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1114 W 2nd St 8045317Edit search
ActiveMLS #8045317

1114 W 2nd ST, Elgin TX 78621

Elgin, TX 78621 · Sunset Heights

Single Family Residence for sale in Sunset Heights

3Bedrooms
2Bathrooms
1,824Square Ft
0.34Acres
0Garage
1960Year Built
Price Reduced
1 / 31
$295,000$300,000
3D tour

Overview

Property Description

An exceptional opportunity in old town Elgin, where a beautifully maintained mid-century home offers a serene sanctuary amidst impressive gardens. This charming residence blends tranquility and urban convenience, situated near HEB and the revitalized downtown area. The single-story layout encompasses three spacious bedrooms and two full bathrooms. Expansive living areas, totaling 1824 square feet, provide ample space for relaxation and entertaining. This property is ideal for those who appreciate significant outdoor space for gardening and shared leisure activities transforming the surroundings into a personal oasis. Enjoy a peaceful setting with easy access to local amenities and community offerings, striking an ideal balance between quietude and accessibility. Embrace the charm of this welcoming community and envision a lifestyle of comfort and ease in a prime location. Recent upgrades: 2022 Roof 2023 Blow in insulation, AC system (furnace & outdoor unit) 2024 Deck, gazebo, seamless gutters ,shed

Financial Info
Price
$295,000
$ / Sqft
$162
HOA
None
Tax Rate
2.99262%
Est. Taxes
$7,465
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
1114 W 2nd ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Sunset Heights
Legal Description
SUNSET HEIGHTS, BLOCK 3, LOT 3
Parcel
13250
Interior Features
Floor
Carpet, Laminate, Tile, Wood
Num Living
1
Dining
2
Kitchen
Breakfast Bar
Appliances
Microwave, Free-Standing Range, Refrigerator, Washer/Dryer, Gas Water Heater
Laundry
In Carport
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Breakfast Bar, Multiple Dining Areas, Primary Bedroom on Main, Walk-In Closet(s), Smoke Detector(s), Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1960 / Resale
Square Feet
1,824 / Public Records
Garage Desc
Carport
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Asbestos, Frame, HardiPlank Type
Acres
0.34
Lot Description
See Remarks, Level, Open Lot, Trees-Medium (20 Ft - 40 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Other
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link, Fenced
Exterior Features
None, Deck, Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms2 rooms

Main level

  • Primary Bathroom

    Dual Vanity, Walk-in Shower

  • Primary Bathroom

    Extra Large bedroom with private side yard access

    Walk-In Closet(s)

Price history

Members only
Days on market
−$5,000 (−1.7%)
$300,000 → $295,000
1
Price reduction
Active
Since Jun 25, 2026
Price trend
List priceJun 2026 → Sep 2026
Property history4 events
DateEventPriceChange
Sep 5, 2026Price Decrease$295,000−$5,000 (−1.7%)
Aug 1, 2026Back On Market
Jul 25, 2026Active Under Contract
Jun 26, 2026New Listing

Taxes

General Information
Owner
GANDIA, CARLOS
Legal
SUNSET HEIGHTS, BLOCK 3, LOT 3
Geo ID
13250
Acreage
0.34
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,465
MLS tax year
2026
CAD estimated taxes
$6,053.32
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$122,867$179,044$301,911$301,911$301,911
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$301,911$301,911———$1,058.17BASTROP COUNTY
$301,911$161,911———$1,980.82ELGIN ISD
$301,911$301,911———$1,869.72CITY OF ELGIN
$301,911$301,911———$301.91BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$301,911$296,911———$307.01AUSTIN COMMUNITY COLLEGE
$301,911$301,911———$301.91BASTROP COUNTY EMERGENCY SVC DIST #3
$301,911$298,911———$233.78COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $295,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,360 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,360

Principal & interest
$1,492
Property taxes
$622
Homeowners insurance
$246

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$236,000$2,638$15,262$233,362
2$233,362$2,814$15,086$230,548
3$230,548$3,003$14,897$227,545
4$227,545$3,204$14,696$224,341
5$224,341$3,419$14,481$220,922
6$220,922$3,648$14,253$217,274
7$217,274$3,892$14,008$213,382
8$213,382$4,153$13,748$209,230
9$209,230$4,431$13,469$204,799
10$204,799$4,727$13,173$200,072
  • Year 1$233,362
    Principal paid
    $2,638
    Interest paid
    $15,262
    Starting balance
    $236,000
  • Year 2$230,548
    Principal paid
    $2,814
    Interest paid
    $15,086
    Starting balance
    $233,362
  • Year 3$227,545
    Principal paid
    $3,003
    Interest paid
    $14,897
    Starting balance
    $230,548
  • Year 4$224,341
    Principal paid
    $3,204
    Interest paid
    $14,696
    Starting balance
    $227,545
  • Year 5$220,922
    Principal paid
    $3,419
    Interest paid
    $14,481
    Starting balance
    $224,341
  • Year 6$217,274
    Principal paid
    $3,648
    Interest paid
    $14,253
    Starting balance
    $220,922
  • Year 7$213,382
    Principal paid
    $3,892
    Interest paid
    $14,008
    Starting balance
    $217,274
  • Year 8$209,230
    Principal paid
    $4,153
    Interest paid
    $13,748
    Starting balance
    $213,382
  • Year 9$204,799
    Principal paid
    $4,431
    Interest paid
    $13,469
    Starting balance
    $209,230
  • Year 10$200,072
    Principal paid
    $4,727
    Interest paid
    $13,173
    Starting balance
    $204,799
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.