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Active Under ContractMLS #1580204

434 Mt Olive RD RD, Cedar Creek TX 78612

Cedar Creek, TX 78612 · Cedar Creek Ninety

Single Family Residence for sale in Cedar Creek Ninety

2Bedrooms
1Bathrooms
1,941Square Ft
4.94Acres
0Garage
1999Year Built
1 / 39
$395,000$429,900
3D tour

Overview

Property Description

COME SEE THIS COUNTRY HOME WITH NO RESTRICTIONS ON A BEAUTIFUL PROPERTY. IT NEEDS A LITTLE WORK. THE HOME ALSO HAS 1 FIRE PLACE & 2 LIVING AREAS. THE LOT SIZE IS APPROXIMATELY 4.94 ACRES. THE ROOF WAS REPLACED 7-15-2026 WITH UPGRADED SHINGLES. THE A/C WAS REPLACED IN 2020. NO CARPET. EVERYTHING IN THE SHOP STAYS, THE ENTERTAINMENT CENTER, SURROUND SOUND STAY, AND FURNITURE IN 2ND LIVING ROOM STAY.

Financial Info
Price
$395,000
$ / Sqft
$204
HOA
None
Tax Rate
1.66%
Est. Taxes
$5,966
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
434 Mt Olive RD RD
County
Bastrop
City
Cedar Creek
State
TX
Zip
78612
Subdivision
Cedar Creek Ninety
Legal Description
Cedar Creek Ninety, Lot 10, 4.9430 Acres.
Parcel
24902
Interior Features
Floor
Laminate
Num Living
2
Dining
1
Kitchen
Pantry
Appliances
Washer/Dryer
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Pantry, Primary Bedroom on Main, None, Window Treatments
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1999 / Resale
Square Feet
1,941 / Appraiser
Garage Desc
Driveway
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Stone
Acres
4.94
Lot Description
Back Yard, Front Yard, Level, Public Maintained Road
Restrictions
None
Flood Plain
Partial
View
Rural, Trees/Woods
Water Access
No
Waterfront
No
Area
BW
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected, Natural Gas Available, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Chain Link, Partial
Exterior Features
Dog Run, Covered, Front Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Main level

  • Primary Bedroom

    Spacious

Price history

Days on market
−$34,900 (−8.1%)
$429,900 → $395,000
3
Price reductions
Active Under Contract
Since Oct 24, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history5 events
DateEventPriceChange
Oct 24, 2026Active Under Contract
Oct 19, 2026Price Decrease$395,000−$10,000 (−2.5%)
Sep 14, 2026Price Decrease$405,000−$14,000 (−3.3%)
Aug 28, 2026Price Decrease$419,000−$10,900 (−2.5%)
Aug 8, 2026New Listing

Taxes

General Information
Owner
CRENSHAW, GEORGE SAMUEL &
Legal
CEDAR CREEK NINETY, LOT 10, ACRES 4.9430
Geo ID
24902
Acreage
4.94
Exemptions
Exemption Type
Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
BASTROP ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$5,966
MLS tax year
2026
CAD estimated taxes
$1,551.18
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$286,400$115,025$401,425$401,425$354,820
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$354,820$329,820———$733.40BASTROP COUNTY
$354,820$154,820———$0.00BASTROP ISD
$354,820$354,820———$301.17BASTROP COUNTY EMERGENCY SVC DIST #1
$354,820$354,820———$354.82BASTROP COUNTY EMERGENCY SVC DIST #3
$354,820$329,820———$161.79COUNTY ROAD FM

Source: Bastrop County

Schools

School Info
District
Bastrop ISD
Elementary
Adelton
Middle
Cedar Creek
High
Cedar Creek

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $395,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,823 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,823

Principal & interest
$1,997
Property taxes
$497
Homeowners insurance
$329

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$316,000$3,532$20,436$312,468
2$312,468$3,769$20,199$308,699
3$308,699$4,021$19,947$304,678
4$304,678$4,290$19,678$300,388
5$300,388$4,578$19,390$295,811
6$295,811$4,884$19,084$290,927
7$290,927$5,211$18,757$285,715
8$285,715$5,560$18,408$280,155
9$280,155$5,933$18,035$274,222
10$274,222$6,330$17,638$267,893
  • Year 1$312,468
    Principal paid
    $3,532
    Interest paid
    $20,436
    Starting balance
    $316,000
  • Year 2$308,699
    Principal paid
    $3,769
    Interest paid
    $20,199
    Starting balance
    $312,468
  • Year 3$304,678
    Principal paid
    $4,021
    Interest paid
    $19,947
    Starting balance
    $308,699
  • Year 4$300,388
    Principal paid
    $4,290
    Interest paid
    $19,678
    Starting balance
    $304,678
  • Year 5$295,811
    Principal paid
    $4,578
    Interest paid
    $19,390
    Starting balance
    $300,388
  • Year 6$290,927
    Principal paid
    $4,884
    Interest paid
    $19,084
    Starting balance
    $295,811
  • Year 7$285,715
    Principal paid
    $5,211
    Interest paid
    $18,757
    Starting balance
    $290,927
  • Year 8$280,155
    Principal paid
    $5,560
    Interest paid
    $18,408
    Starting balance
    $285,715
  • Year 9$274,222
    Principal paid
    $5,933
    Interest paid
    $18,035
    Starting balance
    $280,155
  • Year 10$267,893
    Principal paid
    $6,330
    Interest paid
    $17,638
    Starting balance
    $274,222
First 10 of 30 years

Nearby

Courtesy of Stanberry REALTORS · (512) 303-5065

Listings courtesy of ACTRIS as distributed by MLS GRID.