13520 Barn Chime ST, Elgin TX 78621
Elgin, TX 78621 · Creeks Crossing
Single Family Residence for sale in Creeks Crossing
Overview
Property Description
Enjoy exceptional value at Creeks Crossing, offering one of the lowest tax rates among premium builders in Elgin with no MUD, no PID, and a low HOA. This highly desirable Orwell floor plan is the only available home in the community featuring both a dramatic two-story family room and a dedicated private study. As an added bonus, it shares the same popular layout as the community model home. Thoughtfully designed for both comfort and functionality, this home features an attractive brick front elevation, 3 bedrooms, 2.5 bathrooms, and a spacious layout ideal for modern living. The first-floor primary suite provides a private retreat, while the dedicated study offers the perfect space for working from home, managing household tasks, or pursuing hobbies. Upstairs, two additional bedrooms and a full bath create comfortable accommodations for guests. At the heart of the home, the soaring two-story family room creates a bright, open atmosphere filled with natural light, making it the perfect gathering space for everyday living and entertaining. Combining distinctive architectural features, flexible living spaces, and outstanding affordability, this one-of-a-kind Orwell presents a rare opportunity in the sought-after Creeks Crossing community.
Financial Info
- Price
- $339,990
- $ / Sqft
- $151
- HOA
- Yes - Mandatory / $500 / Semi-Annually
- HOA Name
- VCM, Inc.
- HOA Includes
- Maintenance Grounds
- Tax Rate
- 2.53%
- Est. Taxes
- $9,053
- Tax Year
- 2026
- Exemptions
- See Remarks
Legal Info
- Address
- 13520 Barn Chime ST
- County
- Travis
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Creeks Crossing
- Legal Description
- CREEKS CROSSING SEC 1 BLK G LOT 38
- Parcel
- 994932
Interior Features
- Floor
- See Remarks
- Num Living
- 2
- Dining
- 1
- Kitchen
- Kitchen Island
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Range, Stainless Steel Appliance(s)
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Kitchen Island, Open Floorplan, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), Carbon Monoxide Detector(s), Smoke Detector(s), See Remarks, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / Under Construction
- Square Feet
- 2,250 / Builder
- Garages
- 2
- Garage Desc
- Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Masonry – Partial
- Acres
- 0.13
- Lot Description
- Landscaped, Sprinkler - Automatic
- Restrictions
- Deed Restrictions, Zoning
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, See Remarks
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Gate
- Exterior Features
- None, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Curbs, Playground
Rooms
Main level
- Office
- Kitchen
- Dining Room
- Bathroom
Half Bath
- Laundry
- Great Room
- Primary Bathroom
Second level
- Bedroom
- Bathroom
Full Bath
- Game Room
- Loft
- Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 15, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Neidig
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,756 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,756
- Principal & interest
- $1,719
- Property taxes
- $754
- Homeowners insurance
- $283
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $271,992 | $3,040 | $17,590 | $268,952 | |
| 2 | $268,952 | $3,244 | $17,386 | $265,708 | |
| 3 | $265,708 | $3,461 | $17,169 | $262,247 | |
| 4 | $262,247 | $3,693 | $16,937 | $258,554 | |
| 5 | $258,554 | $3,940 | $16,690 | $254,614 | |
| 6 | $254,614 | $4,204 | $16,426 | $250,410 | |
| 7 | $250,410 | $4,485 | $16,145 | $245,925 | |
| 8 | $245,925 | $4,786 | $15,844 | $241,139 | |
| 9 | $241,139 | $5,106 | $15,524 | $236,033 | |
| 10 | $236,033 | $5,448 | $15,182 | $230,584 |
- Year 1$268,952
- Principal paid
- $3,040
- Interest paid
- $17,590
- Starting balance
- $271,992
- Year 2$265,708
- Principal paid
- $3,244
- Interest paid
- $17,386
- Starting balance
- $268,952
- Year 3$262,247
- Principal paid
- $3,461
- Interest paid
- $17,169
- Starting balance
- $265,708
- Year 4$258,554
- Principal paid
- $3,693
- Interest paid
- $16,937
- Starting balance
- $262,247
- Year 5$254,614
- Principal paid
- $3,940
- Interest paid
- $16,690
- Starting balance
- $258,554
- Year 6$250,410
- Principal paid
- $4,204
- Interest paid
- $16,426
- Starting balance
- $254,614
- Year 7$245,925
- Principal paid
- $4,485
- Interest paid
- $16,145
- Starting balance
- $250,410
- Year 8$241,139
- Principal paid
- $4,786
- Interest paid
- $15,844
- Starting balance
- $245,925
- Year 9$236,033
- Principal paid
- $5,106
- Interest paid
- $15,524
- Starting balance
- $241,139
- Year 10$230,584
- Principal paid
- $5,448
- Interest paid
- $15,182
- Starting balance
- $236,033
Nearby
Courtesy of DRB Group Realty, LLC · (240) 457-9391
Listings courtesy of ACTRIS as distributed by MLS GRID.