629 Birch LN, Cottonwood Shores TX 78657
Cottonwood Shores, TX 78657 · Scarlet Oaks
Single Family Residence for sale in Scarlet Oaks
Overview
Property Description
Welcome to 629 Birch in Cottonwood Shores, a rare opportunity offering flexibility, added land, and endless potential. This well-positioned property features a thoughtfully designed layout with a spacious bonus room located at the back of the home, perfect for use as a 4th bedroom, private home office, game room, media space, guest retreat, or hobby area. Whether you need room to grow, work from home, or entertain, this versatile space adds tremendous value and functionality. What truly sets this property apart is that the vacant lot next door is included in the sale, creating an exceptional expanded homesite with added privacy, outdoor possibilities, and future investment potential. Enjoy the freedom to create your dream backyard oasis, add additional structures, or simply appreciate the extra space rarely found at this price point. Located in the growing Cottonwood Shores community near Marble Falls, Horseshoe Bay, and all the recreation the Highland Lakes area has to offer, this property combines small-town charm with convenience and opportunity. 629 Birch is ideal for buyers seeking a home with flexibility, land, and long-term value, making it a standout option for full-time living, investment, or a weekend retreat.
Financial Info
- Price
- $299,000
- $ / Sqft
- $176
- HOA
- None
- Tax Rate
- 1.7231%
- Est. Taxes
- $4,886
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 629 Birch LN
- County
- Burnet
- City
- Cottonwood Shores
- State
- TX
- Zip
- 78657
- Subdivision
- Scarlet Oaks
- Legal Description
- S7520 SCARLET OAKS LOT 537, 538 AND 539
- Parcel
- 38133
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Microwave, Oven, Range
- Laundry
- Inside
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Carbon Monoxide Detector(s), Smoke Detector(s), See Remarks
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2000 / Resale
- Square Feet
- 1,701 / Public Records
- Garage Desc
- Paved
- Foundation
- Slab
- Roof
- Metal
- Construction
- HardiPlank Type
- Acres
- 0.34
- Lot Description
- Back Yard, Front Yard
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- BU
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Park, Playground
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 17, 2026 | Pending | — | |
| Jun 20, 2026 | Price Decrease | $299,000−$11,000 (−3.5%) | −$11,000 (−3.5%) |
| May 14, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Marble Falls ISD
- Elementary
- Colt
- Middle
- Marble Falls
- High
- Marble Falls
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,168 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,168
- Principal & interest
- $1,512
- Property taxes
- $407
- Homeowners insurance
- $249
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $239,200 | $2,674 | $15,469 | $236,526 | |
| 2 | $236,526 | $2,853 | $15,290 | $233,674 | |
| 3 | $233,674 | $3,044 | $15,099 | $230,630 | |
| 4 | $230,630 | $3,248 | $14,895 | $227,382 | |
| 5 | $227,382 | $3,465 | $14,678 | $223,917 | |
| 6 | $223,917 | $3,697 | $14,446 | $220,220 | |
| 7 | $220,220 | $3,945 | $14,198 | $216,276 | |
| 8 | $216,276 | $4,209 | $13,934 | $212,067 | |
| 9 | $212,067 | $4,491 | $13,652 | $207,576 | |
| 10 | $207,576 | $4,792 | $13,351 | $202,784 |
- Year 1$236,526
- Principal paid
- $2,674
- Interest paid
- $15,469
- Starting balance
- $239,200
- Year 2$233,674
- Principal paid
- $2,853
- Interest paid
- $15,290
- Starting balance
- $236,526
- Year 3$230,630
- Principal paid
- $3,044
- Interest paid
- $15,099
- Starting balance
- $233,674
- Year 4$227,382
- Principal paid
- $3,248
- Interest paid
- $14,895
- Starting balance
- $230,630
- Year 5$223,917
- Principal paid
- $3,465
- Interest paid
- $14,678
- Starting balance
- $227,382
- Year 6$220,220
- Principal paid
- $3,697
- Interest paid
- $14,446
- Starting balance
- $223,917
- Year 7$216,276
- Principal paid
- $3,945
- Interest paid
- $14,198
- Starting balance
- $220,220
- Year 8$212,067
- Principal paid
- $4,209
- Interest paid
- $13,934
- Starting balance
- $216,276
- Year 9$207,576
- Principal paid
- $4,491
- Interest paid
- $13,652
- Starting balance
- $212,067
- Year 10$202,784
- Principal paid
- $4,792
- Interest paid
- $13,351
- Starting balance
- $207,576
Nearby
Courtesy of Keller Williams Realty · (512) 346-3550
Listings courtesy of ACTRIS as distributed by MLS GRID.