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ActiveMLS #7318470

12816 Wooly Bucket CV, Elgin TX 78621

Elgin, TX 78621 · ELM CREEK SEC 5B

Single Family Residence for sale in ELM CREEK SEC 5B

3Bedrooms
2Bathrooms
1,704Square Ft
0.31Acres
2Garage
2009Year Built
Open Today 8am–7pmPrice Reduced
1 / 16
$245,000$271,000

Overview

Property Description

INCREDIBLE BUYER INCENTIVES: $4,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $4,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 12816 Wooly Bucket Cv is a one-story Elgin cul-de-sac home with a functional layout and modern finishes throughout. The kitchen features a center island and stainless steel appliances, creating a well-equipped space for cooking and entertaining. The primary bedroom includes a walk-in closet for convenient storage and organization, while the primary bathroom features double sinks for everyday convenience. A covered patio extends the living space outdoors, creating ample room for relaxation and entertaining. A two-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.. Included 100-Day Home Warranty with buyer activation

Financial Info
Price
$245,000
$ / Sqft
$144
HOA
Yes - Mandatory / $110 / Quarterly
HOA Name
Elm Creek Homeowners Association, Inc.
HOA Includes
Common Area Maintenance
Tax Rate
2.7057%
Est. Taxes
$7,964
Tax Year
2025
Exemptions
None
Legal Info
Address
12816 Wooly Bucket CV
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
ELM CREEK SEC 5B
Legal Description
LOT 18 BLK L ELM CREEK SEC 5B
Parcel
02379606210000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Range
Laundry
Inside
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
None
Interior Features
Primary Bedroom on Main, Security System Owned, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2009 / Resale
Square Feet
1,704 / Owner
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Asphalt
Construction
Brick, Masonry – Partial
Acres
0.31
Lot Description
Cul-De-Sac
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available
Heat
Central, Natural Gas
A C
Central Air, Electric
Exterior Features
Fence
Back Yard, Wood
Exterior Features
None
Pool On Property
No
Area Amenities
Clubhouse, Pool

Rooms

Rooms1 room

Main level

  • Primary Bedroom

Price history

Members only
Days on market
−$26,000 (−9.6%)
$271,000 → $245,000
4
Price reductions
Active
Since Jun 22, 2026
Price trend
List priceJun 2026Sep 2026
Property history5 events
DateEventPriceChange
Sep 10, 2026Price Decrease$245,000−$5,000 (−2%)
Aug 13, 2026Price Decrease$250,000−$8,000 (−3.1%)
Jul 23, 2026Price Decrease$258,000−$8,000 (−3%)
Jul 9, 2026Price Decrease$266,000−$5,000 (−1.8%)
Jun 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $245,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,107 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,107

Principal & interest
$1,239
Property taxes
$664
Homeowners insurance
$204

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$196,000$2,191$12,675$193,809
2$193,809$2,337$12,529$191,472
3$191,472$2,494$12,372$188,978
4$188,978$2,661$12,205$186,317
5$186,317$2,839$12,027$183,478
6$183,478$3,029$11,837$180,448
7$180,448$3,232$11,634$177,216
8$177,216$3,449$11,417$173,767
9$173,767$3,680$11,187$170,087
10$170,087$3,926$10,940$166,161
  • Year 1$193,809
    Principal paid
    $2,191
    Interest paid
    $12,675
    Starting balance
    $196,000
  • Year 2$191,472
    Principal paid
    $2,337
    Interest paid
    $12,529
    Starting balance
    $193,809
  • Year 3$188,978
    Principal paid
    $2,494
    Interest paid
    $12,372
    Starting balance
    $191,472
  • Year 4$186,317
    Principal paid
    $2,661
    Interest paid
    $12,205
    Starting balance
    $188,978
  • Year 5$183,478
    Principal paid
    $2,839
    Interest paid
    $12,027
    Starting balance
    $186,317
  • Year 6$180,448
    Principal paid
    $3,029
    Interest paid
    $11,837
    Starting balance
    $183,478
  • Year 7$177,216
    Principal paid
    $3,232
    Interest paid
    $11,634
    Starting balance
    $180,448
  • Year 8$173,767
    Principal paid
    $3,449
    Interest paid
    $11,417
    Starting balance
    $177,216
  • Year 9$170,087
    Principal paid
    $3,680
    Interest paid
    $11,187
    Starting balance
    $173,767
  • Year 10$166,161
    Principal paid
    $3,926
    Interest paid
    $10,940
    Starting balance
    $170,087
First 10 of 30 years

Nearby

Courtesy of Opendoor Brokerage, LLC · (480) 462-5392

Listings courtesy of ACTRIS as distributed by MLS GRID.