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ActiveMLS #2010485

111 Forego DR, Elgin TX 78621

Elgin, TX 78621 · Saratoga Farms

Single Family Residence for sale in Saratoga Farms

3Bedrooms
2 full / 1 halfBathrooms
2,414Square Ft
0.21Acres
2Garage
2021Year Built
Price Reduced
1 / 31
$321,900$324,900

Overview

Property Description

Outdoor living functions beautifully on the large covered patio featuring epoxy-coated flooring & a ceiling fan, looking out onto the large back yard. The private yard is fully enclosed by a wood fence and features rain gutters, young trees, and a garden. Quiet neighborhood views surround the property, which is situated on a 0.21-acre lot with sidewalks & street lights lining the suburban street. The classic multi-material facade of this two-story Elgin home blends stone, brick, and siding accents to create a striking exterior. A concrete driveway leads to the attached two-car garage, while the porch invites you inside to explore the 2,414 square feet of living space. An entrance foyer with crown molding and tile flooring introduces the home's open floorplan. The kitchen functions as a central hub, fully equipped with stone counters, granite counters, a kitchen island, and a breakfast bar. Stainless steel appliances, including a range, oven, cooktop, gas range, microwave, and refrigerator, complete the culinary space, which also features recessed lighting and a pantry. Nearby, the dining area stands ready for gatherings under a chandelier, with tile flooring and French doors leading outdoors. The living room provides a comfortable environment anchored by a classic fireplace, tile flooring, crown molding, and a ceiling fan. Throughout the secondary spaces, carpet flooring runs underfoot, including in the bedrooms where ceiling fans and blinds are installed. The bathrooms showcase stone counters, tile flooring, a soaking tub, and a glass-enclosed shower. This property is ready for you to schedule your private tour and experience all it has to offer.

Financial Info
Price
$321,900
$ / Sqft
$133
HOA
Yes - Mandatory / $50 / Quarterly
HOA Name
Saratoga Farms Residential Community
HOA Includes
Common Area Maintenance
Tax Rate
2.57%
Est. Taxes
$6,513
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
111 Forego DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Saratoga Farms
Legal Description
SARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK F, LOT 14, ACRES 0.207
Parcel
8716667
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Exhaust Fan, Microwave, Free-Standing Electric Oven
Laundry
Laundry Room, Upper Level
Master Main
No
Fireplaces
1
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Crown Molding, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Carbon Monoxide Detector(s), Prewired, Security System, Security System Leased, Smoke Detector(s), Blinds, Screens
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
2,414 / Public Records
Garages
2
Garage Desc
Attached, Concrete, Driveway, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition, Shingle
Construction
Masonry – Partial
Acres
0.21
Lot Description
Few Trees, Irregular Lot, Sprinkler - Automatic, Sprinkler - In-ground
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Panoramic
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected
Heat
Electric, ENERGY STAR Qualified Equipment, Fireplace(s)
A C
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Exterior Features
Fence
Back Yard, Fenced, Wood
Exterior Features
Gutters Partial, Lighting, No Exterior Steps, Private Yard, Covered, Patio, Rear Porch
Pool On Property
No
Area Amenities
Suburban

Price history

Members only
Days on market
−$3,000 (−0.9%)
$324,900 → $321,900
1
Price reduction
Active
Since Sep 16, 2026
Price trend
List priceSep 2026Sep 2026
Property history2 events
DateEventPriceChange
Sep 19, 2026Price Decrease$321,900−$3,000 (−0.9%)
Sep 16, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $321,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,439 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,439

Principal & interest
$1,628
Property taxes
$543
Homeowners insurance
$268

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$257,520$2,878$16,654$254,642
2$254,642$3,071$16,461$251,570
3$251,570$3,277$16,256$248,294
4$248,294$3,496$16,036$244,797
5$244,797$3,730$15,802$241,067
6$241,067$3,980$15,552$237,087
7$237,087$4,247$15,286$232,840
8$232,840$4,531$15,001$228,309
9$228,309$4,835$14,698$223,474
10$223,474$5,158$14,374$218,315
  • Year 1$254,642
    Principal paid
    $2,878
    Interest paid
    $16,654
    Starting balance
    $257,520
  • Year 2$251,570
    Principal paid
    $3,071
    Interest paid
    $16,461
    Starting balance
    $254,642
  • Year 3$248,294
    Principal paid
    $3,277
    Interest paid
    $16,256
    Starting balance
    $251,570
  • Year 4$244,797
    Principal paid
    $3,496
    Interest paid
    $16,036
    Starting balance
    $248,294
  • Year 5$241,067
    Principal paid
    $3,730
    Interest paid
    $15,802
    Starting balance
    $244,797
  • Year 6$237,087
    Principal paid
    $3,980
    Interest paid
    $15,552
    Starting balance
    $241,067
  • Year 7$232,840
    Principal paid
    $4,247
    Interest paid
    $15,286
    Starting balance
    $237,087
  • Year 8$228,309
    Principal paid
    $4,531
    Interest paid
    $15,001
    Starting balance
    $232,840
  • Year 9$223,474
    Principal paid
    $4,835
    Interest paid
    $14,698
    Starting balance
    $228,309
  • Year 10$218,315
    Principal paid
    $5,158
    Interest paid
    $14,374
    Starting balance
    $223,474
First 10 of 30 years

Nearby

Courtesy of Herman Boswell Inc · (817) 274-1800

Listings courtesy of ACTRIS as distributed by MLS GRID.