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107 Jim Dandy Dr 1755602Edit search
ActiveMLS #1755602

107 Jim Dandy DR, Elgin TX 78621

Elgin, TX 78621 · Saratoga Farms Sub

Single Family Residence for sale in Saratoga Farms Sub

3Bedrooms
2Bathrooms
1,476Square Ft
0.09Acres
2Garage
2016Year Built
Price Reduced
1 / 15
$299,900$315,000
3D tour

Overview

Property Description

Discover a lifestyle opportunity in Elgin, where modern comfort combines with thoughtful design and convenience! This charming single-story residence is a perfect starter home that features 3 bedrooms and 2 full bathrooms with an open floorplan and eat in kitchen overlooking the main living space. The home provides an excellent balance of manageable outdoor space with a private backyard and sidewalks throughout the neighborhood making it enjoyable to walk and access local town amenities. This home is centered in the heart of Elgin in a subdivision behind HEB. The location is great for busy lifestyle families and makes travel to the greater areas of Austin and Houston a breeze! Not to mention this home is one of a few not associated with the HOA.

Financial Info
Price
$299,900
$ / Sqft
$203
HOA
None
Tax Rate
2.57%
Est. Taxes
$6,230.31
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
107 Jim Dandy DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Saratoga Farms Sub
Legal Description
SARATOGA FARMS SUBDIVISION SECTION ONE, LOT 27A, ACRES 0.0870
Parcel
92862
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Microwave, Free-Standing Gas Oven
Laundry
Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Entrance Foyer, Pantry, Recessed Lighting, Walk-In Closet(s), See Remarks
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2016 / Resale
Square Feet
1,476 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Faces Front, Off Street
Foundation
Slab
Roof
Shingle
Construction
HardiPlank Type, Masonry – Partial
Acres
0.09
Lot Description
City Lot, Cul-De-Sac, Curbs, Few Trees, Front Yard
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
City, Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Fenced, Privacy
Exterior Features
Private Yard, Awning(s)
Pool On Property
No
Area Amenities
Curbs, Sidewalks, Street Lights

Price history

Members only
Days on market
−$15,100 (−4.8%)
$315,000 → $299,900
2
Price reductions
Active
Since Jun 24, 2026
Price trend
List priceJun 2026 → Sep 2026
Property history3 events
DateEventPriceChange
Sep 9, 2026Price Decrease$299,900−$10,100 (−3.3%)
Aug 9, 2026Price Decrease$310,000−$5,000 (−1.6%)
Jun 24, 2026New Listing

Taxes

General Information
Owner
KAMP, KARL JACOB
Legal
SARATOGA FARMS SUBDIVISION SECTION ONE, LOT 27A, ACRES 0.0870
Geo ID
92862
Acreage
0.09
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$6,230.31
MLS tax year
2026
CAD estimated taxes
$745.93
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$38,049$0$38,049$38,049$38,049
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$38,049$38,049———$133.36BASTROP COUNTY
$38,049$19,025———$232.75ELGIN ISD
$38,049$38,049———$235.64CITY OF ELGIN
$38,049$38,049———$38.05BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$38,049$37,369———$38.64AUSTIN COMMUNITY COLLEGE
$38,049$38,049———$38.05BASTROP COUNTY EMERGENCY SVC DIST #3
$38,049$37,641———$29.44COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $299,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,285 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,285

Principal & interest
$1,516
Property taxes
$519
Homeowners insurance
$250

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$239,920$2,682$15,516$237,238
2$237,238$2,861$15,336$234,377
3$234,377$3,053$15,145$231,324
4$231,324$3,257$14,940$228,067
5$228,067$3,475$14,722$224,591
6$224,591$3,708$14,489$220,883
7$220,883$3,957$14,241$216,927
8$216,927$4,222$13,976$212,705
9$212,705$4,504$13,693$208,201
10$208,201$4,806$13,392$203,395
  • Year 1$237,238
    Principal paid
    $2,682
    Interest paid
    $15,516
    Starting balance
    $239,920
  • Year 2$234,377
    Principal paid
    $2,861
    Interest paid
    $15,336
    Starting balance
    $237,238
  • Year 3$231,324
    Principal paid
    $3,053
    Interest paid
    $15,145
    Starting balance
    $234,377
  • Year 4$228,067
    Principal paid
    $3,257
    Interest paid
    $14,940
    Starting balance
    $231,324
  • Year 5$224,591
    Principal paid
    $3,475
    Interest paid
    $14,722
    Starting balance
    $228,067
  • Year 6$220,883
    Principal paid
    $3,708
    Interest paid
    $14,489
    Starting balance
    $224,591
  • Year 7$216,927
    Principal paid
    $3,957
    Interest paid
    $14,241
    Starting balance
    $220,883
  • Year 8$212,705
    Principal paid
    $4,222
    Interest paid
    $13,976
    Starting balance
    $216,927
  • Year 9$208,201
    Principal paid
    $4,504
    Interest paid
    $13,693
    Starting balance
    $212,705
  • Year 10$203,395
    Principal paid
    $4,806
    Interest paid
    $13,392
    Starting balance
    $208,201
First 10 of 30 years

Nearby

Courtesy of Lori Haring Realty · (512) 844-6535

Listings courtesy of ACTRIS as distributed by MLS GRID.