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ActiveMLS #8803071

13021 Maidenhair TRL, Elgin TX 78621

Elgin, TX 78621 · Elm Creek Sec 01

Single Family Residence for sale in Elm Creek Sec 01

4Bedrooms
2 full / 1 halfBathrooms
1,748Square Ft
0.11Acres
1Garage
2003Year Built
Price Reduced
1 / 25
$235,000$240,000

Overview

Property Description

Welcome to 13021 Maidenhair Trail, a spacious 4-bedroom, 2.5-bath home located in the established Elm Creek community of Elgin. With approximately 1,748 square feet of living space, this two-story home offers a functional layout with plenty of room to live, work, and entertain. The kitchen opens into the main living space, while the private backyard offers room for outdoor entertaining, gardening, or simply relaxing at home. An attached garage, additional storage, and a versatile four-bedroom floor plan make this home a great option for a variety of needs. Elm Creek offers neighborhood amenities including a community pool, playground, dog park, green spaces, and walking trails. Convenient access to Highway 290 makes commuting toward Austin easy while still enjoying everything Elgin has to offer. Whether you're looking for your first home, need additional space, or are searching for an investment opportunity, 13021 Maidenhair Trail offers space, location, and value in one package.

Financial Info
Price
$235,000
$ / Sqft
$134
HOA
Yes - Mandatory / $110 / Quarterly
HOA Name
Rowcal
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.777%
Est. Taxes
$7,649.24
Tax Year
2022
Exemptions
None
Legal Info
Address
13021 Maidenhair TRL
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek Sec 01
Legal Description
LOT 21 BLK E ELM CREEK SEC 1
Parcel
02399605060000
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Appliances
Cooktop, Dishwasher, Disposal, Free-Standing Gas Oven, Refrigerator, Stainless Steel Appliance(s)
Laundry
Laundry Room, Lower Level
Master Main
No
Fireplace Description
None
Interior Features
Ceiling Fan(s), None, Blinds
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2003 / Resale
Square Feet
1,748 / Public Records
Garages
1
Garage Desc
Attached, Concrete, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type
Acres
0.11
Lot Description
Back Yard, Front Yard, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD)
Sewer
None
Utilities
Cable Available, Electricity Available, Internet-Cable, Other, Natural Gas Connected, Phone Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Garden, Private Yard, Deck, Porch
Pool On Property
No
Area Amenities
Common Grounds, Curbs, Dog Park, Park, Picnic Area, Playground, Pool

Price history

Days on market
−$5,000 (−2.1%)
$240,000 → $235,000
2
Price reductions
Active
Since Sep 6, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 29, 2026Price Decrease$235,000−$3,000 (−1.3%)
Oct 8, 2026Price Decrease$238,000−$2,000 (−0.8%)
Sep 6, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 568547

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$217,159$224.54
BASTROP-TRAVIS COUNTIES ESD NO 10.100000$222,159$222.16
ELGIN ISD1.223400$82,159$1,005.13
TRAVIS CO MUD NO 140.785000$222,159$1,743.95
TRAVIS COUNTY0.375845$177,727$667.98
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$177,727$209.76
Ordinary property tax estimate2.705668$4,073.52

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
ALANIZ TANYA & ESMERALDA GONZALES
Legal
LOT 21 BLK E ELM CREEK SEC 1
Geo ID
prop:568547
Acreage
0.11
Exemptions
Exemption Type
Homestead
Tax Summary
MLS estimated annual taxes
$7,649.24
MLS tax year
2022
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$237,1451.382268$3,038.58
2024—1.338714$2,881.86
2023—1.223947$3,220.14
2022—1.269623$3,261.70
2021—1.374979$2,502.50
2020—1.400465$3,022.64

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $235,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,021 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,021

Principal & interest
$1,188
Property taxes
$637
Homeowners insurance
$196

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$188,000$2,101$12,158$185,899
2$185,899$2,242$12,017$183,657
3$183,657$2,392$11,867$181,264
4$181,264$2,552$11,707$178,712
5$178,712$2,723$11,536$175,989
6$175,989$2,906$11,354$173,083
7$173,083$3,100$11,159$169,983
8$169,983$3,308$10,951$166,675
9$166,675$3,530$10,730$163,145
10$163,145$3,766$10,494$159,379
  • Year 1$185,899
    Principal paid
    $2,101
    Interest paid
    $12,158
    Starting balance
    $188,000
  • Year 2$183,657
    Principal paid
    $2,242
    Interest paid
    $12,017
    Starting balance
    $185,899
  • Year 3$181,264
    Principal paid
    $2,392
    Interest paid
    $11,867
    Starting balance
    $183,657
  • Year 4$178,712
    Principal paid
    $2,552
    Interest paid
    $11,707
    Starting balance
    $181,264
  • Year 5$175,989
    Principal paid
    $2,723
    Interest paid
    $11,536
    Starting balance
    $178,712
  • Year 6$173,083
    Principal paid
    $2,906
    Interest paid
    $11,354
    Starting balance
    $175,989
  • Year 7$169,983
    Principal paid
    $3,100
    Interest paid
    $11,159
    Starting balance
    $173,083
  • Year 8$166,675
    Principal paid
    $3,308
    Interest paid
    $10,951
    Starting balance
    $169,983
  • Year 9$163,145
    Principal paid
    $3,530
    Interest paid
    $10,730
    Starting balance
    $166,675
  • Year 10$159,379
    Principal paid
    $3,766
    Interest paid
    $10,494
    Starting balance
    $163,145
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.