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ActiveMLS #7614651

122 Lost Pine ST, Elgin TX 78621

Elgin, TX 78621 · Cedar Hills Sec 1

Single Family Residence for sale in Cedar Hills Sec 1

4Bedrooms
2Bathrooms
1,846Square Ft
0.95Acres
0Garage
1981Year Built
New
$320,000

Overview

Property Description

Welcome to 122 Lost Pine St, Elgin, TX! This 3-bedroom, 2-bathroom home offers a functional layout with additional flexibility thanks to a converted space that can suit a variety of needs. Whether you're looking for extra living space, a home office, or a multipurpose area, this property offers possibilities to fit your lifestyle. Conveniently located in Elgin, this home is a great opportunity for buyers looking to make a place their own. Don't miss the chance to explore the potential this property has to offer!

Financial Info
Price
$320,000
$ / Sqft
$173
HOA
Yes - Mandatory / $180 / Annually
HOA Name
Cedar Hills
HOA Includes
Common Area Maintenance, Insurance
Tax Rate
2.3628%
Est. Taxes
$6,035
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
122 Lost Pine ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Cedar Hills Sec 1
Legal Description
CEDAR HILLS SEC 1, LOT 49, ACRES 0.9447
Parcel
R15088
Interior Features
Floor
Carpet, Linoleum, Tile
Num Living
1
Dining
1
Appliances
Convection Oven, Gas Cooktop, Oven, Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Bookcases, In-Law Floorplan, Multiple Living Areas, Primary Bedroom on Main, None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1981 / Resale
Square Feet
1,846 / Public Records
Garage Desc
Carport, Outside
Foundation
Slab
Roof
Metal
Construction
Masonry – All Sides
Acres
0.95
Lot Description
Cul-De-Sac, Public Maintained Road, Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Available, Propane
Heat
Central, See Remarks
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Exterior Steps, None
Pool On Property
No
Area Amenities
Park, Playground, Pool

Price history

Days on market
$320,000
List price
0
Price reductions
Active
Since Nov 4, 2026
Property history1 event
DateEventPriceChange
Nov 4, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $320,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,388 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,388

Principal & interest
$1,618
Property taxes
$503
Homeowners insurance
$267

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$256,000$2,861$16,556$253,139
2$253,139$3,053$16,364$250,086
3$250,086$3,257$16,160$246,828
4$246,828$3,476$15,941$243,353
5$243,353$3,708$15,709$239,644
6$239,644$3,957$15,460$235,687
7$235,687$4,222$15,195$231,466
8$231,466$4,504$14,913$226,961
9$226,961$4,806$14,611$222,155
10$222,155$5,128$14,289$217,027
  • Year 1$253,139
    Principal paid
    $2,861
    Interest paid
    $16,556
    Starting balance
    $256,000
  • Year 2$250,086
    Principal paid
    $3,053
    Interest paid
    $16,364
    Starting balance
    $253,139
  • Year 3$246,828
    Principal paid
    $3,257
    Interest paid
    $16,160
    Starting balance
    $250,086
  • Year 4$243,353
    Principal paid
    $3,476
    Interest paid
    $15,941
    Starting balance
    $246,828
  • Year 5$239,644
    Principal paid
    $3,708
    Interest paid
    $15,709
    Starting balance
    $243,353
  • Year 6$235,687
    Principal paid
    $3,957
    Interest paid
    $15,460
    Starting balance
    $239,644
  • Year 7$231,466
    Principal paid
    $4,222
    Interest paid
    $15,195
    Starting balance
    $235,687
  • Year 8$226,961
    Principal paid
    $4,504
    Interest paid
    $14,913
    Starting balance
    $231,466
  • Year 9$222,155
    Principal paid
    $4,806
    Interest paid
    $14,611
    Starting balance
    $226,961
  • Year 10$217,027
    Principal paid
    $5,128
    Interest paid
    $14,289
    Starting balance
    $222,155
First 10 of 30 years

Nearby

Courtesy of Rendon Realty, LLC · (817) 592-3008

Listings courtesy of ACTRIS as distributed by MLS GRID.