13705 Backbone LN, Elgin TX 78621
Elgin, TX 78621 · Elm Creek
Single Family Residence for sale in Elm Creek
Overview
Property Description
The Santana - This new single-story home offers a modern and low-maintenance design. Three secondary bedrooms are located near the front of the home near an inviting and spacious open-concept layout that blends the kitchen, living and dining areas. A nearby covered patio provides year-round outdoor entertaining. A convenient flex space is tucked away to the side of the home, while a luxurious owner’s suite offers access to a full bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion October 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
Financial Info
- Price
- $303,999
- $ / Sqft
- $131
- HOA
- Yes - Mandatory / $55 / Monthly
- HOA Name
- Elm Creek HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.45%
- Est. Taxes
- $239.59
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 13705 Backbone LN
- County
- Travis
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Elm Creek
- Legal Description
- Elm Creek, Block 0, Lot 41
- Parcel
- 13705 Backbone Lane
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island
- Appliances
- Dishwasher, Range
- Laundry
- Laundry Room, Main Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / Under Construction
- Square Feet
- 2,314 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Cement Siding, Stone
- Acres
- 0.10
- Lot Description
- Back Yard, Front Yard
- Restrictions
- None
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Privacy
- Exterior Features
- Private Yard, Covered, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Picnic Area, Playground, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | Price Decrease | $303,999−$2,000 (−0.7%) | −$2,000 (−0.7%) |
| Oct 21, 2026 | Price Decrease | $305,999−$2,500 (−0.8%) | −$2,500 (−0.8%) |
| Oct 19, 2026 | Price Increase | $308,499+$500 (+0.2%) | +$500 (+0.2%) |
| Oct 15, 2026 | Price Decrease | $307,999−$4,000 (−1.3%) | −$4,000 (−1.3%) |
| Oct 7, 2026 | Price Decrease | $311,999−$1,000 (−0.3%) | −$1,000 (−0.3%) |
| Oct 2, 2026 | Price Decrease | $312,999−$3,000 (−0.9%) | −$3,000 (−0.9%) |
| Sep 24, 2026 | Price Decrease | $315,999−$3,000 (−0.9%) | −$3,000 (−0.9%) |
| Sep 23, 2026 | Price Increase | $318,999+$5,000 (+1.6%) | +$5,000 (+1.6%) |
| Sep 22, 2026 | Price Decrease | $313,999−$5,000 (−1.6%) | −$5,000 (−1.6%) |
| Sep 21, 2026 | Price Decrease | $318,999−$10,000 (−3%) | −$10,000 (−3%) |
| Sep 15, 2026 | Price Increase | $328,999+$6,000 (+1.9%) | +$6,000 (+1.9%) |
| Sep 15, 2026 | Back On Market | — | |
| Sep 4, 2026 | Pending | — | |
| Aug 31, 2026 | Price Increase | $322,999+$2,000 (+0.6%) | +$2,000 (+0.6%) |
| Jul 6, 2026 | Price Decrease | $320,999−$1,000 (−0.3%) | −$1,000 (−0.3%) |
| Jun 26, 2026 | New Listing | — |
Taxes
TCAD account 999004
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $63,858 | $66.03 |
| BASTROP-TRAVIS COUNTIES ESD NO 1 | 0.100000 | $63,858 | $63.86 |
| ELGIN ISD | 1.223400 | $63,858 | $781.24 |
| TRAVIS CO MUD NO 14 | 0.785000 | $63,858 | $501.29 |
| TRAVIS COUNTY | 0.375845 | $63,858 | $240.01 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $63,858 | $75.37 |
| Ordinary property tax estimate | 2.705668 | $1,727.80 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Neidig
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,810 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,810
- Principal & interest
- $1,537
- Property taxes
- $20
- Homeowners insurance
- $253
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $243,199 | $2,718 | $15,728 | $240,481 | |
| 2 | $240,481 | $2,900 | $15,546 | $237,581 | |
| 3 | $237,581 | $3,095 | $15,352 | $234,486 | |
| 4 | $234,486 | $3,302 | $15,144 | $231,184 | |
| 5 | $231,184 | $3,523 | $14,923 | $227,661 | |
| 6 | $227,661 | $3,759 | $14,687 | $223,902 | |
| 7 | $223,902 | $4,011 | $14,436 | $219,892 | |
| 8 | $219,892 | $4,279 | $14,167 | $215,612 | |
| 9 | $215,612 | $4,566 | $13,880 | $211,046 | |
| 10 | $211,046 | $4,872 | $13,575 | $206,175 |
- Year 1$240,481
- Principal paid
- $2,718
- Interest paid
- $15,728
- Starting balance
- $243,199
- Year 2$237,581
- Principal paid
- $2,900
- Interest paid
- $15,546
- Starting balance
- $240,481
- Year 3$234,486
- Principal paid
- $3,095
- Interest paid
- $15,352
- Starting balance
- $237,581
- Year 4$231,184
- Principal paid
- $3,302
- Interest paid
- $15,144
- Starting balance
- $234,486
- Year 5$227,661
- Principal paid
- $3,523
- Interest paid
- $14,923
- Starting balance
- $231,184
- Year 6$223,902
- Principal paid
- $3,759
- Interest paid
- $14,687
- Starting balance
- $227,661
- Year 7$219,892
- Principal paid
- $4,011
- Interest paid
- $14,436
- Starting balance
- $223,902
- Year 8$215,612
- Principal paid
- $4,279
- Interest paid
- $14,167
- Starting balance
- $219,892
- Year 9$211,046
- Principal paid
- $4,566
- Interest paid
- $13,880
- Starting balance
- $215,612
- Year 10$206,175
- Principal paid
- $4,872
- Interest paid
- $13,575
- Starting balance
- $211,046
Nearby
Courtesy of Keller Williams City-View · (210) 696-9996
Listings courtesy of ACTRIS as distributed by MLS GRID.