathroom, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplace Description
None
Interior Features
Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Vaulted Ceiling(s), Tile Counters, Eat-in Kitchen, French Doors, In-Law Floorplan, Kitchen Island, Open Floorplan, Recessed Lighting, Walk-In Closet(s), See Remarks, Blinds
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2003 / Resale
Square Feet
2,608 / Owner
Garages
2
Garage Desc
Garage, Open, Outside
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
Frame, Metal Siding, Wood Siding
Acres
8.44
Lot Description
Trees-Heavy, Many Trees, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate, See Remarks
Restrictions
See Remarks
Flood Plain
No
View
Garden, Rural, Trees/Woods
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Livestock, Partial, Wood
Exterior Features
Balcony, Exterior Steps, Garden, Private Yard, Deck
Pool On Property
No
Area Amenities
See Remarks

Price history

Days on market
−$124,100 (−15.5%)
$799,000 → $674,900
3
Price reductions
Active
Since Aug 9, 2026
Price trend
List priceAug 2026 → Nov 2026
Property history4 events
DateEventPriceChange
Nov 4, 2026Price Decrease$674,900−$20,100 (−2.9%)
Oct 2, 2026Price Decrease$695,000−$50,000 (−6.7%)
Sep 16, 2026Price Decrease$745,000−$54,000 (−6.8%)
Aug 9, 2026New Listing

Taxes

General Information
Owner
TELKES, NICOLE
Legal
S5735 - Cross Creek Acres, Lot 1, ACRES 4.005
Geo ID
92402
Acreage
4.01
Exemptions
Exemption Type
Homestead
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$3,558.53
MLS tax year
2026
CAD estimated taxes
$3,558.53
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$157,589$260,342$417,931$300,684$300,684
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$300,684$300,684———$1,053.87BASTROP COUNTY
$300,684$160,684———$1,715.94BASTROP ISD
$300,684$300,684———$255.22BASTROP COUNTY EMERGENCY SVC DIST #1
$300,684$300,684———$300.68BASTROP COUNTY EMERGENCY SVC DIST #3
$300,684$297,684———$232.82COUNTY ROAD FM

Source: Bastrop County

Schools

School Info
District
Bastrop ISD
Elementary
Red Rock
Middle
Bastrop
High
Bastrop

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $674,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,272 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,272

Principal & interest
$3,413
Property taxes
$297
Homeowners insurance
$562

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$539,920$6,035$34,917$533,885
2$533,885$6,439$34,513$527,446
3$527,446$6,870$34,082$520,576
4$520,576$7,330$33,622$513,246
5$513,246$7,821$33,131$505,424
6$505,424$8,345$32,607$497,079
7$497,079$8,904$32,048$488,175
8$488,175$9,500$31,452$478,675
9$478,675$10,137$30,815$468,539
10$468,539$10,815$30,137$457,723
  • Year 1$533,885
    Principal paid
    $6,035
    Interest paid
    $34,917
    Starting balance
    $539,920
  • Year 2$527,446
    Principal paid
    $6,439
    Interest paid
    $34,513
    Starting balance
    $533,885
  • Year 3$520,576
    Principal paid
    $6,870
    Interest paid
    $34,082
    Starting balance
    $527,446
  • Year 4$513,246
    Principal paid
    $7,330
    Interest paid
    $33,622
    Starting balance
    $520,576
  • Year 5$505,424
    Principal paid
    $7,821
    Interest paid
    $33,131
    Starting balance
    $513,246
  • Year 6$497,079
    Principal paid
    $8,345
    Interest paid
    $32,607
    Starting balance
    $505,424
  • Year 7$488,175
    Principal paid
    $8,904
    Interest paid
    $32,048
    Starting balance
    $497,079
  • Year 8$478,675
    Principal paid
    $9,500
    Interest paid
    $31,452
    Starting balance
    $488,175
  • Year 9$468,539
    Principal paid
    $10,137
    Interest paid
    $30,815
    Starting balance
    $478,675
  • Year 10$457,723
    Principal paid
    $10,815
    Interest paid
    $30,137
    Starting balance
    $468,539
First 10 of 30 years

Nearby

Courtesy of Tiffany Russell Group · (512) 964-9439

Listings courtesy of ACTRIS as distributed by MLS GRID.