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101 Gillespie Ln 7256166Edit search
ActiveMLS #7256166

101 Gillespie LN, Elgin TX 78621

Elgin, TX 78621 · COUNTY LINE SUBDIVISION PHASE IL - BASTR

Single Family Residence for sale in COUNTY LINE SUBDIVISION PHASE IL - BASTR

4Bedrooms
2 full / 1 halfBathrooms
2,102Square Ft
0.22Acres
2Garage
2004Year Built
Open Tomorrow 8am–7pmPrice Reduced
1 / 17
$250,000$255,000

Overview

Property Description

INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $4,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 101 Gillespie Ln is a two-story Elgin home with four bedrooms and a two-car attached garage. The kitchen has white cabinetry, an electric range, and tile flooring, and connects to a living area with wood floors and a ceiling fan. Additional main-level space provides room for a dining area, and the layout flows toward the backyard. Upstairs, the carpeted bedrooms include ceiling fans, and the bathrooms feature a dual vanity, a tub, and a separate shower. Outdoor space includes a fenced backyard with a level lawn behind the two-story facade. Included 100-Day Home Warranty with buyer activation

Financial Info
Price
$250,000
$ / Sqft
$119
HOA
Yes - Mandatory / $344 / Annually
HOA Name
County Line Association, Inc
HOA Includes
Common Area Maintenance
Tax Rate
2.4748%
Est. Taxes
$7,542
Tax Year
2025
Exemptions
None
Legal Info
Address
101 Gillespie LN
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
COUNTY LINE SUBDIVISION PHASE IL - BASTR
Legal Description
COUNTY LINE SUBDIVISION PHASE II - BASTROP COUNTY, BLOCK F, LOT 2, ACRES 0.2160
Parcel
93109
Interior Features
Floor
Carpet, Laminate, Vinyl
Num Living
2
Dining
1
Appliances
Dishwasher, Microwave, Range
Laundry
Inside
Master Main
No
Fireplace Description
None
Interior Features
None, Security System Owned
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2004 / Resale
Square Feet
2,102 / Owner
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Asphalt
Construction
Brick, Frame, Masonry – Partial, Wood Siding
Acres
0.22
Lot Description
None
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available
Heat
Central, Natural Gas
A C
Central Air, Electric
Exterior Features
Fence
Back Yard, Wood
Exterior Features
None
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Second level

  • Primary Bedroom

Price history

Members only
Days on market
−$5,000 (−2%)
$255,000 → $250,000
1
Price reduction
Active
Since Aug 27, 2026
Price trend
List priceAug 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 17, 2026Price Decrease$250,000−$5,000 (−2%)
Aug 27, 2026New Listing

Taxes

General Information
Owner
LAKOMSKI, GREGORY
Legal
COUNTY LINE SUBDIVISION PHASE II - BASTROP COUNTY, BLOCK F, LOT 2, ACRES 0.2160
Geo ID
93109
Acreage
0.22
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,542
MLS tax year
2025
CAD estimated taxes
$7,388.77
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$87,127$199,838$286,965$286,965$286,965
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$286,965$286,965———$1,005.78BASTROP COUNTY
$286,965$286,965———$3,510.73ELGIN ISD
$286,965$286,965———$1,777.16CITY OF ELGIN
$286,965$286,965———$286.97BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$286,965$286,965———$296.72AUSTIN COMMUNITY COLLEGE
$286,965$286,965———$286.97BASTROP COUNTY EMERGENCY SVC DIST #3
$286,965$286,965———$224.44COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $250,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,101 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,101

Principal & interest
$1,264
Property taxes
$629
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$200,000$2,235$12,934$197,765
2$197,765$2,385$12,784$195,379
3$195,379$2,545$12,625$192,834
4$192,834$2,715$12,454$190,119
5$190,119$2,897$12,272$187,222
6$187,222$3,091$12,078$184,131
7$184,131$3,298$11,871$180,832
8$180,832$3,519$11,650$177,313
9$177,313$3,755$11,415$173,559
10$173,559$4,006$11,163$169,552
  • Year 1$197,765
    Principal paid
    $2,235
    Interest paid
    $12,934
    Starting balance
    $200,000
  • Year 2$195,379
    Principal paid
    $2,385
    Interest paid
    $12,784
    Starting balance
    $197,765
  • Year 3$192,834
    Principal paid
    $2,545
    Interest paid
    $12,625
    Starting balance
    $195,379
  • Year 4$190,119
    Principal paid
    $2,715
    Interest paid
    $12,454
    Starting balance
    $192,834
  • Year 5$187,222
    Principal paid
    $2,897
    Interest paid
    $12,272
    Starting balance
    $190,119
  • Year 6$184,131
    Principal paid
    $3,091
    Interest paid
    $12,078
    Starting balance
    $187,222
  • Year 7$180,832
    Principal paid
    $3,298
    Interest paid
    $11,871
    Starting balance
    $184,131
  • Year 8$177,313
    Principal paid
    $3,519
    Interest paid
    $11,650
    Starting balance
    $180,832
  • Year 9$173,559
    Principal paid
    $3,755
    Interest paid
    $11,415
    Starting balance
    $177,313
  • Year 10$169,552
    Principal paid
    $4,006
    Interest paid
    $11,163
    Starting balance
    $173,559
First 10 of 30 years

Nearby

Courtesy of Opendoor Brokerage, LLC · (480) 462-5392

Listings courtesy of ACTRIS as distributed by MLS GRID.