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ActiveMLS #6255985

14985 Fm 86, Dale TX 78616

Dale, TX 78616 · n/a

Single Family Residence for sale in n/a

3Bedrooms
2Bathrooms
1,934Square Ft
10.00Acres
3Garage
2003Year Built
Price Reduced
1 / 34
$499,900$625,000
3D tour

Overview

Property Description

Experience the charm and potential of this 10-acre ranchette located at 14985 FM 86 in Dale, TX. A newly improved gated entrance with the property address welcomes you in, offering both convenience and a sense of arrival as you enter this private, peaceful setting set back from the road. The 1,934 sq ft home was remodeled in 2021 and features updated flooring, fresh paint, kitchen cabinetry, and stainless steel appliances. Recent mechanical upgrades include a new water heater and central HVAC system, providing added comfort and efficiency. Inside, you’ll find generously sized rooms and a spacious kitchen, offering a great foundation to create your ideal country retreat. The land is mostly cleared with a beautiful mix of mature trees, including large oaks that provide shade and enhance the picturesque landscape—perfect for enjoying those Texas sunsets. A large back porch offers a quiet place to take in sunrises, while the backyard includes a garden area with fruit trees and multiple water taps conveniently placed throughout the property. Additional improvements include a garage/shop with power and water, ideal for projects, storage, or equipment. The property is accessed via a 30-foot deeded lane that has been roughly improved, adding to the sense of seclusion while maintaining accessibility. Whether you're looking for a weekend getaway, investment opportunity, or a place to escape the city, this property offers space, privacy, and potential—all within reach of Austin, San Antonio, and just minutes from Lockhart. House will need repairs. Seller selling As-Is. Bids in hand for foundation and drywall/paint. Bring your Conventional, FHA, or VA renovation loan to purchase and renovate the deficiencies.

Financial Info
Price
$499,900
$ / Sqft
$258
HOA
None
Tax Rate
2.0487%
Est. Taxes
$3,270
Tax Year
2019
Exemptions
Homestead
Legal Info
Address
14985 Fm 86
County
Caldwell
City
Dale
State
TX
Zip
78616
Subdivision
n/a
Legal Description
A008 GAGE, MOSES, ACRES 10.0
Parcel
53484
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Electric Range, Microwave, Refrigerator
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Vaulted Ceiling(s), Primary Bedroom on Main, None, Drapes, Screens, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2003 / Updated/Remodeled
Square Feet
1,934 / Public Records
Garages
3
Garage Desc
None
Foundation
Slab
Roof
Metal
Construction
HardiPlank Type
Acres
10.00
Lot Description
Cleared, Rolling Slope, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Above Ground, Electricity Available, Phone Available, See Remarks
Heat
None
A C
Wall/Window Unit(s), Other
Exterior Features
Fence
Barbed Wire, Fenced
Exterior Features
None
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s)

  • Primary Bathroom

    Quartz Counters, Dual Vanity, Full Bath, Separate Shower, Soaking Tub

  • Kitchen

    Breakfast Bar, Ceiling Fan(s), Center Island, Quartz Counters, Open to Family Room, Pantry

Price history

Members only
Days on market
−$125,100 (−20%)
$625,000 → $499,900
2
Price reductions
Active
Since Apr 15, 2026
Price trend
List priceApr 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 11, 2026Price Decrease$499,900−$45,100 (−8.3%)
Jun 12, 2026Price Decrease$545,000−$80,000 (−12.8%)
Apr 15, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Carver Kindergarten
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $499,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,218 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,218

Principal & interest
$2,528
Property taxes
$273
Homeowners insurance
$417

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$399,920$4,470$25,863$395,450
2$395,450$4,769$25,564$390,681
3$390,681$5,089$25,244$385,592
4$385,592$5,430$24,904$380,162
5$380,162$5,793$24,540$374,369
6$374,369$6,181$24,152$368,188
7$368,188$6,595$23,738$361,593
8$361,593$7,037$23,296$354,556
9$354,556$7,508$22,825$347,048
10$347,048$8,011$22,322$339,037
  • Year 1$395,450
    Principal paid
    $4,470
    Interest paid
    $25,863
    Starting balance
    $399,920
  • Year 2$390,681
    Principal paid
    $4,769
    Interest paid
    $25,564
    Starting balance
    $395,450
  • Year 3$385,592
    Principal paid
    $5,089
    Interest paid
    $25,244
    Starting balance
    $390,681
  • Year 4$380,162
    Principal paid
    $5,430
    Interest paid
    $24,904
    Starting balance
    $385,592
  • Year 5$374,369
    Principal paid
    $5,793
    Interest paid
    $24,540
    Starting balance
    $380,162
  • Year 6$368,188
    Principal paid
    $6,181
    Interest paid
    $24,152
    Starting balance
    $374,369
  • Year 7$361,593
    Principal paid
    $6,595
    Interest paid
    $23,738
    Starting balance
    $368,188
  • Year 8$354,556
    Principal paid
    $7,037
    Interest paid
    $23,296
    Starting balance
    $361,593
  • Year 9$347,048
    Principal paid
    $7,508
    Interest paid
    $22,825
    Starting balance
    $354,556
  • Year 10$339,037
    Principal paid
    $8,011
    Interest paid
    $22,322
    Starting balance
    $347,048
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty Lone St · (512) 868-1771

Listings courtesy of ACTRIS as distributed by MLS GRID.