14985 Fm 86, Dale TX 78616
Dale, TX 78616 · n/a
Single Family Residence for sale in n/a
Overview
Property Description
Experience the charm and potential of this 10-acre ranchette located at 14985 FM 86 in Dale, TX. A newly improved gated entrance with the property address welcomes you in, offering both convenience and a sense of arrival as you enter this private, peaceful setting set back from the road. The 1,934 sq ft home was remodeled in 2021 and features updated flooring, fresh paint, kitchen cabinetry, and stainless steel appliances. Recent mechanical upgrades include a new water heater and central HVAC system, providing added comfort and efficiency. Inside, you’ll find generously sized rooms and a spacious kitchen, offering a great foundation to create your ideal country retreat. The land is mostly cleared with a beautiful mix of mature trees, including large oaks that provide shade and enhance the picturesque landscape—perfect for enjoying those Texas sunsets. A large back porch offers a quiet place to take in sunrises, while the backyard includes a garden area with fruit trees and multiple water taps conveniently placed throughout the property. Additional improvements include a garage/shop with power and water, ideal for projects, storage, or equipment. The property is accessed via a 30-foot deeded lane that has been roughly improved, adding to the sense of seclusion while maintaining accessibility. Whether you're looking for a weekend getaway, investment opportunity, or a place to escape the city, this property offers space, privacy, and potential—all within reach of Austin, San Antonio, and just minutes from Lockhart. House will need repairs. Seller selling As-Is. Bids in hand for foundation and drywall/paint. Bring your Conventional, FHA, or VA renovation loan to purchase and renovate the deficiencies.
Financial Info
- Price
- $499,900
- $ / Sqft
- $258
- HOA
- None
- Tax Rate
- 2.0487%
- Est. Taxes
- $3,270
- Tax Year
- 2019
- Exemptions
- Homestead
Legal Info
- Address
- 14985 Fm 86
- County
- Caldwell
- City
- Dale
- State
- TX
- Zip
- 78616
- Subdivision
- n/a
- Legal Description
- A008 GAGE, MOSES, ACRES 10.0
- Parcel
- 53484
Interior Features
- Floor
- Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Vaulted Ceiling(s), Primary Bedroom on Main, None, Drapes, Screens, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2003 / Updated/Remodeled
- Square Feet
- 1,934 / Public Records
- Garages
- 3
- Garage Desc
- None
- Foundation
- Slab
- Roof
- Metal
- Construction
- HardiPlank Type
- Acres
- 10.00
- Lot Description
- Cleared, Rolling Slope, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Above Ground, Electricity Available, Phone Available, See Remarks
- Heat
- None
- A C
- Wall/Window Unit(s), Other
Exterior Features
- Fence
- Barbed Wire, Fenced
- Exterior Features
- None
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s)
- Primary Bathroom
Quartz Counters, Dual Vanity, Full Bath, Separate Shower, Soaking Tub
- Kitchen
Breakfast Bar, Ceiling Fan(s), Center Island, Quartz Counters, Open to Family Room, Pantry
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 11, 2026 | Price Decrease | $499,900−$45,100 (−8.3%) | −$45,100 (−8.3%) |
| Jun 12, 2026 | Price Decrease | $545,000−$80,000 (−12.8%) | −$80,000 (−12.8%) |
| Apr 15, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Carver Kindergarten
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,218 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,218
- Principal & interest
- $2,528
- Property taxes
- $273
- Homeowners insurance
- $417
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $399,920 | $4,470 | $25,863 | $395,450 | |
| 2 | $395,450 | $4,769 | $25,564 | $390,681 | |
| 3 | $390,681 | $5,089 | $25,244 | $385,592 | |
| 4 | $385,592 | $5,430 | $24,904 | $380,162 | |
| 5 | $380,162 | $5,793 | $24,540 | $374,369 | |
| 6 | $374,369 | $6,181 | $24,152 | $368,188 | |
| 7 | $368,188 | $6,595 | $23,738 | $361,593 | |
| 8 | $361,593 | $7,037 | $23,296 | $354,556 | |
| 9 | $354,556 | $7,508 | $22,825 | $347,048 | |
| 10 | $347,048 | $8,011 | $22,322 | $339,037 |
- Year 1$395,450
- Principal paid
- $4,470
- Interest paid
- $25,863
- Starting balance
- $399,920
- Year 2$390,681
- Principal paid
- $4,769
- Interest paid
- $25,564
- Starting balance
- $395,450
- Year 3$385,592
- Principal paid
- $5,089
- Interest paid
- $25,244
- Starting balance
- $390,681
- Year 4$380,162
- Principal paid
- $5,430
- Interest paid
- $24,904
- Starting balance
- $385,592
- Year 5$374,369
- Principal paid
- $5,793
- Interest paid
- $24,540
- Starting balance
- $380,162
- Year 6$368,188
- Principal paid
- $6,181
- Interest paid
- $24,152
- Starting balance
- $374,369
- Year 7$361,593
- Principal paid
- $6,595
- Interest paid
- $23,738
- Starting balance
- $368,188
- Year 8$354,556
- Principal paid
- $7,037
- Interest paid
- $23,296
- Starting balance
- $361,593
- Year 9$347,048
- Principal paid
- $7,508
- Interest paid
- $22,825
- Starting balance
- $354,556
- Year 10$339,037
- Principal paid
- $8,011
- Interest paid
- $22,322
- Starting balance
- $347,048
Nearby
Courtesy of Keller Williams Realty Lone St · (512) 868-1771
Listings courtesy of ACTRIS as distributed by MLS GRID.