101 Gillespie LN, Elgin TX 78621
Elgin, TX 78621 · COUNTY LINE SUBDIVISION PHASE IL - BASTR
Single Family Residence for sale in COUNTY LINE SUBDIVISION PHASE IL - BASTR
Overview
Property Description
INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $4,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 101 Gillespie Ln is a two-story Elgin home with four bedrooms and a two-car attached garage. The kitchen has white cabinetry, an electric range, and tile flooring, and connects to a living area with wood floors and a ceiling fan. Additional main-level space provides room for a dining area, and the layout flows toward the backyard. Upstairs, the carpeted bedrooms include ceiling fans, and the bathrooms feature a dual vanity, a tub, and a separate shower. Outdoor space includes a fenced backyard with a level lawn behind the two-story facade. Included 100-Day Home Warranty with buyer activation
Financial Info
- Price
- $242,000
- $ / Sqft
- $115
- HOA
- Yes - Mandatory / $344 / Annually
- HOA Name
- County Line Association, Inc
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.4748%
- Est. Taxes
- $7,542
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 101 Gillespie LN
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- COUNTY LINE SUBDIVISION PHASE IL - BASTR
- Legal Description
- COUNTY LINE SUBDIVISION PHASE II - BASTROP COUNTY, BLOCK F, LOT 2, ACRES 0.2160
- Parcel
- 93109
Interior Features
- Floor
- Carpet, Laminate, Vinyl
- Num Living
- 2
- Dining
- 1
- Appliances
- Dishwasher, Microwave, Range
- Laundry
- Inside
- Master Main
- No
- Fireplace Description
- None
- Interior Features
- None, Security System Owned
General Info
- Beds
- 4 Total / 4 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2004 / Resale
- Square Feet
- 2,102 / Owner
- Garages
- 2
- Garage Desc
- Attached
- Foundation
- Slab
- Roof
- Asphalt
- Construction
- Brick, Frame, Masonry – Partial, Wood Siding
- Acres
- 0.22
- Lot Description
- None
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available
- Heat
- Central, Natural Gas
- A C
- Central Air, Electric
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- None
- Pool On Property
- No
- Area Amenities
- None
Rooms
Second level
- Primary Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 1, 2026 | Price Decrease | $242,000−$8,000 (−3.2%) | −$8,000 (−3.2%) |
| Sep 17, 2026 | Price Decrease | $250,000−$5,000 (−2%) | −$5,000 (−2%) |
| Aug 27, 2026 | New Listing | — |
Taxes
- Owner
- LAKOMSKI, GREGORY
- Legal
- COUNTY LINE SUBDIVISION PHASE II - BASTROP COUNTY, BLOCK F, LOT 2, ACRES 0.2160
- Geo ID
- 93109
- Acreage
- 0.22
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $7,542
- MLS tax year
- 2025
- CAD estimated taxes
- $7,388.77
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $87,127 | $199,838 | $286,965 | $286,965 | $286,965 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $286,965 | $286,965 | — | — | — | $1,005.78 | BASTROP COUNTY |
| $286,965 | $286,965 | — | — | — | $3,510.73 | ELGIN ISD |
| $286,965 | $286,965 | — | — | — | $1,777.16 | CITY OF ELGIN |
| $286,965 | $286,965 | — | — | — | $286.97 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $286,965 | $286,965 | — | — | — | $296.72 | AUSTIN COMMUNITY COLLEGE |
| $286,965 | $286,965 | — | — | — | $286.97 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $286,965 | $286,965 | — | — | — | $224.44 | COUNTY ROAD FM |
Source: Bastrop County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Neidig
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,055 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,055
- Principal & interest
- $1,224
- Property taxes
- $629
- Homeowners insurance
- $202
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $193,600 | $2,164 | $12,520 | $191,436 | |
| 2 | $191,436 | $2,309 | $12,375 | $189,127 | |
| 3 | $189,127 | $2,463 | $12,221 | $186,664 | |
| 4 | $186,664 | $2,628 | $12,056 | $184,035 | |
| 5 | $184,035 | $2,804 | $11,880 | $181,231 | |
| 6 | $181,231 | $2,992 | $11,692 | $178,239 | |
| 7 | $178,239 | $3,193 | $11,492 | $175,046 | |
| 8 | $175,046 | $3,407 | $11,278 | $171,639 | |
| 9 | $171,639 | $3,635 | $11,050 | $168,005 | |
| 10 | $168,005 | $3,878 | $10,806 | $164,127 |
- Year 1$191,436
- Principal paid
- $2,164
- Interest paid
- $12,520
- Starting balance
- $193,600
- Year 2$189,127
- Principal paid
- $2,309
- Interest paid
- $12,375
- Starting balance
- $191,436
- Year 3$186,664
- Principal paid
- $2,463
- Interest paid
- $12,221
- Starting balance
- $189,127
- Year 4$184,035
- Principal paid
- $2,628
- Interest paid
- $12,056
- Starting balance
- $186,664
- Year 5$181,231
- Principal paid
- $2,804
- Interest paid
- $11,880
- Starting balance
- $184,035
- Year 6$178,239
- Principal paid
- $2,992
- Interest paid
- $11,692
- Starting balance
- $181,231
- Year 7$175,046
- Principal paid
- $3,193
- Interest paid
- $11,492
- Starting balance
- $178,239
- Year 8$171,639
- Principal paid
- $3,407
- Interest paid
- $11,278
- Starting balance
- $175,046
- Year 9$168,005
- Principal paid
- $3,635
- Interest paid
- $11,050
- Starting balance
- $171,639
- Year 10$164,127
- Principal paid
- $3,878
- Interest paid
- $10,806
- Starting balance
- $168,005
Nearby
12 closest listings to 101 Gillespie LN, Elgin TX 78621 (within 2 miles).




Courtesy of Opendoor Brokerage LLC · (480) 462-5392
Listings courtesy of ACTRIS as distributed by MLS GRID.







