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ActiveMLS #7183857

13633 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

5Bedrooms
3Bathrooms
2,809Square Ft
0.10Acres
2Garage
2026Year Built
Price Reduced
1 / 35
$343,249$344,999

Overview

Property Description

The Canon - This new two-story home boasts a spacious and modern layout. At the back of the home on the first floor is a luxurious owner’s suite showcasing a full bathroom and walk-in closet, with a secondary bedroom located off the foyer. A convenient flex space is tucked away off the main living area, which features direct access to a covered patio for seamless indoor-outdoor transitions and entertaining. On the second floor, three additional bedrooms surround a versatile game room, ready for hosting guests or lounging at the end of the day. Photos are for illustrative purposes only. Estimated Completion October 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$343,249
$ / Sqft
$122
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$533.01
Tax Year
2025
Exemptions
None
Legal Info
Address
13633 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLOCK 0, LOT 44
Parcel
13633 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Entrance Foyer, Interior Steps, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), None
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,809 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.10
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Days on market
−$1,750 (−0.5%)
$344,999 → $343,249
1
Price reduction
Active
Since Nov 4, 2026
Price trend
List priceJul 2026 → Nov 2026
Property history5 events
DateEventPriceChange
Nov 5, 2026Price Decrease$343,249−$2,000 (−0.6%)
Nov 4, 2026Price Increase$345,249+$250 (+0.1%)
Nov 4, 2026Back On Market
Aug 10, 2026Pending
Jul 21, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 999001

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$64,079$66.26
BASTROP-TRAVIS COUNTIES ESD NO 10.100000$64,079$64.08
ELGIN ISD1.223400$64,079$783.94
TRAVIS CO MUD NO 140.785000$64,079$503.02
TRAVIS COUNTY0.375845$64,079$240.84
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$64,079$75.63
Ordinary property tax estimate2.705668$1,733.77

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $343,249
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,066 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,066

Principal & interest
$1,736
Property taxes
$44
Homeowners insurance
$286

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$274,599$3,069$17,759$271,530
2$271,530$3,275$17,553$268,255
3$268,255$3,494$17,334$264,761
4$264,761$3,728$17,100$261,033
5$261,033$3,978$16,850$257,055
6$257,055$4,244$16,584$252,811
7$252,811$4,528$16,299$248,282
8$248,282$4,832$15,996$243,451
9$243,451$5,155$15,672$238,295
10$238,295$5,501$15,327$232,795
  • Year 1$271,530
    Principal paid
    $3,069
    Interest paid
    $17,759
    Starting balance
    $274,599
  • Year 2$268,255
    Principal paid
    $3,275
    Interest paid
    $17,553
    Starting balance
    $271,530
  • Year 3$264,761
    Principal paid
    $3,494
    Interest paid
    $17,334
    Starting balance
    $268,255
  • Year 4$261,033
    Principal paid
    $3,728
    Interest paid
    $17,100
    Starting balance
    $264,761
  • Year 5$257,055
    Principal paid
    $3,978
    Interest paid
    $16,850
    Starting balance
    $261,033
  • Year 6$252,811
    Principal paid
    $4,244
    Interest paid
    $16,584
    Starting balance
    $257,055
  • Year 7$248,282
    Principal paid
    $4,528
    Interest paid
    $16,299
    Starting balance
    $252,811
  • Year 8$243,451
    Principal paid
    $4,832
    Interest paid
    $15,996
    Starting balance
    $248,282
  • Year 9$238,295
    Principal paid
    $5,155
    Interest paid
    $15,672
    Starting balance
    $243,451
  • Year 10$232,795
    Principal paid
    $5,501
    Interest paid
    $15,327
    Starting balance
    $238,295
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.