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ActiveMLS #3028861

13712 Michter RD, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

4Bedrooms
3Bathrooms
2,024Square Ft
0.10Acres
2Garage
2026Year Built
Price Reduced
1 / 28
$279,999$281,999

Overview

Property Description

The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$279,999
$ / Sqft
$138
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$239.59
Tax Year
2026
Exemptions
None
Legal Info
Address
13712 Michter RD
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLOCK 0, LOT 24
Parcel
13712 Michter Road
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,024 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.10
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Days on market
−$2,000 (−0.7%)
$281,999 → $279,999
2
Price reductions
Active
Since Sep 16, 2026
Price trend
List priceSep 2026 → Nov 2026
Property history4 events
DateEventPriceChange
Nov 5, 2026Price Decrease$279,999−$2,000 (−0.7%)
Oct 20, 2026Price Decrease$281,999−$2,500 (−0.9%)
Oct 19, 2026Price Increase$284,499+$2,500 (+0.9%)
Sep 16, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 998924

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$64,250$66.43
BASTROP-TRAVIS COUNTIES ESD NO 10.100000$64,250$64.25
ELGIN ISD1.223400$64,250$786.03
TRAVIS CO MUD NO 140.785000$64,250$504.36
TRAVIS COUNTY0.375845$64,250$241.48
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$64,250$75.83
Ordinary property tax estimate2.705668$1,738.38

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $279,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,669 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,669

Principal & interest
$1,416
Property taxes
$20
Homeowners insurance
$233

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$223,999$2,504$14,486$221,496
2$221,496$2,671$14,319$218,824
3$218,824$2,850$14,140$215,974
4$215,974$3,041$13,949$212,933
5$212,933$3,245$13,745$209,688
6$209,688$3,462$13,528$206,226
7$206,226$3,694$13,296$202,532
8$202,532$3,941$13,049$198,590
9$198,590$4,205$12,785$194,385
10$194,385$4,487$12,503$189,898
  • Year 1$221,496
    Principal paid
    $2,504
    Interest paid
    $14,486
    Starting balance
    $223,999
  • Year 2$218,824
    Principal paid
    $2,671
    Interest paid
    $14,319
    Starting balance
    $221,496
  • Year 3$215,974
    Principal paid
    $2,850
    Interest paid
    $14,140
    Starting balance
    $218,824
  • Year 4$212,933
    Principal paid
    $3,041
    Interest paid
    $13,949
    Starting balance
    $215,974
  • Year 5$209,688
    Principal paid
    $3,245
    Interest paid
    $13,745
    Starting balance
    $212,933
  • Year 6$206,226
    Principal paid
    $3,462
    Interest paid
    $13,528
    Starting balance
    $209,688
  • Year 7$202,532
    Principal paid
    $3,694
    Interest paid
    $13,296
    Starting balance
    $206,226
  • Year 8$198,590
    Principal paid
    $3,941
    Interest paid
    $13,049
    Starting balance
    $202,532
  • Year 9$194,385
    Principal paid
    $4,205
    Interest paid
    $12,785
    Starting balance
    $198,590
  • Year 10$189,898
    Principal paid
    $4,487
    Interest paid
    $12,503
    Starting balance
    $194,385
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.