Mr. Home Search
ActiveMLS #6985061

118 Camino De Agua, Elgin TX 78621

Elgin, TX 78621 · Las Colinas Estates Subdivisio

Single Family Residence for sale in Las Colinas Estates Subdivisio

3Bedrooms
2 full / 1 halfBathrooms
1,770Square Ft
0.56Acres
0Garage
2018Year Built
Price Reduced
1 / 40
$359,900$389,000
3D tour

Overview

Property Description

**BANK OWNED PROPERTY. Information contained herein is deemed reliable but not guaranteed and is provided for informational purposes only. Buyer and buyer's agent are solely responsible for independently verifying all information, facts, measurements, and condition of the property prior to closing.** Tucked behind a private gate at the end of a cul-de-sac in Las Colinas Estates, 118 Camino De Agua sits on over half an acre and backs to 54 acres of private land with no rear neighbors, just open, quiet views. Natural light pours through the home with an open open-concept living space that is anchored by a kitchen with white quartz counters, a large island, and real character. Downstairs has 3 bedrooms, while the primary suite claims the entire second floor as its own — a true retreat with high ceilings and a striking chandelier that sets the tone the moment you walk in. The en-suite bath is just as impressive, with a soaking tub, separate shower, quartz counters, and beautiful fixtures throughout. Out back, the yard is spacious and private, with plenty of room to add a pool or shop. The back steps have recently been redone. This bank-owned home does need some work and is being sold as-is, with electricity currently off — but for a buyer ready to bring their vision, this is a rare combination of privacy, space, and character at a price that reflects the opportunity.

Financial Info
Price
$359,900
$ / Sqft
$203
HOA
None
Tax Rate
1.9555%
Est. Taxes
$7,449
Tax Year
2025
Exemptions
None
Legal Info
Address
118 Camino De Agua
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Las Colinas Estates Subdivisio
Legal Description
LAS COLINAS ESTATES SUBDIVISION, BLOCK F, LOT 48, ACRES 0.558
Parcel
8702233
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island
Appliances
Dishwasher, Disposal, Microwave
Laundry
Inside, Laundry Room, Lower Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Tray Ceiling(s), Chandelier, Quartz Counters, Double Vanity, Electric Dryer Hookup, French Doors, Interior Steps, Kitchen Island, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, None
General Info
Beds
3 Total / 2 Main Level / 1 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2018 / Resale
Square Feet
1,770 / Public Records
Garage Desc
Gated, Gravel, Outside, Parking Pad
Foundation
Pillar/Post/Pier, Slab
Roof
Composition
Construction
HardiPlank Type
Acres
0.56
Lot Description
Back Yard, Cleared, Cul-De-Sac, Few Trees, Front Yard, Gentle Sloping, Interior Lot
Restrictions
None
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Septic Tank
Utilities
Electricity Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link, Fenced, Wood
Exterior Features
Exterior Steps, Lighting, Private Entrance, Private Yard, Covered, Front Porch, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms2 rooms

Second level

  • Primary Bedroom

    Chandelier, Full Bath, High Ceilings, Tray Ceiling(s), Walk-In Closet(s)

  • Primary Bathroom

    Quartz Counters, Dual Vanity, Full Bath, High Ceilings, Separate Shower, Soaking Tub

Price history

Members only
Days on market
−$29,100 (−7.5%)
$389,000 → $359,900
3
Price reductions
Active
Since Jul 16, 2026
Price trend
List priceJul 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 15, 2026Price Decrease$359,900−$10,000 (−2.7%)
Aug 31, 2026Price Decrease$369,900−$10,000 (−2.6%)
Aug 3, 2026Price Decrease$379,900−$9,100 (−2.3%)
Jul 16, 2026New Listing

Taxes

General Information
Owner
FIRST NATIONAL BANK OF AMERICA
Legal
Las Colinas Estates Subdivision, BLOCK F, LOT 48, ACRES 0.558
Geo ID
8702233
Acreage
0.56
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,449
MLS tax year
2025
CAD estimated taxes
$6,565.97
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$162,119$269,912$432,031$432,031$423,740
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$423,740$423,740$1,485.17BASTROP COUNTY
$423,740$283,740$3,471.28ELGIN ISD
$423,740$423,740$423.74BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$423,740$418,740$432.98AUSTIN COMMUNITY COLLEGE
$423,740$423,740$423.74BASTROP COUNTY EMERGENCY SVC DIST #3
$423,740$420,740$329.06COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $359,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,741 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,741

Principal & interest
$1,820
Property taxes
$621
Homeowners insurance
$300

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$287,920$3,218$18,620$284,702
2$284,702$3,434$18,405$281,268
3$281,268$3,664$18,175$277,605
4$277,605$3,909$17,929$273,696
5$273,696$4,171$17,667$269,525
6$269,525$4,450$17,388$265,075
7$265,075$4,748$17,090$260,326
8$260,326$5,066$16,772$255,260
9$255,260$5,405$16,433$249,855
10$249,855$5,767$16,071$244,087
  • Year 1$284,702
    Principal paid
    $3,218
    Interest paid
    $18,620
    Starting balance
    $287,920
  • Year 2$281,268
    Principal paid
    $3,434
    Interest paid
    $18,405
    Starting balance
    $284,702
  • Year 3$277,605
    Principal paid
    $3,664
    Interest paid
    $18,175
    Starting balance
    $281,268
  • Year 4$273,696
    Principal paid
    $3,909
    Interest paid
    $17,929
    Starting balance
    $277,605
  • Year 5$269,525
    Principal paid
    $4,171
    Interest paid
    $17,667
    Starting balance
    $273,696
  • Year 6$265,075
    Principal paid
    $4,450
    Interest paid
    $17,388
    Starting balance
    $269,525
  • Year 7$260,326
    Principal paid
    $4,748
    Interest paid
    $17,090
    Starting balance
    $265,075
  • Year 8$255,260
    Principal paid
    $5,066
    Interest paid
    $16,772
    Starting balance
    $260,326
  • Year 9$249,855
    Principal paid
    $5,405
    Interest paid
    $16,433
    Starting balance
    $255,260
  • Year 10$244,087
    Principal paid
    $5,767
    Interest paid
    $16,071
    Starting balance
    $249,855
First 10 of 30 years

Nearby

Courtesy of Crider Realty, LLC · (512) 402-2912

Listings courtesy of ACTRIS as distributed by MLS GRID.