ActiveMLS #1877933
1212 Lake Terrace DR, Elgin TX 78621
Elgin, TX 78621 · Sunset Heights
Single Family Residence for sale in Sunset Heights
$420,000
$379,900
3Bedrooms
2 full / 1 halfBathrooms
2,603Square Ft
0.29Acres
1Garage
1968Year Built
Price Reduced
1 / 38$379,900$420,000
Overview
Property Description
Discover the perfect blend of comfort and convenience in this lovely split level, located in the sought-after Lake Terrace community. Enjoy the peaceful neighborhood with easy access to the vibrant heart of Elgin. This home offers 3 bedrooms, 2.5 bathrooms, an updated kitchen, bonus room, newly installed windows, and solar. The large tandem garage is great for storage. The location offers easy access to downtown, dining, shopping and all of your daily needs.
Financial Info
- Price
- $379,900
- $ / Sqft
- $146
- HOA
- None
- Tax Rate
- 2.397%
- Est. Taxes
- $9,447
- Tax Year
- 2024
- Exemptions
- Homestead
Legal Info
- Address
- 1212 Lake Terrace DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Sunset Heights
- Legal Description
- SUNSET HEIGHTS, BLOCK 4, LOT 2
- Parcel
- 13286
Interior Features
- Floor
- No Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Eat-in Kitchen
- Appliances
- Dishwasher, Disposal, Electric Range, Exhaust Fan, Microwave
- Laundry
- In Garage, Laundry Room
- Master Main
- No
- Interior Features
- Ceiling Fan(s), Quartz Counters, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Interior Steps, Washer Hookup, None, Double Pane Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1968 / Resale
- Square Feet
- 2,603 / Public Records
- Garages
- 1
- Garage Desc
- Attached, Door-Single, Driveway, Garage
- Foundation
- Slab
- Roof
- Metal
- Construction
- Brick Veneer
- Acres
- 0.29
- Lot Description
- Back Yard, Curbs, Few Trees
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Sewer Available, Water Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Gutters Partial, None
- Pool On Property
- No
- Area Amenities
- None
Price history
Members only
Days on market
−$40,100 (−9.5%)
$420,000 → $379,900
4
Price reductions
Active
Since Apr 17, 2026
Price trend
List priceApr 2026 → Aug 2026
Property history5 events
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 25, 2026 | Price Decrease | $379,900−$10,000 (−2.6%) | −$10,000 (−2.6%) |
| Jul 23, 2026 | Price Decrease | $389,900−$10,000 (−2.5%) | −$10,000 (−2.5%) |
| Jun 29, 2026 | Price Decrease | $399,900−$10,100 (−2.5%) | −$10,100 (−2.5%) |
| May 28, 2026 | Price Decrease | $410,000−$10,000 (−2.4%) | −$10,000 (−2.4%) |
| Apr 17, 2026 | New Listing | — |
Taxes
General Information
- Owner
- GAULT, JAMES & REBECCA
- Legal
- SUNSET HEIGHTS, BLOCK 4, LOT 2
- Geo ID
- 13286
- Acreage
- 0.29
Exemptions
- Exemption Type
- None on record
Taxing Units
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
Tax Summary
- MLS estimated annual taxes
- $9,447
- MLS tax year
- 2024
- CAD estimated taxes
- $9,203.89
- CAD source year
- 2026
Appraisal Values
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $111,401 | $246,060 | $357,461 | $357,461 | $357,461 |
Assessments
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $357,461 | $357,461 | — | — | — | $1,252.87 | BASTROP COUNTY |
| $357,461 | $357,461 | — | — | — | $4,373.18 | ELGIN ISD |
| $357,461 | $357,461 | — | — | — | $2,213.74 | CITY OF ELGIN |
| $357,461 | $357,461 | — | — | — | $357.46 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $357,461 | $357,461 | — | — | — | $369.61 | AUSTIN COMMUNITY COLLEGE |
| $357,461 | $357,461 | — | — | — | $357.46 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $357,461 | $357,461 | — | — | — | $279.57 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $379,900
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$3,025 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,025
- Principal & interest
- $1,921
- Property taxes
- $787
- Homeowners insurance
- $317
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $303,920 | $3,397 | $19,655 | $300,523 | |
| 2 | $300,523 | $3,624 | $19,427 | $296,899 | |
| 3 | $296,899 | $3,867 | $19,185 | $293,031 | |
| 4 | $293,031 | $4,126 | $18,926 | $288,905 | |
| 5 | $288,905 | $4,403 | $18,649 | $284,502 | |
| 6 | $284,502 | $4,697 | $18,354 | $279,805 | |
| 7 | $279,805 | $5,012 | $18,040 | $274,793 | |
| 8 | $274,793 | $5,348 | $17,704 | $269,445 | |
| 9 | $269,445 | $5,706 | $17,346 | $263,740 | |
| 10 | $263,740 | $6,088 | $16,964 | $257,652 |
- Year 1$300,523
- Principal paid
- $3,397
- Interest paid
- $19,655
- Starting balance
- $303,920
- Year 2$296,899
- Principal paid
- $3,624
- Interest paid
- $19,427
- Starting balance
- $300,523
- Year 3$293,031
- Principal paid
- $3,867
- Interest paid
- $19,185
- Starting balance
- $296,899
- Year 4$288,905
- Principal paid
- $4,126
- Interest paid
- $18,926
- Starting balance
- $293,031
- Year 5$284,502
- Principal paid
- $4,403
- Interest paid
- $18,649
- Starting balance
- $288,905
- Year 6$279,805
- Principal paid
- $4,697
- Interest paid
- $18,354
- Starting balance
- $284,502
- Year 7$274,793
- Principal paid
- $5,012
- Interest paid
- $18,040
- Starting balance
- $279,805
- Year 8$269,445
- Principal paid
- $5,348
- Interest paid
- $17,704
- Starting balance
- $274,793
- Year 9$263,740
- Principal paid
- $5,706
- Interest paid
- $17,346
- Starting balance
- $269,445
- Year 10$257,652
- Principal paid
- $6,088
- Interest paid
- $16,964
- Starting balance
- $263,740
First 10 of 30 years
Nearby
Courtesy of Real Estate Executives of Aus · (512) 899-4663
Listings courtesy of ACTRIS as distributed by MLS GRID.