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ActiveMLS #5699873

13413 Barn Chime ST, Elgin TX 78621

Elgin, TX 78621 · Creeks Crossing

Single Family Residence for sale in Creeks Crossing

5Bedrooms
3Bathrooms
2,741Square Ft
0.15Acres
2Garage
2026Year Built
Price Reduced
1 / 4
$359,990$389,990

Overview

Property Description

The only premium builder offering the lowest tax rate in Elgin This spacious two-story home offers 2,740 square feet of versatile living designed to meet a variety of needs. Featuring 5 bedrooms and 3 full bathrooms, this layout includes the convenience of two bedrooms on the first floor, perfect for guests, children, or multi-generational living. A dedicated office provides the ideal work-from-home setup, while the upstairs game room offers additional space for entertaining, relaxing, or play. The primary suite is thoughtfully designed with a double vanity and a recessed ceramic tile shower pan, creating a comfortable and functional retreat. With generous square footage, flexible living spaces, and smart design throughout, this home delivers both style and practicality in one of Elgin’s most desirable areas.

Financial Info
Price
$359,990
$ / Sqft
$131
HOA
Yes - Mandatory / $250 / Semi-Annually
HOA Name
VCM, Inc.
HOA Includes
Maintenance Grounds, See Remarks
Tax Rate
2.53%
Est. Taxes
$9,867
Tax Year
2026
Exemptions
See Remarks
Legal Info
Address
13413 Barn Chime ST
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Creeks Crossing
Legal Description
Section 1/ Block B/ Lot 9
Parcel
13413 Barn Chime
Interior Features
Floor
See Remarks
Num Living
2
Dining
1
Appliances
Dishwasher, ENERGY STAR Qualified Dishwasher, Microwave, Free-Standing Range, See Remarks, Self Cleaning Oven
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Open Floorplan, Primary Bedroom on Main, Wired for Data, See Remarks, Carbon Monoxide Detector(s), Smoke Detector(s), ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
2,741 / Builder
Garages
2
Garage Desc
Garage, Garage Door Opener
Foundation
Slab
Roof
Shingle
Construction
Masonry – Partial
Acres
0.15
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
See Remarks
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
See Remarks
Sewer
See Remarks
Utilities
Electricity Connected, See Remarks
Heat
Central, Exhaust Fan
A C
Ceiling Fan(s), Central Air, Other
Exterior Features
Fence
Wood, See Remarks
Exterior Features
See Remarks, Patio
Pool On Property
No
Area Amenities
See Remarks

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s)

  • Primary Bathroom

    Full Bath

  • Kitchen

    Pantry

Price history

Members only
Days on market
−$30,000 (−7.7%)
$389,990 → $359,990
5
Price reductions
Active
Since Apr 22, 2026
Price trend
List priceApr 2026Sep 2026
Property history6 events
DateEventPriceChange
Sep 3, 2026Price Decrease$359,990−$5,000 (−1.4%)
Aug 11, 2026Price Decrease$364,990−$5,000 (−1.4%)
Jun 16, 2026Price Decrease$369,990−$5,000 (−1.3%)
May 27, 2026Price Decrease$374,990−$5,000 (−1.3%)
May 12, 2026Price Decrease$379,990−$10,000 (−2.6%)
Apr 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $359,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,942 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,942

Principal & interest
$1,820
Property taxes
$822
Homeowners insurance
$300

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$287,992$3,219$18,625$284,773
2$284,773$3,435$18,409$281,339
3$281,339$3,665$18,179$277,674
4$277,674$3,910$17,934$273,764
5$273,764$4,172$17,672$269,592
6$269,592$4,451$17,392$265,141
7$265,141$4,749$17,094$260,392
8$260,392$5,067$16,776$255,324
9$255,324$5,407$16,437$249,917
10$249,917$5,769$16,075$244,148
  • Year 1$284,773
    Principal paid
    $3,219
    Interest paid
    $18,625
    Starting balance
    $287,992
  • Year 2$281,339
    Principal paid
    $3,435
    Interest paid
    $18,409
    Starting balance
    $284,773
  • Year 3$277,674
    Principal paid
    $3,665
    Interest paid
    $18,179
    Starting balance
    $281,339
  • Year 4$273,764
    Principal paid
    $3,910
    Interest paid
    $17,934
    Starting balance
    $277,674
  • Year 5$269,592
    Principal paid
    $4,172
    Interest paid
    $17,672
    Starting balance
    $273,764
  • Year 6$265,141
    Principal paid
    $4,451
    Interest paid
    $17,392
    Starting balance
    $269,592
  • Year 7$260,392
    Principal paid
    $4,749
    Interest paid
    $17,094
    Starting balance
    $265,141
  • Year 8$255,324
    Principal paid
    $5,067
    Interest paid
    $16,776
    Starting balance
    $260,392
  • Year 9$249,917
    Principal paid
    $5,407
    Interest paid
    $16,437
    Starting balance
    $255,324
  • Year 10$244,148
    Principal paid
    $5,769
    Interest paid
    $16,075
    Starting balance
    $249,917
First 10 of 30 years

Nearby

Courtesy of DRB Group Realty, LLC · (240) 457-9391

Listings courtesy of ACTRIS as distributed by MLS GRID.