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108 Cider Creek Dr 6991257Edit search
ActiveMLS #6991257

108 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2 full / 1 halfBathrooms
1,501Square Ft
0.09Acres
0Garage
2026Year Built
1 / 40
$278,660

Overview

Property Description

Introducing 108 Cider Creek Drive in Elgin’s premier community, Harvest Ridge! This two-story new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. Enter the kitchen where you’ll be greeted with a center island, 42-inch upper cabinets, Blanco Atlantico Granite countertops, and sleek black appliances with a gas range. A utility closet is conveniently placed between the bedrooms, making laundry swift and hassle-free. Wind down in the upstairs primary bedroom with an ensuite bathroom with a walk-in shower and walk-in closet. Enjoy even more amazing features such as 5 panel interior doors, and silestone bathroom vanities. Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

Financial Info
Price
$278,660
$ / Sqft
$186
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$7,747
Tax Year
2026
Exemptions
None
Legal Info
Address
108 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION THREE, BLK S, LOT 3
Parcel
8729469
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Granite Counters, Double Vanity, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,501 / Builder
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.09
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Irregular Lot, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No, Yes-500 yr
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$278,660
List price
0
Price reductions
Active
Since May 21, 2026
Property history1 event
DateEventPriceChange
May 21, 2026New Listing

Taxes

General Information
Owner
CLAYTON PROPERTIES GROUP INC
Legal
Harvest Ridge Subdivision Section Three, BLK S, LOT 3
Geo ID
8729469
Acreage
0.09
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$7,747
MLS tax year
2026
CAD estimated taxes
$406.41
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$14,590$0$14,590$14,590$14,590
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$14,590$14,590———$51.14BASTROP COUNTY
$14,590$14,590———$178.49ELGIN ISD
$14,590$14,590———$14.59BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$14,590$14,590———$15.09AUSTIN COMMUNITY COLLEGE
$14,590$14,590———$14.59BASTROP COUNTY EMERGENCY SVC DIST #3
$14,590$14,590———$11.41COUNTY ROAD FM
$14,590$14,590———$121.10ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $278,660
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,287 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,287

Principal & interest
$1,409
Property taxes
$646
Homeowners insurance
$232

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$222,928$2,492$14,417$220,436
2$220,436$2,659$14,250$217,778
3$217,778$2,837$14,072$214,941
4$214,941$3,027$13,882$211,914
5$211,914$3,229$13,679$208,685
6$208,685$3,446$13,463$205,239
7$205,239$3,676$13,232$201,563
8$201,563$3,923$12,986$197,641
9$197,641$4,185$12,723$193,455
10$193,455$4,466$12,443$188,990
  • Year 1$220,436
    Principal paid
    $2,492
    Interest paid
    $14,417
    Starting balance
    $222,928
  • Year 2$217,778
    Principal paid
    $2,659
    Interest paid
    $14,250
    Starting balance
    $220,436
  • Year 3$214,941
    Principal paid
    $2,837
    Interest paid
    $14,072
    Starting balance
    $217,778
  • Year 4$211,914
    Principal paid
    $3,027
    Interest paid
    $13,882
    Starting balance
    $214,941
  • Year 5$208,685
    Principal paid
    $3,229
    Interest paid
    $13,679
    Starting balance
    $211,914
  • Year 6$205,239
    Principal paid
    $3,446
    Interest paid
    $13,463
    Starting balance
    $208,685
  • Year 7$201,563
    Principal paid
    $3,676
    Interest paid
    $13,232
    Starting balance
    $205,239
  • Year 8$197,641
    Principal paid
    $3,923
    Interest paid
    $12,986
    Starting balance
    $201,563
  • Year 9$193,455
    Principal paid
    $4,185
    Interest paid
    $12,723
    Starting balance
    $197,641
  • Year 10$188,990
    Principal paid
    $4,466
    Interest paid
    $12,443
    Starting balance
    $193,455
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.