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13705 Backbone Ln 6836126Edit search
ActiveMLS #6836126

13705 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

4Bedrooms
3Bathrooms
2,314Square Ft
0.10Acres
2Garage
2026Year Built
Price Reduced
1 / 33
$318,999$321,999

Overview

Property Description

The Santana - This new single-story home offers a modern and low-maintenance design. Three secondary bedrooms are located near the front of the home near an inviting and spacious open-concept layout that blends the kitchen, living and dining areas. A nearby covered patio provides year-round outdoor entertaining. A convenient flex space is tucked away to the side of the home, while a luxurious owner’s suite offers access to a full bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion October 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$318,999
$ / Sqft
$138
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$239.59
Tax Year
2025
Exemptions
None
Legal Info
Address
13705 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, Block 0, Lot 41
Parcel
13705 Backbone Lane
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,314 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.10
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy
Exterior Features
Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$3,000 (−0.9%)
$321,999 → $318,999
2
Price reductions
Active
Since Jun 26, 2026
Price trend
List priceJun 2026 → Sep 2026
Property history7 events
DateEventPriceChange
Sep 21, 2026Price Decrease$318,999−$10,000 (−3%)
Sep 15, 2026Price Increase$328,999+$6,000 (+1.9%)
Sep 15, 2026Back On Market
Sep 4, 2026Pending
Aug 31, 2026Price Increase$322,999+$2,000 (+0.6%)
Jul 6, 2026Price Decrease$320,999−$1,000 (−0.3%)
Jun 26, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $318,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,899 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,899

Principal & interest
$1,613
Property taxes
$20
Homeowners insurance
$266

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$255,199$2,852$16,504$252,347
2$252,347$3,043$16,313$249,303
3$249,303$3,247$16,109$246,056
4$246,056$3,465$15,892$242,591
5$242,591$3,697$15,660$238,894
6$238,894$3,944$15,412$234,950
7$234,950$4,209$15,148$230,742
8$230,742$4,490$14,866$226,251
9$226,251$4,791$14,565$221,460
10$221,460$5,112$14,244$216,348
  • Year 1$252,347
    Principal paid
    $2,852
    Interest paid
    $16,504
    Starting balance
    $255,199
  • Year 2$249,303
    Principal paid
    $3,043
    Interest paid
    $16,313
    Starting balance
    $252,347
  • Year 3$246,056
    Principal paid
    $3,247
    Interest paid
    $16,109
    Starting balance
    $249,303
  • Year 4$242,591
    Principal paid
    $3,465
    Interest paid
    $15,892
    Starting balance
    $246,056
  • Year 5$238,894
    Principal paid
    $3,697
    Interest paid
    $15,660
    Starting balance
    $242,591
  • Year 6$234,950
    Principal paid
    $3,944
    Interest paid
    $15,412
    Starting balance
    $238,894
  • Year 7$230,742
    Principal paid
    $4,209
    Interest paid
    $15,148
    Starting balance
    $234,950
  • Year 8$226,251
    Principal paid
    $4,490
    Interest paid
    $14,866
    Starting balance
    $230,742
  • Year 9$221,460
    Principal paid
    $4,791
    Interest paid
    $14,565
    Starting balance
    $226,251
  • Year 10$216,348
    Principal paid
    $5,112
    Interest paid
    $14,244
    Starting balance
    $221,460
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.