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Active Under ContractMLS #1581649

105 Arbors CIR, Elgin TX 78621

Elgin, TX 78621 · The Arbors At Dogwood Creek

Single Family Residence for sale in The Arbors At Dogwood Creek

4Bedrooms
3 full / 1 halfBathrooms
3,354Square Ft
1.96Acres
3Garage
2017Year Built
1 / 40
$615,000$674,000

Overview

Property Description

Nestled in the prestigious gated community of Arbors of Dogwood Creek, this stunning single-story home offers 3,353 square feet of refined living space designed for both comfort and elegance. With 4 spacious bedrooms and 4.5 luxurious baths, this property is perfect for those seeking functionality and sophistication. Step into the heart of the home—a chef’s kitchen that invites culinary creativity, seamlessly flowing into both a formal living area and a cozy family room, ideal for entertaining or everyday relaxation. The formal dining room sets the stage for memorable gatherings, while the dedicated office provides the perfect space for productivity. The primary suite is a true retreat, featuring a spa-inspired bathroom that exudes tranquility. Guests will appreciate their own private ensuite, ensuring comfort and privacy for all. Outside, the magnificent backyard is fully fenced, offering both beauty and seclusion for outdoor activities or quiet evenings under the stars. Additional highlights include a 3-car garage, a convenient circular driveway, and meticulous attention to detail throughout. This home is not just a place to live—it's a lifestyle. Don't miss your chance to call this remarkable property your own! 2 Storage Units are not staying.

Financial Info
Price
$615,000
$ / Sqft
$183
HOA
Yes - Mandatory / $440 / Annually
HOA Name
Arbor's Improvement Association
HOA Includes
Common Area Maintenance
Tax Rate
1.95%
Est. Taxes
$13,180
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
105 Arbors CIR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
The Arbors At Dogwood Creek
Legal Description
THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 260, ACRES 1.9570
Parcel
81774
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Built-In Gas Oven, Built-In Oven(s), Cooktop, Dishwasher, Disposal, Gas Range, Microwave, Oven, Stainless Steel Appliance(s)
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Bar, Breakfast Bar, Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Tray Ceiling(s), Chandelier, Granite Counters, Crown Molding, Double Vanity, Entrance Foyer, French Doors, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Soaking Tub, Study/Home Office, Walk-In Closet(s), See Remarks, Blinds
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2017 / Resale
Square Feet
3,354 / Public Records
Garages
3
Garage Desc
Additional Parking, Circular Driveway, Drive Through, Driveway, Garage, Garage Door Opener, Garage Faces Side, Oversized
Foundation
Slab
Roof
Composition
Construction
Brick, Stone
Acres
1.96
Lot Description
Back Yard, Landscaped, Trees-Heavy, Trees-Large (Over 40 Ft)
Restrictions
See Remarks, Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Sewer Connected, Water Connected
Heat
Electric, Fireplace(s)
A C
Ceiling Fan(s), Electric
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
Exterior Steps, Gutters Full, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
See Remarks

Price history

Members only
Days on market
−$59,000 (−8.8%)
$674,000 → $615,000
2
Price reductions
Active Under Contract
Since Mar 20, 2026
Price trend
List priceMar 2026Sep 2026
Property history5 events
DateEventPriceChange
Sep 8, 2026Active Under Contract
Sep 8, 2026Price Decrease$615,000−$45,000 (−6.8%)
May 14, 2026Pending
Apr 20, 2026Price Decrease$660,000−$14,000 (−2.1%)
Mar 20, 2026New Listing

Taxes

General Information
Owner
EDWARDS, LARRY SR & ANGELA
Legal
THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 260, ACRES 1.9570
Geo ID
81774
Acreage
1.96
Exemptions
Exemption Type
Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$13,180
MLS tax year
2025
CAD estimated taxes
$6,787.98
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$151,740$522,007$673,747$673,747$673,747
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$673,747$648,747$1,958.89BASTROP COUNTY
$673,747$473,747$2,706.43ELGIN ISD
$673,747$673,747$673.75BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$673,747$592,010$342.94AUSTIN COMMUNITY COLLEGE
$673,747$673,747$673.75BASTROP COUNTY EMERGENCY SVC DIST #3
$673,747$648,747$432.22COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $615,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,721 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,721

Principal & interest
$3,110
Property taxes
$1,098
Homeowners insurance
$513

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$492,000$5,499$31,818$486,501
2$486,501$5,868$31,450$480,633
3$480,633$6,260$31,057$474,373
4$474,373$6,680$30,638$467,693
5$467,693$7,127$30,190$460,566
6$460,566$7,604$29,713$452,962
7$452,962$8,114$29,204$444,848
8$444,848$8,657$28,660$436,191
9$436,191$9,237$28,080$426,954
10$426,954$9,855$27,462$417,099
  • Year 1$486,501
    Principal paid
    $5,499
    Interest paid
    $31,818
    Starting balance
    $492,000
  • Year 2$480,633
    Principal paid
    $5,868
    Interest paid
    $31,450
    Starting balance
    $486,501
  • Year 3$474,373
    Principal paid
    $6,260
    Interest paid
    $31,057
    Starting balance
    $480,633
  • Year 4$467,693
    Principal paid
    $6,680
    Interest paid
    $30,638
    Starting balance
    $474,373
  • Year 5$460,566
    Principal paid
    $7,127
    Interest paid
    $30,190
    Starting balance
    $467,693
  • Year 6$452,962
    Principal paid
    $7,604
    Interest paid
    $29,713
    Starting balance
    $460,566
  • Year 7$444,848
    Principal paid
    $8,114
    Interest paid
    $29,204
    Starting balance
    $452,962
  • Year 8$436,191
    Principal paid
    $8,657
    Interest paid
    $28,660
    Starting balance
    $444,848
  • Year 9$426,954
    Principal paid
    $9,237
    Interest paid
    $28,080
    Starting balance
    $436,191
  • Year 10$417,099
    Principal paid
    $9,855
    Interest paid
    $27,462
    Starting balance
    $426,954
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.