Active Under ContractMLS #7833747

120 Schuylerville DR, Elgin TX 78621

Name: 120 Schuylerville DR, Elgin, TX 78621
SKU: 7833747
Price: 310000 USD
Availability: LimitedAvailability

Elgin, TX 78621 · Saratoga Farms Sub Sec

Single Family Residence for sale in Saratoga Farms Sub Sec

$325,000

$310,000

2 full / 1 half

2,489

0.17

2019

1 / 29

$310,000$325,000

Overview

Property Description

Welcome home to this beautifully designed 3-bedroom, 2.5-bath home with a dedicated office that can easily serve as a 4th bedroom — offering the flexibility today’s buyers need. Step inside to an inviting open-concept floor plan filled with natural light, perfect for both everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, creating the ideal space for gathering with family and friends. Upstairs, you’ll find a versatile loft — perfect for a second living area, media room, play space, or home gym. The primary suite offers a private retreat with ample space to unwind, while the additional bedrooms provide comfort and functionality for everyone. Situated on a desirable corner lot, this home offers added privacy and curb appeal. Enjoy your private backyard with no neighbors behind — the perfect setting for relaxing evenings, weekend barbecues, or simply enjoying the peace and quiet. And here’s the best part — this is the best-priced home for its size, making it an incredible opportunity for buyers looking for space, flexibility, and value all in one. With flexible living spaces, thoughtful design, privacy, and unbeatable pricing, this home truly checks all the boxes.

Financial Info

Price: $310,000
$ / Sqft: $125
HOA: Yes - Mandatory / $50 / Quarterly
HOA Name: Saratoga Farms Residential Community
HOA Includes: Common Area Maintenance
Tax Rate: 2.39745%
Est. Taxes: $9,939.61
Tax Year: 2025
Exemptions: None

Legal Info

Address: 120 Schuylerville DR
County: Bastrop
City: Elgin
State: TX
Zip: 78621
Subdivision: Saratoga Farms Sub Sec
Legal Description: SARATOGA FARMS SUBDIVISION SECTION FIVE, BLOCK A, LOT 11, ACRES 0.166
Parcel: 8711815

Interior Features

Floor: Carpet, Laminate
Num Living: 1
Dining: 1
Kitchen: Kitchen Island, Pantry
Appliances: Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Plumbed For Ice Maker, RNGHD, Free-Standing Refrigerator, Washer, WaterSoftener
Laundry: Laundry Room, Upper Level
Master Bed: Double Vanity, Walk-In Closet(s)
Master Main: No
Interior Features: Bidet, Ceiling Fan(s), Double Vanity, Electric Dryer Hookup, Entrance Foyer, French Doors, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Blinds, Double Pane Windows, Screens

General Info

Beds: 3 Total / 3 Other Level
Full / Half Baths: 2 / 1
Prop Type: Residential
Property Type: Single Family Residence
Stories: 2
Year Built: 2019 / Resale
Square Feet: 2,489 / Public Records
Garages: 2
Garage Desc: Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation: Permanent, Slab
Roof: Shingle
Construction: Wood Siding, Stucco
Acres: 0.17
Lot Description: Back to Park/Greenbelt, Back Yard, Corner Lot, Curbs, Front Yard, Landscaped, Public Maintained Road, Subdivided, Trees-Sparse
Restrictions: City Restrictions
Flood Plain: No
View: Neighborhood
Water Access: No
Waterfront: No
Area: EL

Utility Info

Water: Public
Sewer: None
Utilities: Electricity Connected, Internet-Fiber, Underground Utilities, Water Connected
Heat: Ceiling
A C: Ceiling Fan(s), Central Air

Exterior Features

Fence: Back Yard, Fenced, Perimeter, Wood
Exterior Features: Gutters Full, Lighting, Playground, Private Yard, Covered, Front Porch, Patio, Porch
Pool On Property: No
Area Amenities: Common Grounds, Curbs, Park, Playground, Sidewalks, Street Lights, Suburban

Price history

Members only

Days on market

−$15,000 (−4.6%)

