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13709 Backbone Ln 7744754Edit search
PendingMLS #7744754

13709 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

4Bedrooms
2Bathrooms
2,014Square Ft
0.09Acres
2Garage
2026Year Built
1 / 34
$295,999$296,999

Overview

Property Description

The Elton - This new single-level home is host to an inviting open floorplan with convenient access to a covered patio, ideal for seamless entertaining. Three secondary bedrooms are located off the foyer, and the luxurious owner’s suite is tucked to the side of the home, complete with an en-suite bathroom and walk-in closet. A versatile flex space can be found off the main living area. Photos are for illustrative purposes only. Estimated Completion October 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$295,999
$ / Sqft
$147
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$239.59
Tax Year
2026
Exemptions
None
Legal Info
Address
13709 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLOCK 0, LOT 40
Parcel
13709 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,014 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.09
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$1,000 (−0.3%)
$296,999 → $295,999
1
Price reduction
Pending
Since Jun 30, 2026
Price trend
List priceJun 2026 → Jul 2026
Property history3 events
DateEventPriceChange
Aug 27, 2026Pending
Jul 6, 2026Price Decrease$295,999−$1,000 (−0.3%)
Jun 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $295,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,764 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,764

Principal & interest
$1,497
Property taxes
$20
Homeowners insurance
$247

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$236,799$2,647$15,314$234,152
2$234,152$2,824$15,137$231,328
3$231,328$3,013$14,948$228,315
4$228,315$3,215$14,746$225,100
5$225,100$3,430$14,531$221,670
6$221,670$3,660$14,301$218,010
7$218,010$3,905$14,056$214,105
8$214,105$4,167$13,794$209,938
9$209,938$4,446$13,515$205,493
10$205,493$4,743$13,217$200,749
  • Year 1$234,152
    Principal paid
    $2,647
    Interest paid
    $15,314
    Starting balance
    $236,799
  • Year 2$231,328
    Principal paid
    $2,824
    Interest paid
    $15,137
    Starting balance
    $234,152
  • Year 3$228,315
    Principal paid
    $3,013
    Interest paid
    $14,948
    Starting balance
    $231,328
  • Year 4$225,100
    Principal paid
    $3,215
    Interest paid
    $14,746
    Starting balance
    $228,315
  • Year 5$221,670
    Principal paid
    $3,430
    Interest paid
    $14,531
    Starting balance
    $225,100
  • Year 6$218,010
    Principal paid
    $3,660
    Interest paid
    $14,301
    Starting balance
    $221,670
  • Year 7$214,105
    Principal paid
    $3,905
    Interest paid
    $14,056
    Starting balance
    $218,010
  • Year 8$209,938
    Principal paid
    $4,167
    Interest paid
    $13,794
    Starting balance
    $214,105
  • Year 9$205,493
    Principal paid
    $4,446
    Interest paid
    $13,515
    Starting balance
    $209,938
  • Year 10$200,749
    Principal paid
    $4,743
    Interest paid
    $13,217
    Starting balance
    $205,493
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.