108 Cider Creek DR, Elgin TX 78621
Elgin, TX 78621 · Harvest Ridge
Single Family Residence for sale in Harvest Ridge
Overview
Property Description
Introducing 108 Cider Creek Drive in Elgin’s premier community, Harvest Ridge! This two-story new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. Enter the kitchen where you’ll be greeted with a center island, 42-inch upper cabinets, Blanco Atlantico Granite countertops, and sleek black appliances with a gas range. A utility closet is conveniently placed between the bedrooms, making laundry swift and hassle-free. Wind down in the upstairs primary bedroom with an ensuite bathroom with a walk-in shower and walk-in closet. Enjoy even more amazing features such as 5 panel interior doors, and silestone bathroom vanities. Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.
Financial Info
- Price
- $279,310
- $ / Sqft
- $186
- HOA
- Yes - Mandatory / $70 / Monthly
- HOA Name
- The Neighborhood Company
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.78%
- Est. Taxes
- $7,747
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 108 Cider Creek DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Harvest Ridge
- Legal Description
- HARVEST RIDGE SUBDIVISION SECTION THREE, BLK S, LOT 3
- Parcel
- 8729469
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Granite Counters, Double Vanity, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / New
- Square Feet
- 1,501 / Builder
- Garage Desc
- See Remarks
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
- Acres
- 0.09
- Lot Description
- Back Yard, Close to Clubhouse, Front Yard, Irregular Lot, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No, Yes-500 yr
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | Price Decrease | $279,310−$5,000 (−1.8%) | −$5,000 (−1.8%) |
| Nov 2, 2026 | Price Increase | $284,310+$5,650 (+2%) | +$5,650 (+2%) |
| Nov 2, 2026 | Back On Market | — | |
| Oct 3, 2026 | Pending | — | |
| May 21, 2026 | New Listing | — |
Taxes
- Owner
- CLAYTON PROPERTIES GROUP INC
- Legal
- Harvest Ridge Subdivision Section Three, BLK S, LOT 3
- Geo ID
- 8729469
- Acreage
- 0.09
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- T8
- ALTESSA MUD
- MLS estimated annual taxes
- $7,747
- MLS tax year
- 2026
- CAD estimated taxes
- $406.41
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $14,590 | $0 | $14,590 | $14,590 | $14,590 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $14,590 | $14,590 | — | — | — | $51.14 | BASTROP COUNTY |
| $14,590 | $14,590 | — | — | — | $178.49 | ELGIN ISD |
| $14,590 | $14,590 | — | — | — | $14.59 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $14,590 | $14,590 | — | — | — | $15.09 | AUSTIN COMMUNITY COLLEGE |
| $14,590 | $14,590 | — | — | — | $14.59 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $14,590 | $14,590 | — | — | — | $11.41 | COUNTY ROAD FM |
| $14,590 | $14,590 | — | — | — | $121.10 | ALTESSA MUD |
Source: Bastrop County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,291 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,291
- Principal & interest
- $1,412
- Property taxes
- $646
- Homeowners insurance
- $233
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $223,448 | $2,498 | $14,451 | $220,950 | |
| 2 | $220,950 | $2,665 | $14,283 | $218,286 | |
| 3 | $218,286 | $2,843 | $14,105 | $215,442 | |
| 4 | $215,442 | $3,034 | $13,914 | $212,409 | |
| 5 | $212,409 | $3,237 | $13,711 | $209,172 | |
| 6 | $209,172 | $3,454 | $13,494 | $205,718 | |
| 7 | $205,718 | $3,685 | $13,263 | $202,033 | |
| 8 | $202,033 | $3,932 | $13,016 | $198,102 | |
| 9 | $198,102 | $4,195 | $12,753 | $193,907 | |
| 10 | $193,907 | $4,476 | $12,472 | $189,431 |
- Year 1$220,950
- Principal paid
- $2,498
- Interest paid
- $14,451
- Starting balance
- $223,448
- Year 2$218,286
- Principal paid
- $2,665
- Interest paid
- $14,283
- Starting balance
- $220,950
- Year 3$215,442
- Principal paid
- $2,843
- Interest paid
- $14,105
- Starting balance
- $218,286
- Year 4$212,409
- Principal paid
- $3,034
- Interest paid
- $13,914
- Starting balance
- $215,442
- Year 5$209,172
- Principal paid
- $3,237
- Interest paid
- $13,711
- Starting balance
- $212,409
- Year 6$205,718
- Principal paid
- $3,454
- Interest paid
- $13,494
- Starting balance
- $209,172
- Year 7$202,033
- Principal paid
- $3,685
- Interest paid
- $13,263
- Starting balance
- $205,718
- Year 8$198,102
- Principal paid
- $3,932
- Interest paid
- $13,016
- Starting balance
- $202,033
- Year 9$193,907
- Principal paid
- $4,195
- Interest paid
- $12,753
- Starting balance
- $198,102
- Year 10$189,431
- Principal paid
- $4,476
- Interest paid
- $12,472
- Starting balance
- $193,907
Nearby
Courtesy of New Home Now · (512) 960-4705
Listings courtesy of ACTRIS as distributed by MLS GRID.