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ActiveMLS #9644911

109 Elm Wood DR, Elgin TX 78621

Elgin, TX 78621 · The Arbors At Dogwood Creek

Single Family Residence for sale in The Arbors At Dogwood Creek

4Bedrooms
3Bathrooms
3,054Square Ft
1.01Acres
2Garage
2003Year Built
Price Reduced
1 / 39
$647,000$662,000
3D tour

Overview

Property Description

Escape to the serene The Arbors at Dogwood Creek in Elgin, TX. This David Weekley 4-bedroom, 3-bathroom home on a 1-acre lot blends luxury with sustainable country living. The bright, open-concept living area features a cozy fireplace and scenic backyard views. The main level hosts three bedrooms and two full baths, including a secluded primary suite. The spa-like primary bath features dual vanities, a walk-in shower, a garden tub, and a large walk-in closet. Upstairs, you’ll find a generous game room, a fourth bedroom, and a full bath, plus convenient attic access. Outdoor living is a dream with a covered front porch, a sprinkler system, mature fruit trees (peach, plum, pear, fig), and full leaf guard gutters. The expansive backyard is an entertainer's paradise, boasting a covered porch extending onto a deck that's appr. 16 x 32 feet and shaded from the afternoon sun as it faces east, raised garden beds, a 12 x20 feet storage building with a bench, shelving and upper storage area and three-sided perimeter fencing. Eco-friendly and practical upgrades include six rain barrels, an underground 500-gallon propane tank, and additional storage. Security system has never been used by owners.

Financial Info
Price
$647,000
$ / Sqft
$212
HOA
Yes - Mandatory / $532.4 / Annually
HOA Name
Goodwin Properties
HOA Includes
Common Area Maintenance
Tax Rate
1.95%
Est. Taxes
$8,358.97
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
109 Elm Wood DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
The Arbors At Dogwood Creek
Legal Description
THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 59, ACRES 1.0110
Parcel
80047
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Pantry
Appliances
Built-In Electric Oven, Dishwasher, Gas Cooktop, Microwave
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Gas Log, Living Room
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Crown Molding, Double Vanity, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, See Remarks, Blinds
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2003 / Resale
Square Feet
3,054 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Faces Side
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – All Sides, Stone Veneer
Acres
1.01
Lot Description
Back Yard, Cul-De-Sac, Sprinklers In Front, Many Trees
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
See Remarks, Public
Sewer
Septic Tank
Utilities
Electricity Connected, Propane, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Partial
Exterior Features
Exterior Steps, Garden, Gutters Full, Front Porch, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
Common Grounds

Price history

Members only
Days on market
−$15,000 (−2.3%)
$662,000 → $647,000
1
Price reduction
Active
Since May 19, 2026
Price trend
List priceMay 2026Jun 2026
Property history2 events
DateEventPriceChange
Jun 30, 2026Price Decrease$647,000−$15,000 (−2.3%)
May 19, 2026New Listing

Taxes

General Information
Owner
WEBER, DUANE M & ANN M WHITE
Legal
THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 59, ACRES 1.0110
Geo ID
80047
Acreage
1.01
Exemptions
Exemption Type
Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$8,358.97
MLS tax year
2025
CAD estimated taxes
$2,798.14
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$150,174$395,626$545,800$545,800$545,800
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$545,800$520,800$1,173.27BASTROP COUNTY
$545,800$345,800$0.00ELGIN ISD
$545,800$545,800$545.80BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$545,800$465,342$251.87AUSTIN COMMUNITY COLLEGE
$545,800$545,800$545.80BASTROP COUNTY EMERGENCY SVC DIST #3
$545,800$520,800$281.40COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $647,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,508 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,508

Principal & interest
$3,272
Property taxes
$697
Homeowners insurance
$539

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$517,600$5,785$33,474$511,815
2$511,815$6,173$33,086$505,642
3$505,642$6,586$32,673$499,056
4$499,056$7,027$32,232$492,028
5$492,028$7,498$31,761$484,530
6$484,530$8,000$31,259$476,530
7$476,530$8,536$30,723$467,994
8$467,994$9,108$30,151$458,887
9$458,887$9,717$29,542$449,169
10$449,169$10,368$28,891$438,801
  • Year 1$511,815
    Principal paid
    $5,785
    Interest paid
    $33,474
    Starting balance
    $517,600
  • Year 2$505,642
    Principal paid
    $6,173
    Interest paid
    $33,086
    Starting balance
    $511,815
  • Year 3$499,056
    Principal paid
    $6,586
    Interest paid
    $32,673
    Starting balance
    $505,642
  • Year 4$492,028
    Principal paid
    $7,027
    Interest paid
    $32,232
    Starting balance
    $499,056
  • Year 5$484,530
    Principal paid
    $7,498
    Interest paid
    $31,761
    Starting balance
    $492,028
  • Year 6$476,530
    Principal paid
    $8,000
    Interest paid
    $31,259
    Starting balance
    $484,530
  • Year 7$467,994
    Principal paid
    $8,536
    Interest paid
    $30,723
    Starting balance
    $476,530
  • Year 8$458,887
    Principal paid
    $9,108
    Interest paid
    $30,151
    Starting balance
    $467,994
  • Year 9$449,169
    Principal paid
    $9,717
    Interest paid
    $29,542
    Starting balance
    $458,887
  • Year 10$438,801
    Principal paid
    $10,368
    Interest paid
    $28,891
    Starting balance
    $449,169
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 678-1100

Listings courtesy of ACTRIS as distributed by MLS GRID.