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ActiveMLS #3653274

13445 Barn Chime ST, Elgin TX 78621

Elgin, TX 78621 · Creeks Crossing

Single Family Residence for sale in Creeks Crossing

4Bedrooms
2Bathrooms
1,842Square Ft
0.14Acres
2Garage
2026Year Built
1 / 2
$319,990

Overview

Property Description

Creeks Crossing offers the lowest tax rate among premium builders in Elgin, with no MUD or PID and a low HOA. This 4-bedroom, 2-bath home offers 1,842 square feet of thoughtfully designed single-story living and is the only available 4-bedroom single-story home in Creeks Crossing. The brick front elevation adds classic curb appeal, while features like a covered patio, full gutters, and a Ring doorbell camera provide added comfort and convenience. With a functional layout and desirable included features, this home is a great fit for those seeking space and easy single-story living.

Financial Info
Price
$319,990
$ / Sqft
$174
HOA
Yes - Mandatory / $250 / Semi-Annually
HOA Name
VCM, INC
HOA Includes
Maintenance Grounds
Tax Rate
2.53%
Tax Year
2026
Exemptions
None
Legal Info
Address
13445 Barn Chime ST
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Creeks Crossing
Legal Description
CREEKS CROSSING SEC 1 BLK B LOT 16
Parcel
994968
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Cooktop, Dishwasher, Disposal, Microwave, Range, Stainless Steel Appliance(s)
Laundry
Inside, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Kitchen Island, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Carbon Monoxide Detector(s), Smoke Detector(s), ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,842 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
Brick, Masonry – Partial
Acres
0.14
Lot Description
Landscaped, Sprinkler - In-ground
Restrictions
Zoning
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available
Heat
Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Wood
Exterior Features
Gutters Full, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Curbs, Park, Playground, Sidewalks

Rooms

Rooms9 rooms

Main level

  • Dining Room
  • Primary Bedroom
  • Primary Bathroom
  • Kitchen
  • Bedroom
  • Living Room
  • Bedroom
  • Bathroom
  • Bedroom

Price history

Days on market
$319,990
List price
0
Price reductions
Active
Since Oct 22, 2026
Property history1 event
DateEventPriceChange
Oct 22, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 994968

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$64,445$66.64
BASTROP-TRAVIS COUNTIES ESD NO 10.100000$64,445$64.45
CITY OF ELGIN0.619296$64,445$399.11
ELGIN ISD1.223400$64,445$788.42
TRAVIS COUNTY0.375845$64,445$242.21
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$64,445$76.06
Ordinary property tax estimate2.539964$1,636.89

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—0.597268$384.91

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $319,990
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,885 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,885, incomplete: some costs are unavailable

Principal & interest
$1,618
Property taxes
Unavailable
Homeowners insurance
$267

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$255,992$2,861$16,555$253,131
2$253,131$3,053$16,364$250,078
3$250,078$3,257$16,159$246,820
4$246,820$3,476$15,941$243,345
5$243,345$3,708$15,708$239,637
6$239,637$3,957$15,460$235,680
7$235,680$4,222$15,195$231,458
8$231,458$4,504$14,912$226,954
9$226,954$4,806$14,611$222,148
10$222,148$5,128$14,289$217,020
  • Year 1$253,131
    Principal paid
    $2,861
    Interest paid
    $16,555
    Starting balance
    $255,992
  • Year 2$250,078
    Principal paid
    $3,053
    Interest paid
    $16,364
    Starting balance
    $253,131
  • Year 3$246,820
    Principal paid
    $3,257
    Interest paid
    $16,159
    Starting balance
    $250,078
  • Year 4$243,345
    Principal paid
    $3,476
    Interest paid
    $15,941
    Starting balance
    $246,820
  • Year 5$239,637
    Principal paid
    $3,708
    Interest paid
    $15,708
    Starting balance
    $243,345
  • Year 6$235,680
    Principal paid
    $3,957
    Interest paid
    $15,460
    Starting balance
    $239,637
  • Year 7$231,458
    Principal paid
    $4,222
    Interest paid
    $15,195
    Starting balance
    $235,680
  • Year 8$226,954
    Principal paid
    $4,504
    Interest paid
    $14,912
    Starting balance
    $231,458
  • Year 9$222,148
    Principal paid
    $4,806
    Interest paid
    $14,611
    Starting balance
    $226,954
  • Year 10$217,020
    Principal paid
    $5,128
    Interest paid
    $14,289
    Starting balance
    $222,148
First 10 of 30 years

Nearby

Courtesy of DRB Group Realty, LLC · (240) 457-9391

Listings courtesy of ACTRIS as distributed by MLS GRID.