13428 Barn Chime ST, Elgin TX 78621
Elgin, TX 78621 · Creeks Crossing
Single Family Residence for sale in Creeks Crossing
Overview
Property Description
This spacious 4-bedroom, 2-bath home offers a thoughtfully designed two-story layout enhanced with carefully selected structural upgrades that add both comfort and functionality. The main level features an open-concept design with a generous great room, dining area, and beautifully appointed kitchen, creating the perfect setting for everyday living and effortless entertaining. The kitchen is highlighted by an oversized island that provides ample prep space, additional seating, and a natural gathering spot. Just off the garage entry, a convenient drop zone with a built-in bench in the laundry room helps keep daily essentials organized and within reach. Three secondary bedrooms and a full bathroom are also located on the main floor, offering flexibility for hobby room or a home office. Privately situated upstairs, the primary suite serves as a relaxing retreat featuring a vaulted ceiling, spacious walk-in closet, and an ensuite bath with dual vanities and a separate water closet with an added door for enhanced privacy. Outside you can enjoy the covered patio and generously sized backyard, providing plenty of room for outdoor entertaining, play, or relaxation. Complete with a two-car garage, dedicated laundry room, and valuable structural upgrades throughout, this home combines spacious living areas, a versatile floor plan, and thoughtful design details that make everyday life both comfortable and convenient.
Financial Info
- Price
- $319,990
- $ / Sqft
- $148
- HOA
- Yes - Mandatory / $250 / Semi-Annually
- HOA Name
- VCM, INC
- HOA Includes
- Maintenance Grounds
- Tax Rate
- 2.53%
- Est. Taxes
- $6,651
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 13428 Barn Chime ST
- County
- Travis
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Creeks Crossing
- Legal Description
- CREEKS CROSSING SEC 1 BLK E LOT 12
- Parcel
- 994913
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island
- Appliances
- Dishwasher, Disposal, Microwave, Range, Stainless Steel Appliance(s)
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Kitchen Island, Open Floorplan, Walk-In Closet(s), Carbon Monoxide Detector(s), Smoke Detector(s), ENERGY STAR Qualified Windows, Vinyl Windows
General Info
- Beds
- 4 Total / 3 Main Level / 1 Other Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / Under Construction
- Square Feet
- 2,160 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener, Garage Faces Rear
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Masonry – Partial
- Acres
- 0.13
- Lot Description
- Interior Lot, Landscaped, Level, Sprinkler - In-ground
- Restrictions
- Deed Restrictions, Zoning
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available
- Heat
- Central, Natural Gas, Zoned
- A C
- Central Air, Electric, Zoned
Exterior Features
- Fence
- Back Yard, Fenced, Gate, Privacy, Wood
- Exterior Features
- Gutters Full, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Curbs, Park, Sidewalks
Rooms
Main level
- Bedroom
- Bathroom
- Dining Room
- Great Room
- Bedroom
- Laundry
- Kitchen
- Bedroom
Second level
- Primary Bedroom
Walk-In Closet(s)
- Primary Bathroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 1, 2026 | Price Decrease | $319,990−$5,000 (−1.5%) | −$5,000 (−1.5%) |
| Sep 15, 2026 | New Listing | — |
Taxes
TCAD account 994913
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $63,963 | $66.14 |
| BASTROP-TRAVIS COUNTIES ESD NO 1 | 0.100000 | $63,963 | $63.96 |
| CITY OF ELGIN | 0.619296 | $63,963 | $396.12 |
| ELGIN ISD | 1.223400 | $63,963 | $782.52 |
| TRAVIS COUNTY | 0.375845 | $63,963 | $240.40 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $63,963 | $75.49 |
| Ordinary property tax estimate | 2.539964 | $1,624.63 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- BRIGHTLAND HOMES LTD
- Legal
- CREEKS CROSSING SEC 1 BLK E LOT 12
- Geo ID
- prop:994913
- Acreage
- 0.13
- Exemption Type
- None on record
- MLS estimated annual taxes
- $6,651
- MLS tax year
- 2026
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $79,954 | 0.597268 | $382.03 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Neidig
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,439 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,439
- Principal & interest
- $1,618
- Property taxes
- $554
- Homeowners insurance
- $267
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $255,992 | $2,861 | $16,555 | $253,131 | |
| 2 | $253,131 | $3,053 | $16,364 | $250,078 | |
| 3 | $250,078 | $3,257 | $16,159 | $246,820 | |
| 4 | $246,820 | $3,476 | $15,941 | $243,345 | |
| 5 | $243,345 | $3,708 | $15,708 | $239,637 | |
| 6 | $239,637 | $3,957 | $15,460 | $235,680 | |
| 7 | $235,680 | $4,222 | $15,195 | $231,458 | |
| 8 | $231,458 | $4,504 | $14,912 | $226,954 | |
| 9 | $226,954 | $4,806 | $14,611 | $222,148 | |
| 10 | $222,148 | $5,128 | $14,289 | $217,020 |
- Year 1$253,131
- Principal paid
- $2,861
- Interest paid
- $16,555
- Starting balance
- $255,992
- Year 2$250,078
- Principal paid
- $3,053
- Interest paid
- $16,364
- Starting balance
- $253,131
- Year 3$246,820
- Principal paid
- $3,257
- Interest paid
- $16,159
- Starting balance
- $250,078
- Year 4$243,345
- Principal paid
- $3,476
- Interest paid
- $15,941
- Starting balance
- $246,820
- Year 5$239,637
- Principal paid
- $3,708
- Interest paid
- $15,708
- Starting balance
- $243,345
- Year 6$235,680
- Principal paid
- $3,957
- Interest paid
- $15,460
- Starting balance
- $239,637
- Year 7$231,458
- Principal paid
- $4,222
- Interest paid
- $15,195
- Starting balance
- $235,680
- Year 8$226,954
- Principal paid
- $4,504
- Interest paid
- $14,912
- Starting balance
- $231,458
- Year 9$222,148
- Principal paid
- $4,806
- Interest paid
- $14,611
- Starting balance
- $226,954
- Year 10$217,020
- Principal paid
- $5,128
- Interest paid
- $14,289
- Starting balance
- $222,148
Nearby
Courtesy of DRB Group Realty, LLC · (240) 457-9391
Listings courtesy of ACTRIS as distributed by MLS GRID.