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639 Magnolia Ln 7084749Edit search
PendingMLS #7084749

639 Magnolia LN, Cottonwood Shores TX 78657

Cottonwood Shores, TX 78657 · Scarlet Oaks

Single Family Residence for sale in Scarlet Oaks

3Bedrooms
2Bathrooms
1,253Square Ft
0.11Acres
2Garage
2025Year Built
1 / 30
$249,000$269,000

Overview

Property Description

Located in the heart of Cottonwood Shores, this new-construction home offers the perfect blend of Hill Country charm, comfort, and convenient lake-area living. The open-concept layout features spacious living areas filled with natural light, creating an inviting space for both everyday living and entertaining. The kitchen flows seamlessly into the living and dining areas, while the private primary suite offers a relaxing retreat. Located close to nearby parks and green spaces, residents enjoy a relaxed lifestyle with opportunities for evening walks, biking, and outdoor recreation. Many neighborhood areas provide convenient access to community parks, waterfront spaces, and nearby boat ramps. Cottonwood Shores is located near Lake Marble Falls and the Highland Lakes. Just minutes from Marble Falls and Horseshoe Bay, you’ll enjoy easy access to shopping, dining, golf courses, wineries, and year-round lake activities. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this home offers exceptional value in one of the Hill Country’s growing lake communities.

Financial Info
Price
$249,000
$ / Sqft
$199
HOA
None
Tax Rate
1.72%
Est. Taxes
$4,988
Tax Year
2026
Exemptions
None
Legal Info
Address
639 Magnolia LN
County
Burnet
City
Cottonwood Shores
State
TX
Zip
78657
Subdivision
Scarlet Oaks
Legal Description
S7520 SCARLET OAKS LOT 425
Parcel
38027
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Built-In Electric Range, Dishwasher, Microwave, Plumbed For Ice Maker
Laundry
Inside
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Quartz Counters, Electric Dryer Hookup, Eat-in Kitchen, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Low Emissivity Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2025 / New
Square Feet
1,253 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type
Acres
0.11
Lot Description
Interior Lot
Restrictions
City Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Electricity Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
See Remarks, Covered
Pool On Property
No
Area Amenities
Dog Park, Fishing, Lake, Picnic Area

Rooms

Rooms2 rooms

Main level

  • Primary Bathroom

    Quartz Counters, High Ceilings, Recessed Lighting, Walk-In Closet(s), Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Full Bath, High Ceilings

Price history

Members only
Days on market
−$20,000 (−7.4%)
$269,000 → $249,000
1
Price reduction
Pending
Since May 20, 2026
Price trend
List priceMay 2026 → Jun 2026
Property history4 events
DateEventPriceChange
Sep 4, 2026Pending
Aug 24, 2026Active Under Contract
Jun 25, 2026Price Decrease$249,000−$20,000 (−7.4%)
May 20, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Colt
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $249,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,883 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,883

Principal & interest
$1,259
Property taxes
$416
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$199,200$2,227$12,882$196,973
2$196,973$2,376$12,733$194,598
3$194,598$2,535$12,574$192,063
4$192,063$2,704$12,404$189,359
5$189,359$2,886$12,223$186,473
6$186,473$3,079$12,030$183,394
7$183,394$3,285$11,824$180,109
8$180,109$3,505$11,604$176,604
9$176,604$3,740$11,369$172,864
10$172,864$3,990$11,119$168,874
  • Year 1$196,973
    Principal paid
    $2,227
    Interest paid
    $12,882
    Starting balance
    $199,200
  • Year 2$194,598
    Principal paid
    $2,376
    Interest paid
    $12,733
    Starting balance
    $196,973
  • Year 3$192,063
    Principal paid
    $2,535
    Interest paid
    $12,574
    Starting balance
    $194,598
  • Year 4$189,359
    Principal paid
    $2,704
    Interest paid
    $12,404
    Starting balance
    $192,063
  • Year 5$186,473
    Principal paid
    $2,886
    Interest paid
    $12,223
    Starting balance
    $189,359
  • Year 6$183,394
    Principal paid
    $3,079
    Interest paid
    $12,030
    Starting balance
    $186,473
  • Year 7$180,109
    Principal paid
    $3,285
    Interest paid
    $11,824
    Starting balance
    $183,394
  • Year 8$176,604
    Principal paid
    $3,505
    Interest paid
    $11,604
    Starting balance
    $180,109
  • Year 9$172,864
    Principal paid
    $3,740
    Interest paid
    $11,369
    Starting balance
    $176,604
  • Year 10$168,874
    Principal paid
    $3,990
    Interest paid
    $11,119
    Starting balance
    $172,864
First 10 of 30 years

Nearby

Courtesy of Keller Williams - Lake Travis · (512) 263-9090

Listings courtesy of ACTRIS as distributed by MLS GRID.