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13633 Backbone Ln 7183857Edit search
PendingMLS #7183857

13633 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

5Bedrooms
3Bathrooms
2,809Square Ft
0.10Acres
2Garage
2026Year Built
1 / 35
$344,999

Overview

Property Description

The Canon - This new two-story home boasts a spacious and modern layout. At the back of the home on the first floor is a luxurious owner’s suite showcasing a full bathroom and walk-in closet, with a secondary bedroom located off the foyer. A convenient flex space is tucked away off the main living area, which features direct access to a covered patio for seamless indoor-outdoor transitions and entertaining. On the second floor, three additional bedrooms surround a versatile game room, ready for hosting guests or lounging at the end of the day. Photos are for illustrative purposes only. Estimated Completion October 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$344,999
$ / Sqft
$123
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$533.01
Tax Year
2025
Exemptions
None
Legal Info
Address
13633 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLOCK 0, LOT 44
Parcel
13633 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Entrance Foyer, Interior Steps, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), None
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,809 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.10
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
$344,999
List price
0
Price reductions
Pending
Since Jul 21, 2026
Property history2 events
DateEventPriceChange
Aug 10, 2026Pending
Jul 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $344,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,076 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,076

Principal & interest
$1,745
Property taxes
$44
Homeowners insurance
$287

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$275,999$3,085$17,849$272,914
2$272,914$3,292$17,643$269,623
3$269,623$3,512$17,422$266,111
4$266,111$3,747$17,187$262,364
5$262,364$3,998$16,936$258,366
6$258,366$4,266$16,668$254,100
7$254,100$4,552$16,382$249,548
8$249,548$4,856$16,078$244,692
9$244,692$5,182$15,752$239,510
10$239,510$5,529$15,405$233,981
  • Year 1$272,914
    Principal paid
    $3,085
    Interest paid
    $17,849
    Starting balance
    $275,999
  • Year 2$269,623
    Principal paid
    $3,292
    Interest paid
    $17,643
    Starting balance
    $272,914
  • Year 3$266,111
    Principal paid
    $3,512
    Interest paid
    $17,422
    Starting balance
    $269,623
  • Year 4$262,364
    Principal paid
    $3,747
    Interest paid
    $17,187
    Starting balance
    $266,111
  • Year 5$258,366
    Principal paid
    $3,998
    Interest paid
    $16,936
    Starting balance
    $262,364
  • Year 6$254,100
    Principal paid
    $4,266
    Interest paid
    $16,668
    Starting balance
    $258,366
  • Year 7$249,548
    Principal paid
    $4,552
    Interest paid
    $16,382
    Starting balance
    $254,100
  • Year 8$244,692
    Principal paid
    $4,856
    Interest paid
    $16,078
    Starting balance
    $249,548
  • Year 9$239,510
    Principal paid
    $5,182
    Interest paid
    $15,752
    Starting balance
    $244,692
  • Year 10$233,981
    Principal paid
    $5,529
    Interest paid
    $15,405
    Starting balance
    $239,510
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.