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ActiveMLS #1425437

104 Cavalry TRL, Elgin TX 78621

Elgin, TX 78621 · Shenandoah Sub Ph T

Single Family Residence for sale in Shenandoah Sub Ph T

3Bedrooms
2Bathrooms
1,425Square Ft
0.15Acres
2Garage
2001Year Built
1 / 26
$220,000

Overview

Property Description

No HOA on this 3-Bedroom, 2 bathroom Home in Elgin, TX with fresh interior and exterior paint, Water Heater replaced in 12/25 and an HVAC system replaced in 2022 keeps the house comfortable through Central Texas summers., The seller is offering a $5,000 decoration allowance, giving buyers flexibility to personalize their finishing touches to the home or use it for closing costs. The living room centers around a cozy corner fireplace, ideal for cooler evenings. The kitchen includes a gas range and dishwasher, both replaced in 2026, plus a refrigerator that conveys with the sale. A 2021 washer and dryer, also convey for a nice savings for buyers. Outside, a covered back patio creates a shaded space to relax or entertain while overlooking the backyard. The home is within walking distance of Shenandoah Soccer Park & Greenbelt, offering nearby green space, walking trails, and recreational fields. It falls within the Elgin Independent School District, zoned to Neidig Elementary and Elgin Middle and High School, both nearby. Elgin's Highway 290 corridor puts everyday shopping and dining close at hand, including HEB, CVS Pharmacy, Starbucks,, and a mix of quick-service and casual dining options, plus Elgin's well-known barbecue destinations, Southside Market & Barbeque and Meyer's Elgin Smokehouse. Downtown Elgin's weekly Saturday farmers market adds a small-town gathering spot close to home. Commuters benefit from Elgin's position along the Highway 290 tech corridor, roughly 20–25 minutes from the Samsung semiconductor campuses in Austin and Taylor and Tesla's Giga Texas facility, with Downtown Austin approximately 25 miles away

Financial Info
Price
$220,000
$ / Sqft
$154
HOA
None
Tax Rate
2.4748%
Est. Taxes
$7,202.42
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
104 Cavalry TRL
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Shenandoah Sub Ph T
Legal Description
SHENANDOAH SUBDIVISION PHASE THREE, BLOCK D, LOT 32, ACRES 0.1500
Parcel
90201
Interior Features
Floor
Carpet, Laminate, Linoleum
Num Living
1
Dining
2
Kitchen
Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Free-Standing Gas Range, Refrigerator, Washer
Laundry
Inside, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Ceiling Fan(s), Laminate Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Multiple Dining Areas, No Interior Steps, Pantry, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2001 / Resale
Square Feet
1,425 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial
Acres
0.15
Lot Description
Back Yard, Curbs, Front Yard
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Internet-Fiber, Natural Gas Connected, Phone Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Wood
Exterior Features
Exterior Steps, Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Dual Vanity, Soaking Tub, Walk-In Closet(s), Walk-in Shower

  • Primary Bedroom

    Ceiling Fan(s)

  • Kitchen

    Kitchn - Breakfast Area, Laminate Counters, Eat In Kitchen, Pantry

Price history

Members only
Days on market
$220,000
List price
0
Price reductions
Active
Since Aug 28, 2026
Property history1 event
DateEventPriceChange
Aug 28, 2026New Listing

Taxes

General Information
Owner
GODFREY, LAUREN V
Legal
SHENANDOAH SUBDIVISION PHASE THREE, BLOCK D, LOT 32, ACRES 0.1500
Geo ID
90201
Acreage
0.15
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,202.42
MLS tax year
2026
CAD estimated taxes
$5,482.15
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$99,513$180,215$279,728$279,728$279,728
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$279,728$279,728$980.42BASTROP COUNTY
$279,728$139,728$1,709.43ELGIN ISD
$279,728$279,728$1,732.34CITY OF ELGIN
$279,728$279,728$279.73BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$279,728$274,728$284.07AUSTIN COMMUNITY COLLEGE
$279,728$279,728$279.73BASTROP COUNTY EMERGENCY SVC DIST #3
$279,728$276,728$216.43COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $220,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,895 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,895

Principal & interest
$1,112
Property taxes
$600
Homeowners insurance
$183

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$176,000$1,967$11,382$174,033
2$174,033$2,099$11,250$171,934
3$171,934$2,240$11,110$169,694
4$169,694$2,389$10,960$167,305
5$167,305$2,550$10,800$164,755
6$164,755$2,720$10,629$162,035
7$162,035$2,902$10,447$159,133
8$159,133$3,097$10,252$156,036
9$156,036$3,304$10,045$152,732
10$152,732$3,526$9,824$149,206
  • Year 1$174,033
    Principal paid
    $1,967
    Interest paid
    $11,382
    Starting balance
    $176,000
  • Year 2$171,934
    Principal paid
    $2,099
    Interest paid
    $11,250
    Starting balance
    $174,033
  • Year 3$169,694
    Principal paid
    $2,240
    Interest paid
    $11,110
    Starting balance
    $171,934
  • Year 4$167,305
    Principal paid
    $2,389
    Interest paid
    $10,960
    Starting balance
    $169,694
  • Year 5$164,755
    Principal paid
    $2,550
    Interest paid
    $10,800
    Starting balance
    $167,305
  • Year 6$162,035
    Principal paid
    $2,720
    Interest paid
    $10,629
    Starting balance
    $164,755
  • Year 7$159,133
    Principal paid
    $2,902
    Interest paid
    $10,447
    Starting balance
    $162,035
  • Year 8$156,036
    Principal paid
    $3,097
    Interest paid
    $10,252
    Starting balance
    $159,133
  • Year 9$152,732
    Principal paid
    $3,304
    Interest paid
    $10,045
    Starting balance
    $156,036
  • Year 10$149,206
    Principal paid
    $3,526
    Interest paid
    $9,824
    Starting balance
    $152,732
First 10 of 30 years

Nearby

Courtesy of JPAR Round Rock · (800) 683-5651

Listings courtesy of ACTRIS as distributed by MLS GRID.