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13629 Backbone Ln 1240215Edit search
PendingMLS #1240215

13629 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

4Bedrooms
3 full / 1 halfBathrooms
2,149Square Ft
0.09Acres
2Garage
2026Year Built
1 / 33
$286,499$286,999

Overview

Property Description

The Lucia - This new two-story home offers plenty of space to live and grow. An open-concept floorplan on the first level combines the kitchen, living and dining areas to maximize interior space, with a nearby covered patio for outdoor fun and leisure. The luxurious owner’s suite is nestled into a private rear corner, complete with a spa-inspired bathroom and generous walk-in closet. A versatile loft shares the second floor with three additional bedrooms. Photos are for illustrative purposes only. Estimated Completion August 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$286,499
$ / Sqft
$133
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$239.59
Tax Year
2026
Exemptions
None
Legal Info
Address
13629 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLOCK 0, LOT 6R45
Parcel
13629 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), None
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,149 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.09
Lot Description
Back Yard, Front Yard, Interior Lot
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$500 (−0.2%)
$286,999 → $286,499
1
Price reduction
Pending
Since Jun 30, 2026
Price trend
List priceJun 2026 → Jul 2026
Property history5 events
DateEventPriceChange
Aug 3, 2026Pending
Jul 27, 2026Price Increase$286,499+$500 (+0.2%)
Jul 20, 2026Price Increase$285,999+$1,000 (+0.4%)
Jul 6, 2026Price Decrease$284,999−$2,000 (−0.7%)
Jun 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $286,499
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,708 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,708

Principal & interest
$1,449
Property taxes
$20
Homeowners insurance
$239

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$229,199$2,562$14,823$226,637
2$226,637$2,733$14,651$223,904
3$223,904$2,916$14,468$220,988
4$220,988$3,112$14,273$217,876
5$217,876$3,320$14,064$214,556
6$214,556$3,543$13,842$211,013
7$211,013$3,780$13,605$207,233
8$207,233$4,033$13,351$203,200
9$203,200$4,303$13,081$198,897
10$198,897$4,591$12,793$194,306
  • Year 1$226,637
    Principal paid
    $2,562
    Interest paid
    $14,823
    Starting balance
    $229,199
  • Year 2$223,904
    Principal paid
    $2,733
    Interest paid
    $14,651
    Starting balance
    $226,637
  • Year 3$220,988
    Principal paid
    $2,916
    Interest paid
    $14,468
    Starting balance
    $223,904
  • Year 4$217,876
    Principal paid
    $3,112
    Interest paid
    $14,273
    Starting balance
    $220,988
  • Year 5$214,556
    Principal paid
    $3,320
    Interest paid
    $14,064
    Starting balance
    $217,876
  • Year 6$211,013
    Principal paid
    $3,543
    Interest paid
    $13,842
    Starting balance
    $214,556
  • Year 7$207,233
    Principal paid
    $3,780
    Interest paid
    $13,605
    Starting balance
    $211,013
  • Year 8$203,200
    Principal paid
    $4,033
    Interest paid
    $13,351
    Starting balance
    $207,233
  • Year 9$198,897
    Principal paid
    $4,303
    Interest paid
    $13,081
    Starting balance
    $203,200
  • Year 10$194,306
    Principal paid
    $4,591
    Interest paid
    $12,793
    Starting balance
    $198,897
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.