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ActiveMLS #5213563

4307 Cottonwood DR, Cottonwood Shores TX 78657

Cottonwood Shores, TX 78657 · Bluff View

Single Family Residence for sale in Bluff View

3Bedrooms
2Bathrooms
1,440Square Ft
0.23Acres
1Garage
1984Year Built
Price Reduced
1 / 29
$285,000$400,000

Overview

Property Description

Motivated Seller! Home is located just down the street from average and upscale restaurants, entertainment area with public available use pickleball courts. Close to the Community Center and Park. House is located in the city zoned CUD(Conditional Use District). For possible business use, your business plan would have to be submitted to the City for approval. Hail damaged roof doesn't leak, but can be replaced with an acceptable Offer before Closing. Foundation has some settling issues, and home is being sold "As Is" regarding that issue. Home would make a good Rental and /or 1031 Tax Exchange - Buy and Hold property for future Commercial uses based on it's close location to the popular area happening spots!

Financial Info
Price
$285,000
$ / Sqft
$198
HOA
None
Tax Rate
1.7543%
Est. Taxes
$3,309
Tax Year
2024
Exemptions
Homestead, Over 65
Legal Info
Address
4307 Cottonwood DR
County
Burnet
City
Cottonwood Shores
State
TX
Zip
78657
Subdivision
Bluff View
Legal Description
S3190 BLUFF VIEW LOT 28
Parcel
5799
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Free-Standing Electric Range, RNGHD, Trash Compactor, Vented Exhaust Fan, Electric Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Electric Dryer Hookup, Primary Bedroom on Main, Washer Hookup, None, Aluminum Frames, Drapes
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1984 / Resale
Square Feet
1,440 / Public Records
Garages
1
Garage Desc
Concrete, Driveway, Garage, Garage Faces Front, Paved, Storage
Foundation
Slab
Roof
Asbestos Shingle
Construction
Frame, Masonry – Partial, Vertical Siding, Wood Siding, Stone
Acres
0.23
Lot Description
Back Yard, City Lot, Front Yard, Landscaped, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions, Zoning
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Electricity Connected, Other
Heat
Ceiling, Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Chain Link
Exterior Features
None, Covered, Front Porch
Pool On Property
No
Area Amenities
Park, Picnic Area, Playground

Rooms

Rooms8 rooms

Main level

  • Primary Bathroom

    Full Bath

  • Primary Bedroom

    Full Bath

  • Bathroom

    Full Bath

  • Kitchen

    Open to Dining Area.

    Laminate Counters

  • Bedroom

    None

  • Living Room

    Open to Dining Area.

    Ceiling Fan(s), Vaulted Ceiling(s)

  • Dining Room

    Attached to Kitchen and open to Living Area.

    None

  • Bedroom

    None

Price history

Days on market
−$115,000 (−28.8%)
$400,000 → $285,000
3
Price reductions
Active
Since Oct 10, 2025
Price trend
List priceOct 2025 → Oct 2026
Property history4 events
DateEventPriceChange
Oct 13, 2026Price Decrease$285,000−$39,999 (−12.3%)
Feb 10, 2026Price Decrease$324,999−$70,001 (−17.7%)
Nov 5, 2025Price Decrease$395,000−$5,000 (−1.3%)
Oct 10, 2025New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Colt
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $285,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,955 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,955

Principal & interest
$1,441
Property taxes
$276
Homeowners insurance
$238

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$228,000$2,548$14,745$225,452
2$225,452$2,719$14,574$222,732
3$222,732$2,901$14,392$219,831
4$219,831$3,095$14,198$216,736
5$216,736$3,303$13,991$213,433
6$213,433$3,524$13,769$209,909
7$209,909$3,760$13,533$206,149
8$206,149$4,012$13,282$202,137
9$202,137$4,280$13,013$197,857
10$197,857$4,567$12,726$193,290
  • Year 1$225,452
    Principal paid
    $2,548
    Interest paid
    $14,745
    Starting balance
    $228,000
  • Year 2$222,732
    Principal paid
    $2,719
    Interest paid
    $14,574
    Starting balance
    $225,452
  • Year 3$219,831
    Principal paid
    $2,901
    Interest paid
    $14,392
    Starting balance
    $222,732
  • Year 4$216,736
    Principal paid
    $3,095
    Interest paid
    $14,198
    Starting balance
    $219,831
  • Year 5$213,433
    Principal paid
    $3,303
    Interest paid
    $13,991
    Starting balance
    $216,736
  • Year 6$209,909
    Principal paid
    $3,524
    Interest paid
    $13,769
    Starting balance
    $213,433
  • Year 7$206,149
    Principal paid
    $3,760
    Interest paid
    $13,533
    Starting balance
    $209,909
  • Year 8$202,137
    Principal paid
    $4,012
    Interest paid
    $13,282
    Starting balance
    $206,149
  • Year 9$197,857
    Principal paid
    $4,280
    Interest paid
    $13,013
    Starting balance
    $202,137
  • Year 10$193,290
    Principal paid
    $4,567
    Interest paid
    $12,726
    Starting balance
    $197,857
First 10 of 30 years

Nearby

Courtesy of Our House Real Estate, LLC · (830) 308-8609

Listings courtesy of ACTRIS as distributed by MLS GRID.