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ActiveMLS #8436652

114 Saddle Ridge DR N, Cedar Park TX 78613

Cedar Park, TX 78613 · The Ranch at Brushy Creek

Single Family Residence for sale in The Ranch at Brushy Creek

4Bedrooms
2 full / 1 halfBathrooms
3,460Square Ft
0.23Acres
2Garage
2009Year Built
Price Reduced
1 / 40
$779,000$875,000
3D tour

Overview

Property Description

Welcome to 144 N Saddle Ridge, an exceptional 3,460-square-foot home located in the highly sought-after Ranches at Brushy Creek community in Cedar Park. Thoughtfully updated and impeccably maintained, this 4-bedroom, 2.5-bath residence combines timeless design, functional living spaces, and inviting indoor-outdoor entertaining. *** SELLER FINANCING AVAILABLE *** Recent improvements include a fully repainted interior, updated designer light fixtures throughout, brand-new upstairs carpet, and professionally finished epoxy garage floors, creating a fresh, elevated feel from the moment you step inside. The well-designed floor plan features a dedicated office and a spacious primary suite conveniently located on the main level, offering both privacy and comfort. The primary retreat includes a generous en-suite bath and walk-in closet, while the heart of the home showcases an open-concept kitchen that flows seamlessly into the living and dining areas — ideal for everyday living and effortless entertaining. Upstairs, three additional bedrooms are complemented by a versatile secondary living space perfect for a game room, media room, or additional family lounge. Step outside to a beautifully enhanced backyard designed for year-round enjoyment. Outdoor features include a large covered patio, pergola, cozy fireplace, and thoughtfully designed seating area, creating the perfect setting for entertaining guests or relaxing evenings at home. Ideally located near parks, trails, shopping, dining, major commuter routes, and top-rated schools, this move-in-ready home offers an outstanding opportunity to own in one of Cedar Park’s premier communities.

Financial Info
Price
$779,000
$ / Sqft
$225
HOA
Yes - Mandatory / $50 / Monthly
HOA Name
RBC HOA
HOA Includes
Common Area Maintenance
Tax Rate
1.7873%
Est. Taxes
$13,379.41
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
114 Saddle Ridge DR N
County
Williamson
City
Cedar Park
State
TX
Zip
78613
Subdivision
The Ranch at Brushy Creek
Legal Description
Lot 1 ; Blk B, Section 4
Parcel
165084000B0001
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Cooktop, Microwave, Double Oven, Vented Exhaust Fan, Gas Water Heater
Laundry
Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Gas Log
Interior Features
Breakfast Bar, Ceiling Fan(s), Chandelier, Double Vanity, Granite Counters, High Ceilings, High Speed Internet, Recessed Lighting, Primary Bedroom on Main, Pantry, Walk-In Closet(s), Interior Steps, Gas Dryer Hookup, Multiple Living Areas, Multiple Dining Areas, Washer Hookup, Study/Home Office, Prewired, Blinds, Window Coverings, Window Treatments
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2009 / Resale
Square Feet
3,460 / Owner
Garages
2
Garage Desc
Attached, Door-Single, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
0.23
Lot Description
Corner Lot, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
CLS
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Privacy, Wood
Exterior Features
Gutters Full, Private Yard, Covered, Patio, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Playground, Pool

Price history

Days on market
−$96,000 (−11%)
$875,000 → $779,000
5
Price reductions
Active
Since May 27, 2026
Price trend
List priceMay 2026 → Oct 2026
Property history6 events
DateEventPriceChange
Oct 16, 2026Price Decrease$779,000−$10,000 (−1.3%)
Aug 20, 2026Price Decrease$789,000−$30,000 (−3.7%)
Jul 30, 2026Price Decrease$819,000−$30,000 (−3.5%)
Jul 7, 2026Price Decrease$849,000−$11,000 (−1.3%)
Jun 19, 2026Price Decrease$860,000−$15,000 (−1.7%)
May 27, 2026New Listing

Taxes

General Information
Legal
S9632 - RANCH AT BRUSHY CREEK SEC 4, BLOCK B, Lot 1
Geo ID
165084000B0001
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$13,379.41
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$155,000$593,593$748,593$748,593

Source: Williamson County

Schools

School Info
District
Round Rock ISD
Elementary
Patsy Sommer
Middle
Walsh
High
Round Rock

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $779,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$5,703 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $5,703

Principal & interest
$3,939
Property taxes
$1,115
Homeowners insurance
$649

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$623,200$6,966$40,303$616,234
2$616,234$7,432$39,836$608,802
3$608,802$7,930$39,339$600,872
4$600,872$8,461$38,808$592,411
5$592,411$9,028$38,241$583,384
6$583,384$9,632$37,636$573,751
7$573,751$10,277$36,991$563,474
8$563,474$10,966$36,303$552,508
9$552,508$11,700$35,569$540,808
10$540,808$12,484$34,785$528,325
  • Year 1$616,234
    Principal paid
    $6,966
    Interest paid
    $40,303
    Starting balance
    $623,200
  • Year 2$608,802
    Principal paid
    $7,432
    Interest paid
    $39,836
    Starting balance
    $616,234
  • Year 3$600,872
    Principal paid
    $7,930
    Interest paid
    $39,339
    Starting balance
    $608,802
  • Year 4$592,411
    Principal paid
    $8,461
    Interest paid
    $38,808
    Starting balance
    $600,872
  • Year 5$583,384
    Principal paid
    $9,028
    Interest paid
    $38,241
    Starting balance
    $592,411
  • Year 6$573,751
    Principal paid
    $9,632
    Interest paid
    $37,636
    Starting balance
    $583,384
  • Year 7$563,474
    Principal paid
    $10,277
    Interest paid
    $36,991
    Starting balance
    $573,751
  • Year 8$552,508
    Principal paid
    $10,966
    Interest paid
    $36,303
    Starting balance
    $563,474
  • Year 9$540,808
    Principal paid
    $11,700
    Interest paid
    $35,569
    Starting balance
    $552,508
  • Year 10$528,325
    Principal paid
    $12,484
    Interest paid
    $34,785
    Starting balance
    $540,808
First 10 of 30 years

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Courtesy of Res and Ranch LLC · (512) 829-3580

Listings courtesy of ACTRIS as distributed by MLS GRID.