109 Francesco LN # 40, Dripping Springs TX 78620
Dripping Springs, TX 78620 · The Retreat At Dripping Spgs
Single Family Residence for sale in The Retreat At Dripping Spgs
Overview
Property Description
Welcome to 109 Francesco Lane - a beautifully maintained lock & leave home in the gated Retreat at Dripping Springs. Offering 2,063 square feet, 2 bedrooms, 2.5 bathrooms and thoughtfully designed living spaces, this residence combines contemporary finishes, low-maintenance living, and resort-style amenities in one of Dripping Springs’ most desirable communities. Designed for both comfort & entertaining, the open-concept floor plan features soaring ceilings, abundant natural light, luxury vinyl plank flooring and seamless flow between the living, dining and kitchen areas. The kitchen serves as the heart of the home with stainless steel appliances, generous cabinetry, ample prep space, a large center island and a striking floor-to-ceiling subway tile backsplash that creates a distinctive architectural focal point. Both bedrooms feature private ensuite bathrooms, offering comfort and privacy for owners and guests alike. The spacious primary includes dual vanities, a walk-in shower & a generous walk-in closet. An additional powder bath provides convenience for guests. Home office/study area could be a conversion opportunity to become a 3rd bedroom. Enjoy morning coffee & evening relaxation on the covered front porch while taking in the peaceful Hill Country surroundings. Low-maintenance design makes this home ideal as a primary residence, second home, or downsizing opportunity. Residents of The Retreat enjoy exceptional community amenities, including a resort-style pool & hot tub, outdoor pavilion with kitchen, fire pit, walking trails and beautifully maintained common areas. HOA services include lawn care, landscaping, irrigation, and common area maintenance, providing true lock-and-leave convenience. Ideally located just minutes from historic Mercer Street, local wineries and breweries, dining, shopping, entertainment, and highly acclaimed Dripping Springs ISD schools, 109 Francesco Lane offers the perfect blend of comfort, convenience, and Hill Country living.
Financial Info
- Price
- $487,500
- $ / Sqft
- $236
- HOA
- Yes - Mandatory / $315 / Monthly
- HOA Name
- The Retreat at Dripping Springs
- HOA Includes
- Common Area Maintenance, Landscaping, Security, Trash
- Tax Rate
- 1.86%
- Est. Taxes
- $8,760.6
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 109 Francesco LN # 40
- County
- Hays
- City
- Dripping Springs
- State
- TX
- Zip
- 78620
- Subdivision
- The Retreat At Dripping Spgs
- Legal Description
- THE RETREAT AT DRIPPING SPRINGS, UNIT 40, 1.42858% COMMON AREA INTEREST, PH 4
- Parcel
- 1565000040000404
Interior Features
- Floor
- No Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Built-In Gas Oven, Built-In Oven(s), Built-In Refrigerator, Dishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Microwave, Oven, Gas Oven, Plumbed For Ice Maker, Range, RNGHD, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer, Electric Water Heater
- Laundry
- In Unit, Inside
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), High Ceilings, Quartz Counters, Electric Dryer Hookup, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Carbon Monoxide Detector(s), Security Fence, Smoke Detector(s), Screens, Window Treatments
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2018 / Resale
- Square Feet
- 2,063 / Public Records
- Garages
- 2
- Garage Desc
- Concrete, Garage
- Foundation
- Slab
- Roof
- Metal
- Construction
- Stucco
- Acres
- 0.14
- Lot Description
- Corner Lot, Landscaped, Native Plants, Sprinkler - Automatic, Xeriscape
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HD
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Natural Gas
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Fenced, Wrought Iron
- Exterior Features
- No Exterior Steps, Covered, Porch
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Cluster Mailbox, Hot Tub Community, Park, Picnic Area, Pool, Spa/Hot Tub
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 17, 2026 | Price Decrease | $487,500−$12,499 (−2.5%) | −$12,499 (−2.5%) |
| Jul 2, 2026 | New Listing | — |
Taxes
- Owner
- STEARNS ANDREA & KEVIN
- Legal
- THE RETREAT AT DRIPPING SPRINGS, UNIT 40, 1.42858% COMMON AREA INTEREST, PH 4
- Geo ID
- 1565000040000404
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,760.6
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $89,130 | $381,870 | $471,000 | $471,000 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- Dripping Springs ISD
- Elementary
- Walnut Springs
- Middle
- Dripping Springs Middle
- High
- Dripping Springs
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,601 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,601
- Principal & interest
- $2,465
- Property taxes
- $730
- Homeowners insurance
- $406
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $390,000 | $4,359 | $25,222 | $385,641 | |
| 2 | $385,641 | $4,651 | $24,930 | $380,990 | |
| 3 | $380,990 | $4,963 | $24,618 | $376,027 | |
| 4 | $376,027 | $5,295 | $24,286 | $370,732 | |
| 5 | $370,732 | $5,650 | $23,931 | $365,083 | |
| 6 | $365,083 | $6,028 | $23,553 | $359,055 | |
| 7 | $359,055 | $6,432 | $23,149 | $352,623 | |
| 8 | $352,623 | $6,862 | $22,718 | $345,761 | |
| 9 | $345,761 | $7,322 | $22,259 | $338,439 | |
| 10 | $338,439 | $7,812 | $21,769 | $330,627 |
- Year 1$385,641
- Principal paid
- $4,359
- Interest paid
- $25,222
- Starting balance
- $390,000
- Year 2$380,990
- Principal paid
- $4,651
- Interest paid
- $24,930
- Starting balance
- $385,641
- Year 3$376,027
- Principal paid
- $4,963
- Interest paid
- $24,618
- Starting balance
- $380,990
- Year 4$370,732
- Principal paid
- $5,295
- Interest paid
- $24,286
- Starting balance
- $376,027
- Year 5$365,083
- Principal paid
- $5,650
- Interest paid
- $23,931
- Starting balance
- $370,732
- Year 6$359,055
- Principal paid
- $6,028
- Interest paid
- $23,553
- Starting balance
- $365,083
- Year 7$352,623
- Principal paid
- $6,432
- Interest paid
- $23,149
- Starting balance
- $359,055
- Year 8$345,761
- Principal paid
- $6,862
- Interest paid
- $22,718
- Starting balance
- $352,623
- Year 9$338,439
- Principal paid
- $7,322
- Interest paid
- $22,259
- Starting balance
- $345,761
- Year 10$330,627
- Principal paid
- $7,812
- Interest paid
- $21,769
- Starting balance
- $338,439
Nearby
Courtesy of Ranchland Real Estate · (512) 829-5522
Listings courtesy of ACTRIS as distributed by MLS GRID.