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ActiveMLS #9122781

108 Oak Ridge, Dripping Springs TX 78620

Dripping Springs, TX 78620 · River Oaks Ranch 1 Resubd

Single Family Residence for sale in River Oaks Ranch 1 Resubd

2Bedrooms
1Bathrooms
1,904Square Ft
5.01Acres
0Garage
1997Year Built
Price Reduced
1 / 17
$393,750$465,000

Overview

Property Description

Best of both worlds!!! A beautiful country setting on the edge of a canyon, well out of any floodplain, with a glorious, long distance, view. Only 8.9 miles from all the conveniences of Lakeway and Bee Cave at SH71, and 1 mile off Hamilton Pool Road. With several level ledges on which to build your dream house, that is out of sight from the road, there are several options to achieve privacy in this very special place. A very special place for nature lovers, there is no better hiking environment than breathing the fresh air along the hillside paths over the pristine native Texas Hill Country terrain. You will enjoy the variety of Hill Country flora and fauna that includes rare Madrone trees. With the more than a 120-foot change in elevation, it feels much larger than 5 acres. There is even a small wet weather creek with a 5-foot waterfall. Additionally, you are only 6 miles from the famous Hamilton Pool and 5.6 miles from Reimer’s Ranch, where you can also spend time in nature. There are two residences on the property, a main and a guest residence, square footage combined in listing, that can be utilized as living space with electricity, water and septic. You truly cannot appreciate this place without seeing it in person.

Financial Info
Price
$393,750
$ / Sqft
$207
HOA
Yes - Mandatory / $120 / Annually
HOA Name
River Oaks Ranch Home Owners Association
HOA Includes
See Remarks
Tax Rate
1.56%
Est. Taxes
$3,941.55
Tax Year
2024
Exemptions
Homestead
Legal Info
Address
108 Oak Ridge
County
Hays
City
Dripping Springs
State
TX
Zip
78620
Subdivision
River Oaks Ranch 1 Resubd
Legal Description
RIVER OAKS RANCH 1/RESUB LOT 97 5.008 AC
Parcel
1170870000097004
Interior Features
Floor
Carpet, Linoleum, Wood
Num Living
1
Dining
1
Appliances
Dishwasher, Electric Water Heater
Laundry
Common Area, Main Level
Master Main
Yes
Interior Features
Ceiling Fan(s), Electric Dryer Hookup, Washer Hookup, Security System Owned, Aluminum Frames
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1997 / See Remarks
Square Feet
1,904 / Public Records
Garage Desc
Gravel
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
Wood Siding
Acres
5.01
Lot Description
Bluff, Level, Private, Rock Outcropping, Sloped Down, Steep Slope, Many Trees, Views, Waterfall
Restrictions
Deed Restrictions
Flood Plain
No
View
Canyon, Hill Country, Trees/Woods
Water Access
No
Waterfront
No
Area
HD
Utility Info
Water
Public
Sewer
Aerobic Septic, Private Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Varies by Unit
A C
Varies by Unit
Exterior Features
Fence
None
Exterior Features
None, Covered, Rear Porch
Pool On Property
No
Area Amenities
Lake

Price history

Members only
Days on market
−$71,250 (−15.3%)
$465,000 → $393,750
2
Price reductions
Active
Since Oct 21, 2025
Price trend
List priceOct 2025Jul 2026
Property history3 events
DateEventPriceChange
Jul 13, 2026Price Decrease$393,750−$31,250 (−7.4%)
Apr 18, 2026Price Decrease$425,000−$40,000 (−8.6%)
Oct 21, 2025New Listing

Taxes

General Information
Owner
POWERS, NINA KAY
Legal
RIVER OAKS RANCH 1/RESUB LOT 97 5.008 AC
Geo ID
1170870000097004
Acreage
5.01
Exemptions
Exemption Type
Homestead, OA
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$3,941.55
MLS tax year
2024
Appraisal Values
YearLandImprovementsMarketAssessed
2026$420,670$304,250$724,920$302,407

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
Dripping Springs ISD
Elementary
Dripping Springs
Middle
Dripping Springs Middle
High
Dripping Springs

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $393,750
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,647 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,647

Principal & interest
$1,991
Property taxes
$328
Homeowners insurance
$328

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$315,000$3,521$20,371$311,479
2$311,479$3,757$20,136$307,723
3$307,723$4,008$19,884$303,714
4$303,714$4,277$19,616$299,438
5$299,438$4,563$19,329$294,875
6$294,875$4,869$19,023$290,006
7$290,006$5,195$18,697$284,811
8$284,811$5,543$18,350$279,269
9$279,269$5,914$17,978$273,355
10$273,355$6,310$17,582$267,045
  • Year 1$311,479
    Principal paid
    $3,521
    Interest paid
    $20,371
    Starting balance
    $315,000
  • Year 2$307,723
    Principal paid
    $3,757
    Interest paid
    $20,136
    Starting balance
    $311,479
  • Year 3$303,714
    Principal paid
    $4,008
    Interest paid
    $19,884
    Starting balance
    $307,723
  • Year 4$299,438
    Principal paid
    $4,277
    Interest paid
    $19,616
    Starting balance
    $303,714
  • Year 5$294,875
    Principal paid
    $4,563
    Interest paid
    $19,329
    Starting balance
    $299,438
  • Year 6$290,006
    Principal paid
    $4,869
    Interest paid
    $19,023
    Starting balance
    $294,875
  • Year 7$284,811
    Principal paid
    $5,195
    Interest paid
    $18,697
    Starting balance
    $290,006
  • Year 8$279,269
    Principal paid
    $5,543
    Interest paid
    $18,350
    Starting balance
    $284,811
  • Year 9$273,355
    Principal paid
    $5,914
    Interest paid
    $17,978
    Starting balance
    $279,269
  • Year 10$267,045
    Principal paid
    $6,310
    Interest paid
    $17,582
    Starting balance
    $273,355
First 10 of 30 years

Nearby

Courtesy of Ranches and Rivers Realty · (512) 263-2244

Listings courtesy of ACTRIS as distributed by MLS GRID.