627 Fluted SHLS, Cibolo TX 78108
Cibolo, TX 78108 · STEELE CREEK
Single Family Residence for sale in STEELE CREEK
Overview
Property Description
Incredible opportunity to assume the seller’s existing VA loan with a 3.99% fixed interest rate!! A unique opportunity for an eligible buyer to purchase with $0 down and receive $12,500 cash back. VA ASSUMPTION ONLY. Buyer must qualify for and complete the VA loan assumption process. Welcome to this spacious home in Steele Creek, offering 5 bedrooms, 3.5 bathrooms, an open-concept layout, and a main-floor primary suite. Upstairs, a custom barn door creates added privacy and flexibility for a guest suite, multi-generational living, or additional living space. Notable upgrades include a whole-house water softener, reverse osmosis drinking water system, ceiling fans throughout, integrated security system, and overhead garage storage. Enjoy Steele Creek amenities including a resort-style pool, splash pad, playground, basketball court, 24-hour private gym, neighborhood events, run clubs, and Food Truck Fridays. Located in SCUC ISD, less than a mile from Byron P. Steele High School, with convenient access to I-35, Randolph Air Force Base, shopping, and dining.
Financial Info
- Price
- $400,000
- $ / Sqft
- $149
- HOA
- Yes - Mandatory / $330 / Quarterly
- HOA Name
- Steele Creek Residential Community, Inc.
- HOA Includes
- Common Area Maintenance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking
- Tax Rate
- 1.9299%
- Est. Taxes
- $8,092
- Tax Year
- 2026
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 627 Fluted SHLS
- County
- Guadalupe
- City
- Cibolo
- State
- TX
- Zip
- 78108
- Subdivision
- STEELE CREEK
- Legal Description
- STEELE CREEK SUB #6 BLOCK 21 LOT 15 .165 AC
- Parcel
- 627 Fluted Shls
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Gas Water Heater, WaterSoftener
- Laundry
- Inside, Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Chandelier, Electric Dryer Hookup, Interior Steps, Multiple Living Areas, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Carbon Monoxide Detector(s), Security System, Smoke Detector(s), Blinds, Double Pane Windows, Screens
General Info
- Beds
- 5 Total / 1 Main Level / 4 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2025 / Resale
- Square Feet
- 2,677 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick Veneer, HardiPlank Type
- Acres
- 0.13
- Lot Description
- Back Yard
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- GU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Fiber, Natural Gas Connected, Water Connected
- Heat
- Central, Natural Gas
- A C
- Central Air, Heat Pump
Exterior Features
- Fence
- Wood
- Exterior Features
- Private Yard, Covered, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Fitness Center, Park, Planned Social Activities, Pool, Sport Court(s)/Facility
Rooms
Main level
- Primary Bedroom
- Primary Bathroom
Separate Shower, Soaking Tub, Walk-In Closet(s)
- Dining Room
- Living Room
- Kitchen
- Laundry
- Bathroom
Half Bath
Second level
- Bedroom
- Bathroom
- Loft
- Bedroom
- Bedroom
- Bathroom
- Bedroom
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Schertz-Cibolo-Universal ISD
- Elementary
- Wiederstein
- Middle
- Dobie (Schertz-Cibolo-Universal ISD)
- High
- Byron P Steele II
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,030 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,030
- Principal & interest
- $2,023
- Property taxes
- $674
- Homeowners insurance
- $333
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $320,000 | $3,577 | $20,695 | $316,423 | |
| 2 | $316,423 | $3,816 | $20,455 | $312,607 | |
| 3 | $312,607 | $4,072 | $20,200 | $308,535 | |
| 4 | $308,535 | $4,345 | $19,927 | $304,191 | |
| 5 | $304,191 | $4,636 | $19,636 | $299,555 | |
| 6 | $299,555 | $4,946 | $19,325 | $294,609 | |
| 7 | $294,609 | $5,277 | $18,994 | $289,332 | |
| 8 | $289,332 | $5,631 | $18,641 | $283,701 | |
| 9 | $283,701 | $6,008 | $18,264 | $277,694 | |
| 10 | $277,694 | $6,410 | $17,861 | $271,284 |
- Year 1$316,423
- Principal paid
- $3,577
- Interest paid
- $20,695
- Starting balance
- $320,000
- Year 2$312,607
- Principal paid
- $3,816
- Interest paid
- $20,455
- Starting balance
- $316,423
- Year 3$308,535
- Principal paid
- $4,072
- Interest paid
- $20,200
- Starting balance
- $312,607
- Year 4$304,191
- Principal paid
- $4,345
- Interest paid
- $19,927
- Starting balance
- $308,535
- Year 5$299,555
- Principal paid
- $4,636
- Interest paid
- $19,636
- Starting balance
- $304,191
- Year 6$294,609
- Principal paid
- $4,946
- Interest paid
- $19,325
- Starting balance
- $299,555
- Year 7$289,332
- Principal paid
- $5,277
- Interest paid
- $18,994
- Starting balance
- $294,609
- Year 8$283,701
- Principal paid
- $5,631
- Interest paid
- $18,641
- Starting balance
- $289,332
- Year 9$277,694
- Principal paid
- $6,008
- Interest paid
- $18,264
- Starting balance
- $283,701
- Year 10$271,284
- Principal paid
- $6,410
- Interest paid
- $17,861
- Starting balance
- $277,694
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.