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ActiveMLS #4074929

404 Saddlehorn DR, Dripping Springs TX 78620

Dripping Springs, TX 78620 · Saddletree Ranch Sec 03

Single Family Residence for sale in Saddletree Ranch Sec 03

4Bedrooms
3Bathrooms
2,861Square Ft
1.53Acres
3Garage
2001Year Built
New
1 / 27
$695,000
3D tour

Overview

Property Description

Set on 1.53 acres in the Saddletree Ranch community, this single-story home puts Dripping Springs Hill Country distance between neighbors while keeping Lakeway and downtown Dripping Springs a short drive away, all inside the Lake Travis ISD boundary. Freshly painted inside and outside, the property features a standing-seam metal roof, owned solar tied to PEC, a private well, a 500-gallon propane tank, two rainwater collection tanks totaling 32K gallons of water-holding capacity, and windows replaced in 2025. Inside, an open floor plan carries the kitchen, dining, and living areas under a floor-to-ceiling stone fireplace, with concrete floors running the length of the main living space. The kitchen features dark granite countertops, classic wood cabinetry, and double ovens for buyers who host as often as they cook, with the washer, dryer, two refrigerators, and one freezer all included. A vaulted, window-lined dining room and a separate breakfast nook offer two distinct places to gather. The floor plan features four bedrooms plus one dedicated study, with carpet in all the bedrooms and the dedicated study installed 09/21/26. The primary suite is set apart from the other bedrooms with its own bathroom and a large walk-in closet. A soaking tub, glass walk-in shower, and double vanity storage are among the finishes across the home's bathrooms, and tray ceilings and oversized windows bring in natural light and wooded views. Out back, a covered patio and an oversized wood deck run the width of the house, built for watching the sun drop over the rolling terrain. Saddletree Ranch residents also have a neighborhood park with a pavilion and playground close by, an added community amenity for a property with this much land. Acreage like this inside Lake Travis ISD, within reach of Lakeway shopping and dining and the Hill Country wineries along the 290 corridor, does not come up often in Dripping Springs.

Financial Info
Price
$695,000
$ / Sqft
$243
HOA
Yes - Mandatory / $781 / Annually
HOA Name
Saddletree Ranch
HOA Includes
Common Area Maintenance
Tax Rate
1.624%
Est. Taxes
$7,347
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
404 Saddlehorn DR
County
Travis
City
Dripping Springs
State
TX
Zip
78620
Subdivision
Saddletree Ranch Sec 03
Legal Description
LOT 15 SADDLETREE RANCH SEC 3
Parcel
05130501010000
Interior Features
Floor
Carpet, Concrete, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Gas Cooktop, Microwave, Double Oven, RNGHD, Stainless Steel Appliance(s)
Laundry
Inside, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Gas Starter, Living Room, Raised Hearth, Stone, Wood Burning
Interior Features
Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Tray Ceiling(s), Vaulted Ceiling(s), Chandelier, Granite Counters, Tile Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Washer Hookup, Smoke Detector(s), Bay Window(s), Blinds, Plantation Shutters
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2001 / Resale
Square Feet
2,861 / Public Records
Garages
3
Garage Desc
Attached, Concrete, Driveway, Garage
Foundation
Slab
Roof
Metal
Construction
Masonry – All Sides, Stone, Stucco
Acres
1.53
Lot Description
Back Yard, Many Trees
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Hill Country, Neighborhood, Park/Greenbelt, Trees/Woods
Water Access
No
Waterfront
No
Area
LS
Utility Info
Water
See Remarks, Well
Sewer
Septic Tank
Utilities
Sewer Available, Solar, Water Available
Heat
Central, Fireplace(s), Solar
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
Private Yard, Covered, Deck, Patio, Porch
Pool On Property
No
Area Amenities
Clubhouse, Common Grounds, Park, Playground

Rooms

Rooms12 rooms

Main level

  • Primary Bathroom

    Dual Vanity, Full Bath, Soaking Tub, Walk-In Closet(s), Walk-in Shower

  • Bathroom

    Full Bath, Shared Bath, Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s), Full Bath, Tray Ceiling(s)

  • Dining Room

    CRWN, Tray Ceiling(s)

  • Bedroom

    Bookcases, Tray Ceiling(s)

  • Bedroom

    Sharing the Jack & Jill Bath with the other bedroom.

    Ceiling Fan(s), Full Bath, Vaulted Ceiling(s)

  • Living Room

    Ceiling Fan(s), Recessed Lighting

  • Bedroom

    Sharing the Jack & Jill Bath with the other bedroom.

    Ceiling Fan(s), Full Bath, Tray Ceiling(s)

  • Office

    Ceiling Fan(s)

  • Bathroom

    Jack & Jill Bath shared by two bedrooms.

    Dual Vanity, Full Bath, Shared Bath

  • Kitchen

    Kitchn - Breakfast Area, Center Island, GranCnt, Tile Counters, Eat In Kitchen, Gourmet Kitchen, Pantry, Recessed Lighting

  • Laundry

    Electric Dryer Hookup, Sink, Washer Hookup

Price history

Members only
Days on market
$695,000
List price
0
Price reductions
Active
Since Sep 29, 2026
Property history1 event
DateEventPriceChange
Sep 29, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lake Travis ISD
Elementary
Bee Cave
Middle
Bee Cave Middle School
High
Lake Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $695,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,705 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,705

Principal & interest
$3,514
Property taxes
$612
Homeowners insurance
$579

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$556,000$6,215$35,957$549,785
2$549,785$6,631$35,541$543,155
3$543,155$7,075$35,097$536,080
4$536,080$7,549$34,623$528,531
5$528,531$8,054$34,117$520,477
6$520,477$8,594$33,578$511,883
7$511,883$9,169$33,002$502,714
8$502,714$9,783$32,388$492,931
9$492,931$10,438$31,733$482,493
10$482,493$11,137$31,034$471,355
  • Year 1$549,785
    Principal paid
    $6,215
    Interest paid
    $35,957
    Starting balance
    $556,000
  • Year 2$543,155
    Principal paid
    $6,631
    Interest paid
    $35,541
    Starting balance
    $549,785
  • Year 3$536,080
    Principal paid
    $7,075
    Interest paid
    $35,097
    Starting balance
    $543,155
  • Year 4$528,531
    Principal paid
    $7,549
    Interest paid
    $34,623
    Starting balance
    $536,080
  • Year 5$520,477
    Principal paid
    $8,054
    Interest paid
    $34,117
    Starting balance
    $528,531
  • Year 6$511,883
    Principal paid
    $8,594
    Interest paid
    $33,578
    Starting balance
    $520,477
  • Year 7$502,714
    Principal paid
    $9,169
    Interest paid
    $33,002
    Starting balance
    $511,883
  • Year 8$492,931
    Principal paid
    $9,783
    Interest paid
    $32,388
    Starting balance
    $502,714
  • Year 9$482,493
    Principal paid
    $10,438
    Interest paid
    $31,733
    Starting balance
    $492,931
  • Year 10$471,355
    Principal paid
    $11,137
    Interest paid
    $31,034
    Starting balance
    $482,493
First 10 of 30 years

Nearby

Courtesy of Keller Williams - Lake Travis · (512) 263-9090

Listings courtesy of ACTRIS as distributed by MLS GRID.