$325,000 → $310,000

Price reductions

Active Under Contract

Since Oct 15, 2025

Price trend

List priceOct 2025 → Feb 2026

Property history7 events

Date	Event	Price	Change
Apr 9, 2026	Active Under Contract		—
Feb 5, 2026	Price Decrease	$310,000−$10,000 (−3.1%)	−$10,000 (−3.1%)
Feb 1, 2026	Price Decrease	$320,000−$5,000 (−1.5%)	−$5,000 (−1.5%)
Dec 18, 2025	Price Decrease	$325,000−$5,000 (−1.5%)	−$5,000 (−1.5%)
Dec 1, 2025	Price Decrease	$330,000−$10,000 (−2.9%)	−$10,000 (−2.9%)
Nov 9, 2025	Price Increase	$340,000+$15,000 (+4.6%)	+$15,000 (+4.6%)
Oct 15, 2025	New Listing		—

Taxes

General Information

Owner: BENGSTON, DAVID K
Legal: Saratoga Farms Subdivision Section Five, BLOCK A, LOT 11, ACRES 0.166
Geo ID: 8711815
Acreage: 0.17

Exemptions

Exemption Type: DV1, Homestead Local Option, Homestead

Taxing Units

T1: BASTROP COUNTY
T2: ELGIN ISD
T3: CITY OF ELGIN
T4: BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5: AUSTIN COMMUNITY COLLEGE
T6: BASTROP COUNTY EMERGENCY SVC DIST #3
T7: COUNTY ROAD FM

Tax Summary

MLS estimated annual taxes: $9,939.61
MLS tax year: 2025
CAD estimated taxes: $7,133.67
CAD source year: 2026

Appraisal Values

Year	Land	Improvements	Market	Appraised	Assessed
2026	$69,345	$279,525	$348,870	$348,870	$348,870

Assessments

Capped	Taxable	Assessed	Land HS	Imp HS	CAD Est. Tax	Taxing Unit
$348,870	$343,870	—	—	—	$1,205.23	BASTROP COUNTY
$348,870	$203,870	—	—	—	$2,494.15	ELGIN ISD
$348,870	$343,870	—	—	—	$2,129.57	CITY OF ELGIN
$348,870	$343,870	—	—	—	$343.87	BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$348,870	$338,870	—	—	—	$350.39	AUSTIN COMMUNITY COLLEGE
$348,870	$343,870	—	—	—	$343.87	BASTROP COUNTY EMERGENCY SVC DIST #3
$348,870	$340,870	—	—	—	$266.59	COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info

District: Elgin ISD
Elementary: Elgin
Middle: Elgin
High: Elgin

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $310,000

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$2,654 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $1,568
Property taxes: $828
Homeowners insurance: $258

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$248,000	$2,772	$16,038	$245,228
2	$245,228	$2,958	$15,853	$242,270
3	$242,270	$3,156	$15,655	$239,115
4	$239,115	$3,367	$15,443	$235,748
5	$235,748	$3,593	$15,218	$232,155
6	$232,155	$3,833	$14,977	$228,322
7	$228,322	$4,090	$14,721	$224,232
8	$224,232	$4,364	$14,447	$219,869
9	$219,869	$4,656	$14,154	$215,213
10	$215,213	$4,968	$13,843	$210,245

Year 1$245,228
Principal paid
$2,772
Interest paid
$16,038
Starting balance
$248,000
Year 2$242,270
Principal paid
$2,958
Interest paid
$15,853
Starting balance
$245,228
Year 3$239,115
Principal paid
$3,156
Interest paid
$15,655
Starting balance
$242,270
Year 4$235,748
Principal paid
$3,367
Interest paid
$15,443
Starting balance
$239,115
Year 5$232,155
Principal paid
$3,593
Interest paid
$15,218
Starting balance
$235,748
Year 6$228,322
Principal paid
$3,833
Interest paid
$14,977
Starting balance
$232,155
Year 7$224,232
Principal paid
$4,090
Interest paid
$14,721
Starting balance
$228,322
Year 8$219,869
Principal paid
$4,364
Interest paid
$14,447
Starting balance
$224,232
Year 9$215,213
Principal paid
$4,656
Interest paid
$14,154
Starting balance
$219,869
Year 10$210,245
Principal paid
$4,968
Interest paid
$13,843
Starting balance
$215,213

First 10 of 30 years

Nearby

Courtesy of Berkshire Hathaway TX Realty · (512) 483-6000

Listings courtesy of ACTRIS as distributed by MLS GRID.