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13637 Backbone Ln 5085442Edit search
PendingMLS #5085442

13637 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

3Bedrooms
2Bathrooms
1,904Square Ft
0.13Acres
2Garage
2026Year Built
1 / 25
$281,999$283,499

Overview

Property Description

The Siesta -This new home features a modern and low-maintenance design contained to a single level. Off the foyer are two secondary bedrooms and a convenient study, providing a secluded place to focus on important tasks throughout the week. The kitchen, dining room and family room share an open-concept floorplan, with a nearby covered patio ready for outdoor entertainment and leisure. The owner’s suite is nestled into a private corner at the back of the home. Photos are for illustrative purposes only. Estimated Completion September 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$281,999
$ / Sqft
$148
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$533.01
Tax Year
2025
Exemptions
None
Legal Info
Address
13637 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLK 0, LOT 43
Parcel
13637 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,904 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.13
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$1,500 (−0.5%)
$283,499 → $281,999
1
Price reduction
Pending
Since Jun 18, 2026
Price trend
List priceJun 2026 → Jul 2026
Property history4 events
DateEventPriceChange
Jul 21, 2026Pending
Jul 6, 2026Price Decrease$281,999−$2,000 (−0.7%)
Jul 2, 2026Price Increase$283,999+$500 (+0.2%)
Jun 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $281,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,705 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,705

Principal & interest
$1,426
Property taxes
$44
Homeowners insurance
$235

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$225,599$2,522$14,590$223,078
2$223,078$2,690$14,421$220,387
3$220,387$2,871$14,241$217,517
4$217,517$3,063$14,048$214,454
5$214,454$3,268$13,843$211,186
6$211,186$3,487$13,624$207,699
7$207,699$3,720$13,391$203,978
8$203,978$3,970$13,142$200,009
9$200,009$4,235$12,876$195,773
10$195,773$4,519$12,592$191,254
  • Year 1$223,078
    Principal paid
    $2,522
    Interest paid
    $14,590
    Starting balance
    $225,599
  • Year 2$220,387
    Principal paid
    $2,690
    Interest paid
    $14,421
    Starting balance
    $223,078
  • Year 3$217,517
    Principal paid
    $2,871
    Interest paid
    $14,241
    Starting balance
    $220,387
  • Year 4$214,454
    Principal paid
    $3,063
    Interest paid
    $14,048
    Starting balance
    $217,517
  • Year 5$211,186
    Principal paid
    $3,268
    Interest paid
    $13,843
    Starting balance
    $214,454
  • Year 6$207,699
    Principal paid
    $3,487
    Interest paid
    $13,624
    Starting balance
    $211,186
  • Year 7$203,978
    Principal paid
    $3,720
    Interest paid
    $13,391
    Starting balance
    $207,699
  • Year 8$200,009
    Principal paid
    $3,970
    Interest paid
    $13,142
    Starting balance
    $203,978
  • Year 9$195,773
    Principal paid
    $4,235
    Interest paid
    $12,876
    Starting balance
    $200,009
  • Year 10$191,254
    Principal paid
    $4,519
    Interest paid
    $12,592
    Starting balance
    $195,773
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.