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ActiveMLS #4549479

120 Eagle Valley DR, Elgin TX 78621

Elgin, TX 78621 · Larson Crossing

Single Family Residence for sale in Larson Crossing

4Bedrooms
3Bathrooms
2,029Square Ft
0.15Acres
2Garage
2026Year Built
1 / 10
$305,120

Overview

Property Description

NEW CONSTRUCTION BY CENTEX HOMES! Available December 2026! Larson Crossing by Centex Homes, Enjoy significantly lower homeownership costs than Austin, with payments starting in the low $2,000s, a 2.4% tax rate (No MUD/PID), and a $35/month HOA. Enjoy below market FHA rates, USDA Eligible!! walkability to Elgin ISD schools, the 40+ acre Shenandoah Greenbelt, and 5 nearby parks including Veterans Memorial Park with a zipline. Just 30 minutes from major tech hubs, plus Elgin's small-town charm.

Financial Info
Price
$305,120
$ / Sqft
$150
HOA
Yes - Mandatory / $35 / Monthly
HOA Name
Larson Crossing
HOA Includes
Common Area Maintenance
Tax Rate
2.4%
Est. Taxes
$7,647.76
Tax Year
2024
Exemptions
None
Legal Info
Address
120 Eagle Valley DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Larson Crossing
Legal Description
120 Eagle Valley Drive Elgin, TX 78621
Parcel
120 Eagle Valley Drive Elgin, TX 78621
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Cooktop, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Range, Stainless Steel Appliance(s), Gas Water Heater
Laundry
Laundry Room, Upper Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Tray Ceiling(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
2,029 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Masonry – Partial
Acres
0.15
Lot Description
Interior Lot, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Sparse
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
Heat
Central, ENERGY STAR Qualified Equipment, Natural Gas
A C
Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment
Exterior Features
Fence
Back Yard, Fenced, Wood
Exterior Features
None, Patio
Pool On Property
No
Area Amenities
Common Grounds, Playground

Price history

Days on market
+$900 (+0.3%)
$304,220 → $305,120
0
Price reductions
Active
Since Oct 29, 2026
Price trend
List priceOct 2026 → Nov 2026
Property history2 events
DateEventPriceChange
Nov 2, 2026Price Increase$305,120+$900 (+0.3%)
Oct 29, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $305,120
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,434 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,434

Principal & interest
$1,543
Property taxes
$637
Homeowners insurance
$254

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$244,096$2,728$15,786$241,368
2$241,368$2,911$15,603$238,457
3$238,457$3,106$15,408$235,351
4$235,351$3,314$15,200$232,037
5$232,037$3,536$14,978$228,501
6$228,501$3,773$14,741$224,728
7$224,728$4,025$14,489$220,702
8$220,702$4,295$14,219$216,407
9$216,407$4,583$13,932$211,825
10$211,825$4,890$13,625$206,935
  • Year 1$241,368
    Principal paid
    $2,728
    Interest paid
    $15,786
    Starting balance
    $244,096
  • Year 2$238,457
    Principal paid
    $2,911
    Interest paid
    $15,603
    Starting balance
    $241,368
  • Year 3$235,351
    Principal paid
    $3,106
    Interest paid
    $15,408
    Starting balance
    $238,457
  • Year 4$232,037
    Principal paid
    $3,314
    Interest paid
    $15,200
    Starting balance
    $235,351
  • Year 5$228,501
    Principal paid
    $3,536
    Interest paid
    $14,978
    Starting balance
    $232,037
  • Year 6$224,728
    Principal paid
    $3,773
    Interest paid
    $14,741
    Starting balance
    $228,501
  • Year 7$220,702
    Principal paid
    $4,025
    Interest paid
    $14,489
    Starting balance
    $224,728
  • Year 8$216,407
    Principal paid
    $4,295
    Interest paid
    $14,219
    Starting balance
    $220,702
  • Year 9$211,825
    Principal paid
    $4,583
    Interest paid
    $13,932
    Starting balance
    $216,407
  • Year 10$206,935
    Principal paid
    $4,890
    Interest paid
    $13,625
    Starting balance
    $211,825
First 10 of 30 years

Nearby

Courtesy of ERA Experts · (512) 270-4765

Listings courtesy of ACTRIS as distributed by MLS GRID.