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ActiveMLS #5200753

655 Oak LN, Cottonwood Shores TX 78657

Cottonwood Shores, TX 78657 · Scarlet Oaks

Single Family Residence for sale in Scarlet Oaks

3Bedrooms
2Bathrooms
1,298Square Ft
0.11Acres
2Garage
2019Year Built
New
1 / 13
$230,000
3D tour

Overview

Property Description

3 bed, 2 bath, 2 car attached garage, fabulous open concept floor plan w/ a lovely vaulted ceilings. Kitchen w/ a breakfast nook offers great storage and large island w/ granite counter tops. 655 Oak Ln has a pleasing view from the front porch! City of Cottonwood Shores offers it's property owner's access to beautiful Lake Marble Falls with a fishing dock and boat ramp, along with several children's play areas and a splash pad.

Financial Info
Price
$230,000
$ / Sqft
$177
HOA
None
Tax Rate
1.7231%
Est. Taxes
$4,823.09
Tax Year
2026
Exemptions
See Remarks
Legal Info
Address
655 Oak LN
County
Burnet
City
Cottonwood Shores
State
TX
Zip
78657
Subdivision
Scarlet Oaks
Legal Description
S7520 SCARLET OAKS LOT 612
Parcel
38191
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
See Remarks
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Pantry, Primary Bedroom on Main, Walk-In Closet(s), None, Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2019 / Resale
Square Feet
1,298 / Owner
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial
Acres
0.11
Lot Description
See Remarks
Restrictions
See Remarks
Flood Plain
See Remarks
View
Neighborhood
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
See Remarks
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Boat Ramp, Patio, Porch
Pool On Property
No
Area Amenities
Lake, Playground

Price history

Members only
Days on market
$230,000
List price
0
Price reductions
Active
Since Sep 18, 2026
Property history1 event
DateEventPriceChange
Sep 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Marble Falls
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $230,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,757 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,757

Principal & interest
$1,163
Property taxes
$402
Homeowners insurance
$192

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$184,000$2,057$11,899$181,943
2$181,943$2,194$11,762$179,749
3$179,749$2,341$11,615$177,408
4$177,408$2,498$11,458$174,910
5$174,910$2,665$11,291$172,244
6$172,244$2,844$11,112$169,400
7$169,400$3,034$10,922$166,366
8$166,366$3,238$10,718$163,128
9$163,128$3,454$10,502$159,674
10$159,674$3,686$10,270$155,988
  • Year 1$181,943
    Principal paid
    $2,057
    Interest paid
    $11,899
    Starting balance
    $184,000
  • Year 2$179,749
    Principal paid
    $2,194
    Interest paid
    $11,762
    Starting balance
    $181,943
  • Year 3$177,408
    Principal paid
    $2,341
    Interest paid
    $11,615
    Starting balance
    $179,749
  • Year 4$174,910
    Principal paid
    $2,498
    Interest paid
    $11,458
    Starting balance
    $177,408
  • Year 5$172,244
    Principal paid
    $2,665
    Interest paid
    $11,291
    Starting balance
    $174,910
  • Year 6$169,400
    Principal paid
    $2,844
    Interest paid
    $11,112
    Starting balance
    $172,244
  • Year 7$166,366
    Principal paid
    $3,034
    Interest paid
    $10,922
    Starting balance
    $169,400
  • Year 8$163,128
    Principal paid
    $3,238
    Interest paid
    $10,718
    Starting balance
    $166,366
  • Year 9$159,674
    Principal paid
    $3,454
    Interest paid
    $10,502
    Starting balance
    $163,128
  • Year 10$155,988
    Principal paid
    $3,686
    Interest paid
    $10,270
    Starting balance
    $159,674
First 10 of 30 years

Nearby

Courtesy of TruStar Real Estate · (877) 400-0340

Listings courtesy of ACTRIS as distributed by MLS GRID.