109 Elm Wood DR, Elgin TX 78621
Elgin, TX 78621 · The Arbors At Dogwood Creek
Single Family Residence for sale in The Arbors At Dogwood Creek
Overview
Property Description
Escape to the serene The Arbors at Dogwood Creek in Elgin, TX. This David Weekley 4-bedroom, 3-bathroom home on a 1-acre lot blends luxury with sustainable country living. The bright, open-concept living area features a cozy fireplace and scenic backyard views. The main level hosts three bedrooms and two full baths, including a secluded primary suite. The spa-like primary bath features dual vanities, a walk-in shower, a garden tub, and a large walk-in closet. Upstairs, you’ll find a generous game room, a fourth bedroom, and a full bath, plus convenient attic access. Outdoor living is a dream with a covered front porch, a sprinkler system, mature fruit trees (peach, plum, pear, fig), and full leaf guard gutters. The expansive backyard is an entertainer's paradise, boasting a covered porch extending onto a deck that's appr. 16 x 32 feet and shaded from the afternoon sun as it faces east, raised garden beds, a 12 x20 feet storage building with a bench, shelving and upper storage area and three-sided perimeter fencing. Eco-friendly and practical upgrades include six rain barrels, an underground 500-gallon propane tank, and additional storage. Security system has never been used by owners.
Financial Info
- Price
- $647,000
- $ / Sqft
- $212
- HOA
- Yes - Mandatory / $532.4 / Annually
- HOA Name
- Goodwin Properties
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.95%
- Est. Taxes
- $8,358.97
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 109 Elm Wood DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- The Arbors At Dogwood Creek
- Legal Description
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 59, ACRES 1.0110
- Parcel
- 80047
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 2
- Dining
- 2
- Kitchen
- Breakfast Bar, Granite Counters, Pantry
- Appliances
- Built-In Electric Oven, Dishwasher, Gas Cooktop, Microwave
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas Log, Living Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Granite Counters, Crown Molding, Double Vanity, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, See Remarks, Blinds
General Info
- Beds
- 4 Total / 3 Main Level / 1 Other Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2003 / Resale
- Square Feet
- 3,054 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage, Garage Faces Side
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Masonry – All Sides, Stone Veneer
- Acres
- 1.01
- Lot Description
- Back Yard, Cul-De-Sac, Sprinklers In Front, Many Trees
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- See Remarks, Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Propane, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Partial
- Exterior Features
- Exterior Steps, Garden, Gutters Full, Front Porch, Patio, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Common Grounds
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 30, 2026 | Price Decrease | $647,000−$15,000 (−2.3%) | −$15,000 (−2.3%) |
| May 19, 2026 | New Listing | — |
Taxes
- Owner
- WEBER, DUANE M & ANN M WHITE
- Legal
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 59, ACRES 1.0110
- Geo ID
- 80047
- Acreage
- 1.01
- Exemption Type
- Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $8,358.97
- MLS tax year
- 2025
- CAD estimated taxes
- $2,798.14
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $150,174 | $395,626 | $545,800 | $545,800 | $545,800 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $545,800 | $520,800 | — | — | — | $1,173.27 | BASTROP COUNTY |
| $545,800 | $345,800 | — | — | — | $0.00 | ELGIN ISD |
| $545,800 | $545,800 | — | — | — | $545.80 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $545,800 | $465,342 | — | — | — | $251.87 | AUSTIN COMMUNITY COLLEGE |
| $545,800 | $545,800 | — | — | — | $545.80 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $545,800 | $520,800 | — | — | — | $281.40 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,508 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,508
- Principal & interest
- $3,272
- Property taxes
- $697
- Homeowners insurance
- $539
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $517,600 | $5,785 | $33,474 | $511,815 | |
| 2 | $511,815 | $6,173 | $33,086 | $505,642 | |
| 3 | $505,642 | $6,586 | $32,673 | $499,056 | |
| 4 | $499,056 | $7,027 | $32,232 | $492,028 | |
| 5 | $492,028 | $7,498 | $31,761 | $484,530 | |
| 6 | $484,530 | $8,000 | $31,259 | $476,530 | |
| 7 | $476,530 | $8,536 | $30,723 | $467,994 | |
| 8 | $467,994 | $9,108 | $30,151 | $458,887 | |
| 9 | $458,887 | $9,717 | $29,542 | $449,169 | |
| 10 | $449,169 | $10,368 | $28,891 | $438,801 |
- Year 1$511,815
- Principal paid
- $5,785
- Interest paid
- $33,474
- Starting balance
- $517,600
- Year 2$505,642
- Principal paid
- $6,173
- Interest paid
- $33,086
- Starting balance
- $511,815
- Year 3$499,056
- Principal paid
- $6,586
- Interest paid
- $32,673
- Starting balance
- $505,642
- Year 4$492,028
- Principal paid
- $7,027
- Interest paid
- $32,232
- Starting balance
- $499,056
- Year 5$484,530
- Principal paid
- $7,498
- Interest paid
- $31,761
- Starting balance
- $492,028
- Year 6$476,530
- Principal paid
- $8,000
- Interest paid
- $31,259
- Starting balance
- $484,530
- Year 7$467,994
- Principal paid
- $8,536
- Interest paid
- $30,723
- Starting balance
- $476,530
- Year 8$458,887
- Principal paid
- $9,108
- Interest paid
- $30,151
- Starting balance
- $467,994
- Year 9$449,169
- Principal paid
- $9,717
- Interest paid
- $29,542
- Starting balance
- $458,887
- Year 10$438,801
- Principal paid
- $10,368
- Interest paid
- $28,891
- Starting balance
- $449,169
Nearby
Courtesy of Keller Williams Realty · (512) 678-1100
Listings courtesy of ACTRIS as distributed by MLS GRID.