ActiveMLS #8045317

1114 W 2nd ST, Elgin TX 78621

Name: 1114 W 2nd ST, Elgin, TX 78621
SKU: 8045317
Price: 280000 USD
Availability: InStock

Elgin, TX 78621 · Sunset Heights

Single Family Residence for sale in Sunset Heights

$300,000

$280,000

1,824

0.34

1960

Price Reduced

1 / 31

$280,000$300,000

3D tour

Overview

Property Description

An exceptional opportunity in old town Elgin, where a beautifully maintained mid-century home offers a serene sanctuary amidst impressive gardens. This charming residence blends tranquility and urban convenience, situated near HEB and the revitalized downtown area. The single-story layout encompasses three spacious bedrooms and two full bathrooms. Expansive living areas, totaling 1824 square feet, provide ample space for relaxation and entertaining. This property is ideal for those who appreciate significant outdoor space for gardening and shared leisure activities transforming the surroundings into a personal oasis. Enjoy a peaceful setting with easy access to local amenities and community offerings, striking an ideal balance between quietude and accessibility. Embrace the charm of this welcoming community and envision a lifestyle of comfort and ease in a prime location. Recent upgrades: 2022 Roof 2023 Blow in insulation, AC system (furnace & outdoor unit) 2024 Deck, gazebo, seamless gutters ,shed

Financial Info

Price: $280,000
$ / Sqft: $154
HOA: None
Tax Rate: 2.99262%
Est. Taxes: $7,465
Tax Year: 2026
Exemptions: Homestead

Legal Info

Address: 1114 W 2nd ST
County: Bastrop
City: Elgin
State: TX
Zip: 78621
Subdivision: Sunset Heights
Legal Description: SUNSET HEIGHTS, BLOCK 3, LOT 3
Parcel: 13250

Interior Features

Floor: Carpet, Laminate, Tile, Wood
Num Living: 1
Dining: 2
Kitchen: Breakfast Bar
Appliances: Microwave, Free-Standing Range, Refrigerator, Washer/Dryer, Gas Water Heater
Laundry: In Carport
Master Bed: Primary Bedroom on Main, Walk-In Closet(s)
Master Main: Yes
Fireplaces: 1
Fireplace Description: Wood Burning
Interior Features: Breakfast Bar, Multiple Dining Areas, Primary Bedroom on Main, Walk-In Closet(s), Smoke Detector(s), Window Treatments

General Info

Beds: 3 Total / 3 Main Level
Full / Half Baths: 2 / 0
Prop Type: Residential
Property Type: Single Family Residence
Stories: 1
Year Built: 1960 / Resale
Square Feet: 1,824 / Public Records
Garage Desc: Carport
Foundation: Pillar/Post/Pier
Roof: Composition
Construction: Asbestos, Frame, HardiPlank Type
Acres: 0.34
Lot Description: See Remarks, Level, Open Lot, Trees-Medium (20 Ft - 40 Ft)
Restrictions: City Restrictions
Flood Plain: No
View: None
Water Access: No
Waterfront: No
Area: EL

Utility Info

Water: Public
Sewer: Public Sewer
Utilities: Electricity Available, Other
Heat: Central
A C: Central Air

Exterior Features

Fence: Chain Link, Fenced
Exterior Features: None, Deck, Porch
Pool On Property: No
Area Amenities: None

Rooms

Rooms2 rooms

Main level

Primary Bathroom
Dual Vanity, Walk-in Shower
Primary Bathroom
Extra Large bedroom with private side yard access
Walk-In Closet(s)

Price history

Days on market

−$20,000 (−6.7%)

$300,000 → $280,000

Price reductions

Active

Since Aug 1, 2026

Price trend

List priceJun 2026 → Oct 2026

Property history5 events

Date	Event	Price	Change
Oct 22, 2026	Price Decrease	$280,000−$15,000 (−5.1%)	−$15,000 (−5.1%)
Sep 5, 2026	Price Decrease	$295,000−$5,000 (−1.7%)	−$5,000 (−1.7%)
Aug 1, 2026	Back On Market		—
Jul 25, 2026	Active Under Contract		—
Jun 26, 2026	New Listing		—

Taxes

General Information

Owner: GANDIA, CARLOS
Legal: SUNSET HEIGHTS, BLOCK 3, LOT 3
Geo ID: 13250
Acreage: 0.34

Exemptions

Exemption Type: Homestead Local Option, Homestead

Taxing Units

T1: BASTROP COUNTY
T2: ELGIN ISD
T3: CITY OF ELGIN
T4: BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5: AUSTIN COMMUNITY COLLEGE
T6: BASTROP COUNTY EMERGENCY SVC DIST #3
T7: COUNTY ROAD FM

Tax Summary

MLS estimated annual taxes: $7,465
MLS tax year: 2026
CAD estimated taxes: $6,053.32
CAD source year: 2026

Appraisal Values

Year	Land	Improvements	Market	Appraised	Assessed
2026	$122,867	$179,044	$301,911	$301,911	$301,911

Assessments

Capped	Taxable	Assessed	Land HS	Imp HS	CAD Est. Tax	Taxing Unit
$301,911	$301,911	—	—	—	$1,058.17	BASTROP COUNTY
$301,911	$161,911	—	—	—	$1,980.82	ELGIN ISD
$301,911	$301,911	—	—	—	$1,869.72	CITY OF ELGIN
$301,911	$301,911	—	—	—	$301.91	BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$301,911	$296,911	—	—	—	$307.01	AUSTIN COMMUNITY COLLEGE
$301,911	$301,911	—	—	—	$301.91	BASTROP COUNTY EMERGENCY SVC DIST #3
$301,911	$298,911	—	—	—	$233.78	COUNTY ROAD FM

Source: Bastrop County

Schools

School Info

District: Elgin ISD
Elementary: Elgin
Middle: Elgin
High: Elgin

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $280,000

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$2,271 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $1,416
Property taxes: $622
Homeowners insurance: $233

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$224,000	$2,504	$14,486	$221,496
2	$221,496	$2,671	$14,319	$218,825
3	$218,825	$2,850	$14,140	$215,975
4	$215,975	$3,041	$13,949	$212,933
5	$212,933	$3,245	$13,745	$209,689
6	$209,689	$3,462	$13,528	$206,226
7	$206,226	$3,694	$13,296	$202,532
8	$202,532	$3,941	$13,049	$198,591
9	$198,591	$4,205	$12,785	$194,386
10	$194,386	$4,487	$12,503	$189,899

Year 1$221,496
Principal paid
$2,504
Interest paid
$14,486
Starting balance
$224,000
Year 2$218,825
Principal paid
$2,671
Interest paid
$14,319
Starting balance
$221,496
Year 3$215,975
Principal paid
$2,850
Interest paid
$14,140
Starting balance
$218,825
Year 4$212,933
Principal paid
$3,041
Interest paid
$13,949
Starting balance
$215,975
Year 5$209,689
Principal paid
$3,245
Interest paid
$13,745
Starting balance
$212,933
Year 6$206,226
Principal paid
$3,462
Interest paid
$13,528
Starting balance
$209,689
Year 7$202,532
Principal paid
$3,694
Interest paid
$13,296
Starting balance
$206,226
Year 8$198,591
Principal paid
$3,941
Interest paid
$13,049
Starting balance
$202,532
Year 9$194,386
Principal paid
$4,205
Interest paid
$12,785
Starting balance
$198,591
Year 10$189,899
Principal paid
$4,487
Interest paid
$12,503
Starting balance
$194,386

First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.