126 Cider Creek DR, Elgin TX 78621
Elgin, TX 78621 · Harvest Ridge
Single Family Residence for sale in Harvest Ridge
Overview
Property Description
Welcome home to 126 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! This two-story new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. The heart of the home can be find in the kitchen which features a center island, bright white cabinets, Granite Blanco Atlantico countertops, and sleek black appliances with a gas range. Beside the kitchen, a cozy dining area offers a bright and inviting space for casual meals and conversation. A mud room and utility closet can be found off the garage, making laundry a more swift and organized experience. Retire to the primary suite where you’ll find a walk-in closet, dual vanity, and a walk-in shower. Enjoy other amazing highlights such as walk-in closets in the secondary bedrooms and Silestone bathroom vanities. Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.
Financial Info
- Price
- $310,250
- $ / Sqft
- $147
- HOA
- Yes - Mandatory / $70 / Monthly
- HOA Name
- The Neighborhood Company
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.78%
- Est. Taxes
- $8,606
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 126 Cider Creek DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Harvest Ridge
- Legal Description
- HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK S, LOT 6
- Parcel
- 8735245
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Granite Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / New
- Square Feet
- 2,107 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
- Acres
- 0.12
- Lot Description
- Back Yard, Close to Clubhouse, Corner Lot, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 21, 2026 | Price Increase | $310,250+$690 (+0.2%) | +$690 (+0.2%) |
| Jun 29, 2026 | New Listing | — |
Taxes
- Owner
- DOMAIN TIMBERLAKE MULTISTATE LLC
- Legal
- Harvest Ridge Subdivision Section Four, BLK S, LOT 6
- Geo ID
- 8735245
- Acreage
- 0.12
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- T8
- ALTESSA MUD
- MLS estimated annual taxes
- $8,606
- MLS tax year
- 2026
- CAD estimated taxes
- $1,051.42
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $37,746 | $0 | $37,746 | $37,746 | $37,746 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $37,746 | $37,746 | — | — | — | $132.30 | BASTROP COUNTY |
| $37,746 | $37,746 | — | — | — | $461.78 | ELGIN ISD |
| $37,746 | $37,746 | — | — | — | $37.75 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $37,746 | $37,746 | — | — | — | $39.03 | AUSTIN COMMUNITY COLLEGE |
| $37,746 | $37,746 | — | — | — | $37.75 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $37,746 | $37,746 | — | — | — | $29.52 | COUNTY ROAD FM |
| $37,746 | $37,746 | — | — | — | $313.29 | ALTESSA MUD |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,545 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,545
- Principal & interest
- $1,569
- Property taxes
- $717
- Homeowners insurance
- $259
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $248,200 | $2,774 | $16,051 | $245,426 | |
| 2 | $245,426 | $2,960 | $15,866 | $242,466 | |
| 3 | $242,466 | $3,158 | $15,667 | $239,308 | |
| 4 | $239,308 | $3,370 | $15,456 | $235,938 | |
| 5 | $235,938 | $3,595 | $15,230 | $232,342 | |
| 6 | $232,342 | $3,836 | $14,989 | $228,506 | |
| 7 | $228,506 | $4,093 | $14,732 | $224,413 | |
| 8 | $224,413 | $4,367 | $14,458 | $220,046 | |
| 9 | $220,046 | $4,660 | $14,166 | $215,386 | |
| 10 | $215,386 | $4,972 | $13,854 | $210,414 |
- Year 1$245,426
- Principal paid
- $2,774
- Interest paid
- $16,051
- Starting balance
- $248,200
- Year 2$242,466
- Principal paid
- $2,960
- Interest paid
- $15,866
- Starting balance
- $245,426
- Year 3$239,308
- Principal paid
- $3,158
- Interest paid
- $15,667
- Starting balance
- $242,466
- Year 4$235,938
- Principal paid
- $3,370
- Interest paid
- $15,456
- Starting balance
- $239,308
- Year 5$232,342
- Principal paid
- $3,595
- Interest paid
- $15,230
- Starting balance
- $235,938
- Year 6$228,506
- Principal paid
- $3,836
- Interest paid
- $14,989
- Starting balance
- $232,342
- Year 7$224,413
- Principal paid
- $4,093
- Interest paid
- $14,732
- Starting balance
- $228,506
- Year 8$220,046
- Principal paid
- $4,367
- Interest paid
- $14,458
- Starting balance
- $224,413
- Year 9$215,386
- Principal paid
- $4,660
- Interest paid
- $14,166
- Starting balance
- $220,046
- Year 10$210,414
- Principal paid
- $4,972
- Interest paid
- $13,854
- Starting balance
- $215,386
Nearby
Courtesy of New Home Now · (512) 960-4705
Listings courtesy of ACTRIS as distributed by MLS GRID.