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ActiveMLS #9782788

106 Four Star DR, Elgin TX 78621

Elgin, TX 78621 · Saratoga Farms Sub Sec

Single Family Residence for sale in Saratoga Farms Sub Sec

3Bedrooms
2 full / 1 halfBathrooms
1,582Square Ft
0.15Acres
2Garage
2020Year Built
Open Sat 1–4pmNew
1 / 15
$270,000

Overview

Property Description

Welcome to this pristine two-story home on Four Star Dr in Elgin! Offering 1,582 sq. ft. of thoughtfully designed living space, this home features two full bathrooms and recently installed wood flooring throughout both the first and second floors. The backyard offers a peaceful outdoor retreat with established pear, lemon, orange, and apple trees. Enjoy comfortable living, inviting outdoor space, and convenient access to local amenities in the growing Elgin community. A wonderful opportunity to make this home your own!

Financial Info
Price
$270,000
$ / Sqft
$171
HOA
Yes - Mandatory / $50 / Quarterly
HOA Name
Saratoga Farms
HOA Includes
Common Area Maintenance
Tax Rate
2.68%
Est. Taxes
$6,983.61
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
106 Four Star DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Saratoga Farms Sub Sec
Legal Description
SARATOGA FARMS SUBDIVISION SECTION THREE, BLOCK B, LOT 39, ACRES 0.1540
Parcel
8705294
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Electric Range, Microwave, Electric Water Heater
Laundry
Laundry Closet, Laundry Room, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
High Ceilings, Granite Counters, Kitchen Island, Pantry, Walk-In Closet(s), Smoke Detector(s), None
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2020 / Resale
Square Feet
1,582 / Public Records
Garages
2
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – All Sides, Stone Veneer, Stucco
Acres
0.15
Lot Description
Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Underground Utilities
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
None, Porch
Pool On Property
No
Area Amenities
Cluster Mailbox

Price history

Days on market
$270,000
List price
0
Price reductions
Active
Since Nov 3, 2026
Property history1 event
DateEventPriceChange
Nov 3, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $270,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,172 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,172

Principal & interest
$1,365
Property taxes
$582
Homeowners insurance
$225

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$216,000$2,414$13,969$213,586
2$213,586$2,576$13,807$211,010
3$211,010$2,748$13,635$208,261
4$208,261$2,933$13,451$205,329
5$205,329$3,129$13,254$202,200
6$202,200$3,339$13,045$198,861
7$198,861$3,562$12,821$195,299
8$195,299$3,801$12,583$191,498
9$191,498$4,055$12,328$187,443
10$187,443$4,327$12,056$183,116
  • Year 1$213,586
    Principal paid
    $2,414
    Interest paid
    $13,969
    Starting balance
    $216,000
  • Year 2$211,010
    Principal paid
    $2,576
    Interest paid
    $13,807
    Starting balance
    $213,586
  • Year 3$208,261
    Principal paid
    $2,748
    Interest paid
    $13,635
    Starting balance
    $211,010
  • Year 4$205,329
    Principal paid
    $2,933
    Interest paid
    $13,451
    Starting balance
    $208,261
  • Year 5$202,200
    Principal paid
    $3,129
    Interest paid
    $13,254
    Starting balance
    $205,329
  • Year 6$198,861
    Principal paid
    $3,339
    Interest paid
    $13,045
    Starting balance
    $202,200
  • Year 7$195,299
    Principal paid
    $3,562
    Interest paid
    $12,821
    Starting balance
    $198,861
  • Year 8$191,498
    Principal paid
    $3,801
    Interest paid
    $12,583
    Starting balance
    $195,299
  • Year 9$187,443
    Principal paid
    $4,055
    Interest paid
    $12,328
    Starting balance
    $191,498
  • Year 10$183,116
    Principal paid
    $4,327
    Interest paid
    $12,056
    Starting balance
    $187,443
First 10 of 30 years

Nearby

Courtesy of Realty of America, LLC · (512) 788-9495

Listings courtesy of ACTRIS as distributed by MLS GRID.